FHA VS Conventional loan programs in 2026 for Shawnee, Johnson County, Kansas

In 2026, the limit for a Conventional loan in Shawnee, situated in Johnson county, KS is $726,200, while the FHA loan limit for a single-family dwelling is $472,030.

Leverage the Lendersa® Conventional loan calculator to evaluate and compare today's top rates between Conventional, FHA, and USDA loans. Discover the income, credit, reserves, and documents needed to qualify. With our cutting-edge mortgage calculator, you'll see Conforming Conventional, USDA, FHA, and VA loans side-by-side, assisting you in deciding which program in KS best matches your financial situation.

Compare loan offers from 100 lenders

Loan Limits and Down Payment Requirements for 2026 in Shawnee, Johnson County, KS

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $345,000 0%
FHA $472,030 3.5%

These zip codes apply to the comparison table: 66214

Explore Conventional and FHA Loan Options in Shawnee, KS

Lendersa® aims to secure the best possible Conventional, USDA, or FHA loan for you, efficiently and without hassle. Choose one of three initial options to connect with matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Bank of Dade Trenton
  • 12634 North Main Street, Trenton, GA, 30752
  • The Bank of Dade eventually moved to its current convenient location at the corner of U. S. Highway 11 and Georgia Avenue in the heart of Trenton’s business area where it has enjoyed a steady, consistent growth and is proud to have played a part, and to continue to play an even more important part, in the growth and development of Dade County.

  • Alabama Central Credit Union
  • 3601 4th Ave S, Birmingham, AL, 35222
  • "Since 1938, AlabamaCentral Credit Union has been helping people improve their lives — making them easier and more secure, all while allowing hard-working folks to keep more of their money.

    Today, we serve over 17,000 members in 28 counties — with 9 branches from the Gulf Coast to north Alabama."

  • Capital Farm Credit
  • 3000 Briarcrest Dr, Bryan, TX, 77802
  • Capital Farm Credit is the largest rural lending cooperative in Texas, providing credit and other related services to farmers, ranchers, rural home owners, and agribusinesses. We are a proud member of the nationwide Farm Credit System which provides financing to meet the needs of rural America.

  • Iron Mountain-Kingsford Community Federal Credit Union
  • 400 South Carpenter Avenue, Kingsford, MI, 49802
  • The Iron-Mountain Kingsford Community Federal Credit Union has been serving the Iron Mountain-Kingsford area for over 70 years. We are member-owned and a not-for-profit financial institution located in Kingsford, MI.

    We started in 1948 as the Ford Iron Mountain Employees Federal Credit Union

  • ServisFirst Bank
  • 2500 Woodcrest Place, Birmingham, AL, 35209
  • ServisFirst Bank is a full service commercial Bank focused on commercial Banking, correspondent Banking, cash management, private Banking and the professional consumer market, emphasizing competitive products, state of the art technology and a focus on quality service. The Bank offers sophisticated cash management products.

  • Today's Financing
  • 85 Bagby Drive, Suite 337, Birmingham, AL, 35209
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • First State Bank of AL
  • PO Box 681299, Fort Payne, AL, 35968
  • Being locally-owned and locally-operated is one of the most beneficial as well as distinguishing characteristics of First State Bank.This trait separates us from our competitors by allowing FSB the pleasure and flexibility of servicing our customers’ needs promptly and personally.

  • The First National Bank of Bagley
  • 31 Central Street East, Bagley, MN, 56621
  • Clearwater county was in its infancy in 1903 when Albert Kaiser, Sr, an already established businessman and banker, came to Bagley and helped organize First National Bank on Main Street.

    On June 2, 1903, with their application for Charter approved, First National Bank opened its doors for business;