FHA VS Conventional loan in Overland-Park, Johnson County, Kansas

In 2025, the loan limit for Conventional loans in Overland-Park, county of Johnson, KS is $647,200, while the FHA limit for a single-family home is $431,250.

Utilize the Lendersa® Conventional loan calculator to evaluate and compare the best rates available today for Conventional, FHA, and USDA loans. This tool helps you determine the necessary income, credit, reserves, and documentation for qualification. Our sophisticated mortgage calculator displays Conforming Conventional loans alongside USDA, FHA, and VA loans, making it easier to choose the best program in KS for your specific financial situation.

Compare loan offers from 100 lenders

2025 loan limits and down payment requirements in Overland-Park, county of Johnson, KS

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $311,800 0%
FHA $431,250 3.5%

This comparison table is relevant to zip codes: 66214, 66210, 66211, 66212, 66213, 66224, 66221, 66223, 66209, 66202, 66207, 66204, 66062, 66085, 66201, 66225, 66276, 66282, 66283

Explore Conventional and FHA loan options in Overland-Park, KS

The objective of Lendersa® is to provide you with the best Conventional, USDA, or FHA loan opportunities efficiently and without hassle. Choose one of the three available starting points to discover matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Universal Federal Credit Union
  • 317 31st Street, Huntington, WV, 25702
  • Universal Federal Credit Union is a not-for-profit, member-owned financial cooperative. The Credit Union was chartered in 1935 by a handful of Huntington teachers to help other teachers with savings and loan options. Today, the Credit Union has expanded its field-of-membership and now offers financial services to anyone who lives
  • Guadalupe Bank
  • 1309 Bandera Hwy, Kerrville, TX, 78028
  • Guadalupe Bank was built by locals, for locals. We pride ourselves on the fact that our decisions are made locally by people who live in our community, value relationships with our customers, and genuinely understand local needs. We have a commitment to every single customer and to the people and small business owners in our community.
  • US Mortgage Lenders
  • 230 Castle Pines, Kerrville, TX, 78028
  • US Mortgage Lenders, I not only have access to leading national lenders, but I have access to funding sources not readily advertised, with lenders you wouldn’t think to look for. Undoubtedly, I can find more competitive mortgage rates than banks and other traditional mortgage firms.
  • Superior Mortgage Lending LLC
  • 1026 Concord Rd SE, Smyrna, GA, 30080
  • Superior Mortgage Lending, we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry. We use “common sense” and will help you obtain the best loan possible. We represent a wide range of “A” rated lenders with first quality rates to private “hardship” lenders
  • ATL Mortgage Brokerage Co
  • 400 Belmont Place SE, Unit 1303, Smyrna, GA, 30080
  • "ATL Mortgage’s sole goals are to remove the fees, delays, and confusion surrouding the process. We exist to partner with you in demystification of the experience: in making the execution of a big decision the simple part. Based in Atlanta (technically, Smyrna), we’re here to make the home loan process a simple one for you.
  • Piedmont Capital Lending
  • PO Box 1578, Roswell, GA, 30077
  • Piedmont Capital Lending provides short-term real estate secured loans for all types of commercial and residential use and all types of credit profiles. We provide speed and flexibility in financing that traditional banks cannot offer. Our loans are funded in-house, which means you get your money fast and at preferred rates.
  • Barton Springs Financial
  • 801 Madison Ave, New Braunfels, TX, 78130
  • We're passionate about helping everyone become a homeowner! Our goal? To help you find the very best home loan in the market with the lowest rate and lowest fees possible. It's just that simple! Our decades of experience and industry knowledge, we'll work diligently to find the home loan that best suites your goals.
  • Bluebonnet Mortgage LLC
  • 438 South Water Lane, New Braunfels, TX, 78130
  • Bluebonnet Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders