FHA VS Conventional loan in Overland-Park, Johnson County, Kansas
In 2026, the loan limit for Conventional loans in Overland-Park, county of Johnson, KS is $647,200, while the FHA limit for a single-family home is $431,250.
Utilize the Lendersa® Conventional loan calculator to evaluate and compare the best rates available today for Conventional, FHA, and USDA loans. This tool helps you determine the necessary income, credit, reserves, and documentation for qualification. Our sophisticated mortgage calculator displays Conforming Conventional loans alongside USDA, FHA, and VA loans, making it easier to choose the best program in KS for your specific financial situation.
2026 loan limits and down payment requirements in Overland-Park, county of Johnson, KS
Loan Type
Loan Limit
Down payment
Conventional Conforming
$647,200
3%
USDA
$311,800
0%
FHA
$431,250
3.5%
This comparison table is relevant to zip codes: 66214
Explore Conventional and FHA loan options in Overland-Park, KS
The objective of Lendersa® is to provide you with the best Conventional, USDA, or FHA loan opportunities efficiently and without hassle. Choose one of the three available starting points to discover matching lenders and loan programs.
6801 W. 107th St, Suite 106, Overland Park, KS, 66212
Lends in Kansas
Purchasing a home is an important step of your life, whether it’s your first home or fifth move. We understand it. That’s why we built a mortgage company that places you and your needs at the center of everything we do.
We specialize in a variety of mortgage services aimed at helping to secure all of your property-financing needs.
6801 W 107th St, Suite 106, Overland Park, KS, 66212
Lends in Kansas
Jim Casson focus on residential home loans for clients.We offer the ideal combination of flexibility & experience.Our commitment is to ensure our clients have the right loan, at the right time, for the right reason.Residential home loans for clients.We offer the ideal combination of flexibility & experience. Our commitment is to ensure our client.
Affinity Mortgage provides borrowers from across America with some of the best VA, FHA, Conventional and Jumbo mortgages anywhere. And our staff of friendly and dedicated mortgage professionals are ready to make your home purchase or refinance a seamless transaction.We our known for our great Conventional, VA, FHA, USDA and more
Business owners no longer have to rely on traditional banks for finding business capital. From lines of credit, RE investor loans, equipment or invoice financing, we offer a variety of financing solutions at competitive interest rates and terms. We work one-on-one with our clients to help align them with the funding programs that best meet their ne
11225 College Blvd, Suite 150, Overland Park, KS, 66210
Lends in Kansas
For more than 120 years, Kendall Bank has been dedicated to helping individuals, families, and businesses achieve their financial goals.
Today, we remain committed to providing every customer with an exceptional all-inclusive banking experience that combines big-bank expertise and technology
At Mortgage Enterprises. We are a professional mortgage company in Kansas and Missouri specializing in residential mortgages. We find loans that fit the goals of each client. We have highly skilled loan officers who know what it takes to get through underwriting quickly while keeping you informed of your process every step of the way.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
11225 College Blvd, Suite 100, Overland Park, KS, 66210
Lends in Kansas
At Kendall Mortgage, we make the entire home buying process simple & seamless. Whatever your goals, we provide you with the information, resources, & personal service you need to make your home buying dream a reality. Our mission is to provide unparalleled service to our clients. Our goal is to provide home loans with the lowest interest rates.
