FHA VS Conventional loan programs in Gardner, Johnson County, Kansas

In 2026, the maximum loan limit for a Conventional loan in Gardner, part of Johnson county, KS is $726,200. For a single-family home, the FHA loan limit is $472,030.

Use the Lendersa® Conventional loan calculator to evaluate today's top Conventional, FHA, and USDA rates, determining the income, credit, savings, and documents necessary for qualification. Our advanced mortgage tool lays out Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in selecting the best fit in KS for your financial situation.

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2026 Loan Limits and Down Payment Requirements in Gardner, Johnson County, KS

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $345,000 0%
FHA $472,030 3.5%

The comparison table is relevant for zip codes: 66030

Options for Conventional and FHA Loans in Gardner, KS

The aim of Lendersa® is to swiftly connect you with the best possible Conventional, USDA, or FHA loan with minimal hassle. Choose from three starting points to match lenders and suitable loan programs.

Lendersa USDA loan request and matching results


Gardner Lenders

  • HOME LOAN ARRANGERS
  • 11850B S Homestead Ln, Olathe, KS, 66061
  • Lends in Kansas
  • Home Loan Arrangers Providing solutions for home loans for all loan types: Conventional, FHA, VA, USDA, Renovation Loans, 203K Loans, VA Escrow Holdback, USDA Escrow Holdback, FHA Escrow Holdback. Purchases and Refinances. Conventional, FHA, VA, USDA, Renovation Loans, 203K Loans, VA Escrow Holdback, USDA Escrow.

  • CommunityAmerica Credit Union
  • 9777 Ridge Dr, Lenexa, KS, 66219
  • Lends in Kansas
  • The CommunityAmerica story began on March 19, 1940. We were founded by George Duvall, who believed airline employees would appreciate a credit union dedicated to them. He was right, and TWA Club Credit Union, as we were originally known, took off.In 1992, as the Credit Union continued to grow, it changed its name to Members America Credit Union.

  • TRUHOME SOLUTIONS
  • 9601 Legler Road, Lenexa, KS, 66219
  • Lends in Kansas
  • "We’re TruHome.

    And we help credit unions bring their members home.

    Credit union members rely on their credit union for all the big and small moments of their lives. With one big exception for most of them, their home mortgages.
    While more than 1 in 3 Americans belong to a credit union,"

  • Affinity Mortgage LLC
  • 8725 Rosehill Road, Suite 109, Lenexa, KS, 66215
  • Lends in Kansas
  • Affinity Mortgage provides borrowers from across America with some of the best VA, FHA, Conventional and Jumbo mortgages anywhere. And our staff of friendly and dedicated mortgage professionals are ready to make your home purchase or refinance a seamless transaction.We our known for our great Conventional, VA, FHA, USDA and more

  • Kendall Bank
  • 11225 College Blvd, Suite 150, Overland Park, KS, 66210
  • Lends in Kansas
  • For more than 120 years, Kendall Bank has been dedicated to helping individuals, families, and businesses achieve their financial goals.

    Today, we remain committed to providing every customer with an exceptional all-inclusive banking experience that combines big-bank expertise and technology

  • Mortgage Enterprises
  • 10955 Lowell, Suite 510, Overland Park, KS, 66210
  • Lends in Kansas
  • At Mortgage Enterprises. We are a professional mortgage company in Kansas and Missouri specializing in residential mortgages. We find loans that fit the goals of each client. We have highly skilled loan officers who know what it takes to get through underwriting quickly while keeping you informed of your process every step of the way.

  • Himalaya Mortgage
  • 11881 West 112th Street, Overland Park, KS, 66210
  • Lends in Kansas
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Kendall Mortgage
  • 11225 College Blvd, Suite 100, Overland Park, KS, 66210
  • Lends in Kansas
  • At Kendall Mortgage, we make the entire home buying process simple & seamless. Whatever your goals, we provide you with the information, resources, & personal service you need to make your home buying dream a reality.
    Our mission is to provide unparalleled service to our clients. Our goal is to provide home loans with the lowest interest rates.