FHA VS Conventional loan programs in Leawood, Johnson County, Kansas

In the year 2026, the Conventional loan limit for Leawood in Johnson county, KS is $726,200. In contrast, the limit for an FHA loan on a single-family home is $472,030.

Make use of the Lendersa® Conventional loan calculator to assess today’s top rates for Conventional, FHA, and USDA loans. Discover which income levels, credit scores, financial reserves, and documents are necessary for qualification. Our comprehensive mortgage calculator allows for side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, thereby aiding you in selecting the most appropriate program in KS based on your financial conditions.

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The 2026 Loan Limits and Down Payment Requirements in Leawood, Johnson County, KS

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $345,000 0%
FHA $472,030 3.5%

This comparison table is applicable to the following zip codes: 66211

Exploring Conventional and FHA Loan Options in Leawood, KS

At Lendersa®, our objective is to swiftly secure the best potential Conventional, USDA, or FHA loan for you, free from complications. Choose from three initial strategies leading to suitable lenders and loan matches.

Lendersa USDA loan request and matching results


Leawood Lenders

  • Ed Baldwin Home Loans
  • 3401 College Blvd, Suite 220, Leawood, KS, 66211
  • Lends in Kansas
  • Purchasing a home is an exciting time in a person’s life. At Community Mortgage, Ed Baldwin loves helping clients complete this process. Ed is a Kansas City native and has never left the area — even for college! Ed currently lives in Overland Park. He is happily married and has five children.

  • BNC National Bank
  • 7007 College Blvd, Suite 600, Overland Park, KS, 66211
  • Lends in Kansas
  • Your home is one of the greatest investments you’ll make. Let BNC help you by taking the guesswork out of securing your mortgage loan. BNC National Bank is a full-service community bank dedicated to providing deposit accounts, commercial lending mortgages, online banking and wealth management products and services to businesses and consumers.

  • ReeceNichols Topeka Elite, LLC
  • 11601 Granada, Leawood, KS, 66211
  • Lends in Kansas
  • Buying and selling a house is an emotional process. We understand that better than most, and our agents are here to be your trusted advisor and lifelong friend. We’re dedicated to the people of Kansas and Missouri and believe everyone should be able to find home. That’s why we do what we do.

  • First Financial Mortgage Services LLC
  • 10977 Granada Lane, Suite 225, Overland Park, KS, 66211
  • Lends in Kansas
  • First Financial Mortgage Services can really save you money. You will provide information about your employment, assets, and residence history. With your permission, we will run your credit score and report. After we've finished reviewing the provided information, we'll provide a pre-qualification letter.

  • Community Lending of America, Inc.
  • 6900 College Blvd, Suite 740, Overland Park, KS, 66211
  • Lends in Kansas
  • Community Lending of America focuses on local referral based relationships. Each client receives personal service unlike any competitor in the region. The decision of mortgage financing should depend on personal goals and current market conditions, this is not the same for all borrower's.