FHA VS Conventional loan programs in 2025 for Pratt, Pratt County, Kansas

For 2025, the Conventional loan limit in Pratt, within Pratt county, KS, is $726,200, while the FHA limit for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to explore today's top rates among Conventional, FHA, and USDA loans. Calculate required income, credit, reserves, and documentation for eligibility. With our advanced mortgage calculator, view Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in selecting the best program in KS for your financial requirements.

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2025 Loan Limits and Downpayment Requirements in Pratt, Pratt County, KS

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to zip codes: 67124

Discover Conventional and FHA Loan Options in Pratt, KS

Lendersa® aims to find the best Conventional, USDA, or FHA loan for you swiftly and without hassle. Choose one of three starting paths that connect you with matching lenders and their programs.

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  • Wexford Community Credit Union
  • 1021 North Mitchell Street, Cadillac, MI, 49601
  • Wexford Community Credit Union is a full-service, not-for-profit financial institution. We offer our members attractive rates and terms on all types of services. The employees of Wexford Community Credit Union pride themselves on the personal service they provide to you, our member.
  • Genisys Mortgage Professionals
  • 116 E. Nelson St., Cadillac, MI, 49601
  • Genisys Mortgage Professionals was formed to provide maximum financing choices to our community. Specifically, we designed Genisys to provide specialized service to the primary residence market and especially to first-time home buyers. In 2010, Genisys became part of J. Virgil, Inc., a full service mortgage lender.
  • Credit Union of Georgia
  • PO Box 788, Acworth, GA, 30101
  • At Credit Union of Georgia, we are all about one thing: YOU. We know life is busy. We know handling your finances means about one million things to think about. That’s why we’re so focused on offering the best service imaginable. We keep ourselves educated: we know everything from how to make a basic budget plan to the local layout
  • Valor Home Mortgage
  • 3330 Cobb Pkwy, Acworth, GA, 30101
  • Valor Home Mortgage is a Military Veteran owned and operated mortgage company. Our mission is to exceed our clients’ expectations and help them accomplish their mortgage financing goals. We offer clients fast customized quotes, low rates, superior service, and on-time closings. It is our great honor to serve you and your family in helping you.
  • Silverbrook Mortgage LLC
  • 2775 Northgate Way, Austell, GA, 30101
  • Our mission is to provide our customers better choices in mortgage products with low or no cost to the borrower! We strive to help any type of home buyer with great resources & service to make their dream of homeownership come true! We achieve our mission by employing seasoned, licensed loan officers that are with you every step of the way.
  • Mortgage Solutions of Georgia
  • 4880 Park Street, Acworth, GA, 30101
  • Mortgage Solutions of Georgia is a comprehensive mortgage brokerage licensed in the state of Georgia. Our team has been designed to offer you the best financing terms and options available and to guide you through this complex mortgage market.That is why we will rely heavily on you to refer your friends, family.
  • Premier Mortgage Exchange, Inc
  • 3950 Cobb Parkway, Suite 304, Acworth, GA, 30101
  • "The Premier Mortgage Exchange Team is committed to providing clients with the highest quality home loans in Georgia. If you are a first time home buyer, purchasing your dream home, or refinancing an outstanding loan we are here to serve you Premier Mortgage Exchange also offers Reverse Mortgages."
  • First Bank, MI
  • 1400 Delta Avenue, Gladstone, MI, 49837
  • First National Bank in Gladstone was established on August 14, 1916. Five years later, a quote from the "Delta County Reporter" reflected on the bank's practice of "modern banking methods in which the public is given the benefits of all accommodations in which safety and conservative management will permit.