FHA VS Conventional loan programs in 2026 for Overland-Park, Johnson County, Kansas
In 2026, the loan limit for Conventional loans in Overland-Park, county of Johnson, KS is $647,200, while the FHA limit for a single-family home is $431,250.
Utilize the Lendersa® Conventional loan calculator to evaluate and compare the best rates available today for Conventional, FHA, and USDA loans. This tool helps you determine the necessary income, credit, reserves, and documentation for qualification. Our sophisticated mortgage calculator displays Conforming Conventional loans alongside USDA, FHA, and VA loans, making it easier to choose the best program in KS for your specific financial situation.
2026 loan limits and down payment requirements in Overland-Park, county of Johnson, KS
Loan Type
Loan Limit
Down payment
Conventional Conforming
$647,200
3%
USDA
$311,800
0%
FHA
$431,250
3.5%
This comparison table is relevant to zip codes: 66214
Explore Conventional and FHA loan options in Overland-Park, KS
The objective of Lendersa® is to provide you with the best Conventional, USDA, or FHA loan opportunities efficiently and without hassle. Choose one of the three available starting points to discover matching lenders and loan programs.
Originally, MUNA FCU was chartered in June 1962 as Meridian Naval Federal Credit Union & was for active military, retired military, & civil service Team Members affiliated with the Naval Auxiliary Air Station at Meridian. In October 1993, the name was changed to MUNA Federal Credit Union to reflect the uniting of the Meridian and Navy communities.
Citizens National Bank is 129 years strong, stable and secure with over $1.3 billion in total assets. As an independent community bank, we believe we have a major advantage over the one-size-fits-all policy of most mega banks and financial institutions. With 26 locations in Mississippi, the latest technology and innovative accounts and services.
Established in 1904, Citizens Bank grew along with the community that surrounded it. By 1910 the bank had grown in reputation and financial strength, which placed it among the top financial institutions in Southeastern Kentucky. In 1958 Mr. R.C. Anderson was appointed as bank President. Devoted to his work, his people, and his community
Our story began in February of 2008 with the incorporation of First & Farmers National Bank, but our roots in our four communities are much deeper.
Our history can be traced back to Citizens Bank of Albany, located in Clinton County, KY, dating back to 1898; to First National Bank of Columbia, located in Adair County.
Citizens National Bank is a locally owned bank that has been serving the people of Pulaski County since 1920. We offer a wide range of products to help you achieve your financial goals, along with a high level of customer service and convenient locations. We have seven locations in Pulaski County, as well as one in Wayne County, Russell County.
Superior Credit Union has its own in-house insurance agency, Superior Insurance Services (SIS). SIS offers discounted auto, home, life, and business insurance to Superior Credit Union members. Superior Insurance Services is an independent insurance agent representing many of Ohio's leading insurance companies
Superior Credit Union is a not-for-profit, member-owned financial cooperative. Unlike profit-driven banks and finance companies, our excess earnings are returned to members in the form of friendly service, low interest rates on loans, high yield savings and investment accounts, and low or no fee convenience services.
Moments after walking into one of our lobbies you’ll see there’s something different about M1. Our employees greet you with gratitude, eager to serve you as our member and financial partner. This people-first way of doing business is something you might not expect from a financial institution, but it’s just the norm here.
