FHA VS Conventional loan in Shawnee, Johnson County, Kansas

In 2026, the limit for a Conventional loan in Shawnee, situated in Johnson county, KS is $726,200, while the FHA loan limit for a single-family dwelling is $472,030.

Leverage the Lendersa® Conventional loan calculator to evaluate and compare today's top rates between Conventional, FHA, and USDA loans. Discover the income, credit, reserves, and documents needed to qualify. With our cutting-edge mortgage calculator, you'll see Conforming Conventional, USDA, FHA, and VA loans side-by-side, assisting you in deciding which program in KS best matches your financial situation.

Compare loan offers from 100 lenders

Loan Limits and Down Payment Requirements for 2026 in Shawnee, Johnson County, KS

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $345,000 0%
FHA $472,030 3.5%

These zip codes apply to the comparison table: 66214

Explore Conventional and FHA Loan Options in Shawnee, KS

Lendersa® aims to secure the best possible Conventional, USDA, or FHA loan for you, efficiently and without hassle. Choose one of three initial options to connect with matching lenders and loan programs.

Lendersa USDA loan request and matching results


Shawnee Lenders

  • Smart Home Lending
  • 6801 W. 107th St, Suite 106, Overland Park, KS, 66212
  • Lends in Kansas
  • Purchasing a home is an important step of your life, whether it’s your first home or fifth move. We understand it. That’s why we built a mortgage company that places you and your needs at the center of everything we do.

    We specialize in a variety of mortgage services aimed at helping to secure all of your property-financing needs.

  • Fortress Home Loans
  • 6801 W 107th St, Suite 106, Overland Park, KS, 66212
  • Lends in Kansas
  • Jim Casson focus on residential home loans for clients.We offer the ideal combination of flexibility & experience.Our commitment is to ensure our clients have the right loan, at the right time, for the right reason.Residential home loans for clients.We offer the ideal combination of flexibility & experience. Our commitment is to ensure our client.

  • Affinity Mortgage LLC
  • 8725 Rosehill Road, Suite 109, Lenexa, KS, 66215
  • Lends in Kansas
  • Affinity Mortgage provides borrowers from across America with some of the best VA, FHA, Conventional and Jumbo mortgages anywhere. And our staff of friendly and dedicated mortgage professionals are ready to make your home purchase or refinance a seamless transaction.We our known for our great Conventional, VA, FHA, USDA and more

  • RFS Funding
  • 8001 Conser, Suite 210, Overland Park, KS, 66204
  • Lends in Kansas
  • Business owners no longer have to rely on traditional banks for finding business capital. From lines of credit, RE investor loans, equipment or invoice financing, we offer a variety of financing solutions at competitive interest rates and terms. We work one-on-one with our clients to help align them with the funding programs that best meet their ne

  • Kendall Bank
  • 11225 College Blvd, Suite 150, Overland Park, KS, 66210
  • Lends in Kansas
  • For more than 120 years, Kendall Bank has been dedicated to helping individuals, families, and businesses achieve their financial goals.

    Today, we remain committed to providing every customer with an exceptional all-inclusive banking experience that combines big-bank expertise and technology

  • Mortgage Enterprises
  • 10955 Lowell, Suite 510, Overland Park, KS, 66210
  • Lends in Kansas
  • At Mortgage Enterprises. We are a professional mortgage company in Kansas and Missouri specializing in residential mortgages. We find loans that fit the goals of each client. We have highly skilled loan officers who know what it takes to get through underwriting quickly while keeping you informed of your process every step of the way.

  • Himalaya Mortgage
  • 11881 West 112th Street, Overland Park, KS, 66210
  • Lends in Kansas
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Kendall Mortgage
  • 11225 College Blvd, Suite 100, Overland Park, KS, 66210
  • Lends in Kansas
  • At Kendall Mortgage, we make the entire home buying process simple & seamless. Whatever your goals, we provide you with the information, resources, & personal service you need to make your home buying dream a reality.
    Our mission is to provide unparalleled service to our clients. Our goal is to provide home loans with the lowest interest rates.