FHA VS Conventional loan programs in Gardner, Johnson County, Kansas
In 2026, the maximum loan limit for a Conventional loan in Gardner, part of Johnson county, KS is $726,200. For a single-family home, the FHA loan limit is $472,030.
Use the Lendersa® Conventional loan calculator to evaluate today's top Conventional, FHA, and USDA rates, determining the income, credit, savings, and documents necessary for qualification. Our advanced mortgage tool lays out Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in selecting the best fit in KS for your financial situation.
2026 Loan Limits and Down Payment Requirements in Gardner, Johnson County, KS
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$345,000
0%
FHA
$472,030
3.5%
The comparison table is relevant for zip codes: 66030
Options for Conventional and FHA Loans in Gardner, KS
The aim of Lendersa® is to swiftly connect you with the best possible Conventional, USDA, or FHA loan with minimal hassle. Choose from three starting points to match lenders and suitable loan programs.
Home Loan Arrangers Providing solutions for home loans for all loan types: Conventional, FHA, VA, USDA, Renovation Loans, 203K Loans, VA Escrow Holdback, USDA Escrow Holdback, FHA Escrow Holdback. Purchases and Refinances. Conventional, FHA, VA, USDA, Renovation Loans, 203K Loans, VA Escrow Holdback, USDA Escrow.
The CommunityAmerica story began on March 19, 1940. We were founded by George Duvall, who believed airline employees would appreciate a credit union dedicated to them. He was right, and TWA Club Credit Union, as we were originally known, took off.In 1992, as the Credit Union continued to grow, it changed its name to Members America Credit Union.
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Affinity Mortgage provides borrowers from across America with some of the best VA, FHA, Conventional and Jumbo mortgages anywhere. And our staff of friendly and dedicated mortgage professionals are ready to make your home purchase or refinance a seamless transaction.We our known for our great Conventional, VA, FHA, USDA and more
11225 College Blvd, Suite 150, Overland Park, KS, 66210
Lends in Kansas
For more than 120 years, Kendall Bank has been dedicated to helping individuals, families, and businesses achieve their financial goals.
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At Mortgage Enterprises. We are a professional mortgage company in Kansas and Missouri specializing in residential mortgages. We find loans that fit the goals of each client. We have highly skilled loan officers who know what it takes to get through underwriting quickly while keeping you informed of your process every step of the way.
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11225 College Blvd, Suite 100, Overland Park, KS, 66210
Lends in Kansas
At Kendall Mortgage, we make the entire home buying process simple & seamless. Whatever your goals, we provide you with the information, resources, & personal service you need to make your home buying dream a reality. Our mission is to provide unparalleled service to our clients. Our goal is to provide home loans with the lowest interest rates.