Explore the differences! FHA VS Conventional loan programs in Kingman, Kingman County, Kansas

In 2026, the conventional loan limit in Kingman, located in the county of Kingman, KS, is $726,200. Meanwhile, for a single-family home, the FHA loan limit is set at $472,030.

Utilize the Lendersa® Conventional loan calculator to assess today's top rates, comparing options among Conventional, FHA, and USDA loans. Determine the required income, credit score, reserves, and necessary documents for qualification. Our advanced mortgage calculator provides a side-by-side view of Conforming Conventional, USDA, FHA, and even VA loans, supporting you in selecting the most suitable program in KS for your financial situation.

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Loan Limits and Downpayment Requirements for 2026 in Kingman, Kingman, KS

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is applicable to the following zip codes: 67068

Conventional and FHA Loan Choices in Kingman, KS

The goal of Lendersa® is to securely and swiftly provide the optimal Conventional, USDA, or FHA loan options for you. Select one of three starting points to connect with matching lenders and loan programs.

USDA loan requests and matches at Lendersa


Kingman Lenders

  • Garden Plain State Bank
  • 525 North Main Street, Garden Plain, KS, 67050
  • Lends in Kansas
  • Garden Plain State Bank was granted a charter by the Kansas Banking Commission in December of 1966. The bank opened in Garden Plain Kansas on December 21, 1966. The bank enjoyed a steady growth since its inception and then made a decision to expand into the Wichita Kansas market.

  • The First National Bank of Hutchinson
  • 1 N. Main Street, Hutchinson, KS, 67501
  • Lends in Kansas
  • First National Bank of Hutchinson is a community bank that offers personal banking, commercial banking and wealth management services. The bank was founded in 1876 and is based in Hutchinson, Kansas. First National Bank of Hutchinson operates as a subsidiary of First Kansas Bancshares, Inc.

  • Members Mortgage Services, LLC
  • 200 East 1st Avenue, Hutchinson, KS, 67501
  • Lends in Kansas
  • Members Mortgage Services connects Credit Unions and their members with competitive mortgage loan products.MMS is owned by a cooperative group of Credit Unions.Together, we are committed to helping our partners & their members with all their home lending needs.Once a home loan is closed, Members Mortgage Services’ support team is easily accessible.

  • Skyward Credit Union
  • 4 Cessna Boulevard, Wichita, KS, 67215
  • Lends in Kansas
  • Skyward Credit Union was chartered on July 16, 1941, as a not-for-profit corporation under Kansas State law, to accept savings and make loans for those who qualify for membership.

    Credit unions are regulated by the Kansas State Department of Credit Unions and the National Credit Union Association (NCUA).

  • Catholic Family Federal Credit Union
  • 717 N Socora Street, Wichita, KS, 67212
  • Lends in Kansas
  • Catholic Family Federal Credit Union (CFFCU) was established in 1947 as St. Joseph Federal Credit Union. CFFCU is a full-service financial institution serving individuals, their immediate family members and organizations that are members, employees, volunteers, students, alumni or sponsored groups of affiliated Catholic parishes, schools.

  • Regent Financial Group, Inc
  • 10209 W Central Ave, Suite 1, Wichita, KS, 67212
  • Lends in Kansas
  • "Regent is dedicated to providing exceptional customer service while assisting our clients in finding the right mortgage loan product.

    Our use of cutting edge technology sets us apart from the competition. The combination of technology with superior customer service ensures that our clients receive the very best our industry has to offer.

  • Quantum Credit Union
  • 6300 W 21st North, Wichita, KS, 67205
  • Lends in Kansas
  • At Quantum Credit Union, earnings are returned back to our owners in the form of lower rates, higher interest on deposits, and lower fees. Everyone is an equal owner, with one vote, and can help shape decisions on leadership, new products and more.

    We are a not-for-profit credit cooperative, offering a full line of banking services.

  • The Peoples Bank
  • 222 S Main St., Pratt, KS, 67124
  • Lends in Kansas
  • With long-term employees serving an excellent customer base, The Peoples Bank is a unique and financially strong community bank. We have offices in seven rural counties – Barber, Kingman, Kiowa, Osborne, Pratt, Russell and Smith – stretching from the Oklahoma border to the Nebraska border in Central Kansas.

  • Dillon Credit Union
  • 2704 N Lorraine Street, Hutchinson, KS, 67502
  • Lends in Kansas
  • The Dillon Employees Credit Union was founded in 1958 to provide financial services specifically for the employees of the Dillon Companies.The credit union offices were located at the Dillon's Main Office & Warehouse at 2700 East Fourth Street, Hutchinson, KS. In 2009, we expanded our field of membership to the public to better serve the community.