FHA VS Conventional loan programs in 2026 for Eudora, Douglas County, Kansas

In 2026, the limit for Conventional loans in Eudora, within Douglas county, KS, is $726,200, whereas the FHA limit for a single-family home is $472,030.

Take advantage of the Lendersa® Conventional loan calculator to assess today's top rates across Conventional, FHA, and USDA loans. Evaluate the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator allows a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, helping determine the best program in KS for your unique financial circumstances.

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Loan Limits and Downpayment Requirements in Eudora, Douglas County, KS for 2026

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is relevant for the zip codes: 66025

Options for Conventional and FHA Loans in Eudora, KS

Lendersa® is focused on providing you with the optimal Conventional, USDA, or FHA loan rapidly and without fuss. Begin by selecting one of three paths that align you with matching lenders and loan programs.

Discover USDA loan requests and results with Lendersa


Eudora Lenders

  • Mid America Bank
  • 802 Ames St., Baldwin City, KS, 66006
  • Lends in Kansas
  • Mid America Bank is a locally-owned community bank committed to providing our customers great banking services, with a particularly heavy emphasis on residential real estate lending. We take pride in offering local underwriting and local servicing. We think this sets us apart and is what makes us the leading real estate lender in our market.

  • HOME LOAN ARRANGERS
  • 11850B S Homestead Ln, Olathe, KS, 66061
  • Lends in Kansas
  • Home Loan Arrangers Providing solutions for home loans for all loan types: Conventional, FHA, VA, USDA, Renovation Loans, 203K Loans, VA Escrow Holdback, USDA Escrow Holdback, FHA Escrow Holdback. Purchases and Refinances. Conventional, FHA, VA, USDA, Renovation Loans, 203K Loans, VA Escrow Holdback, USDA Escrow.

  • First State Bank and Trust
  • 609 Vermont Street, Lawrence, KS, 66044
  • Lends in Kansas
  • First State Bank & Trust is an independent financial institution headquartered in Tonganoxie, Kansas. Our Bank has a long history of community service since our original charter in 1934 and that continues today in our locations in Tonganoxie, Basehor, Kansas City, Lawrence, and Perry, Kansas.

  • The University National Bank
  • 1400 Kasold Dr, Lawrence, KS, 66049
  • Lends in Kansas
  • We are a locally owned community bank in Lawrence, KS committed to giving our customers the best service possible. At UNB, you can feel the difference when you walk in the door or talk to us on the phone. We remain true to our core purpose: to provide value-added banking services to the Lawrence community by sticking to what we know best.

  • First Assured Mortgage
  • 4830 Bob Billings Pkwy, Suite 100A, Lawrence, KS, 66049
  • Lends in Kansas
  • We are a Kansas licensed mortgage broker which allows us to select the top lenders available to serve our customers. Our owners and staff are committed to providing our customers the lowest mortgage rates available from the very best wholesale mortgage lenders available. We offer most mortgage products available through FHA, VA, USDA,

  • Union National Mortgage Co
  • 204 West St, Tonganoxie, KS, 66086
  • Lends in Kansas
  • Since our inception in 1970, Union Home Mortgage has guided hundreds of thousands of aspiring homebuyers through the process of achieving homeownership. Driven by the belief that homeownership should be accessible for everyone, we go the extra mile for every customer, while providing a personalized experience unmatched in the industry.

  • Mortgage Investment Services Corp
  • 22316 Midland Drive, Shawnee, KS, 66226
  • Lends in Kansas
  • Mortgage Investment Services Corporation (“MISC”) is an independent mortgage banking company that provides home loan services solely and exclusively for the customers of 200+ financial institutions, mainly in under-served rural communities in Missouri, Kansas, Oklahoma, Colorado, & Nebraska.

  • CommunityAmerica Credit Union
  • 9777 Ridge Dr, Lenexa, KS, 66219
  • Lends in Kansas
  • The CommunityAmerica story began on March 19, 1940. We were founded by George Duvall, who believed airline employees would appreciate a credit union dedicated to them. He was right, and TWA Club Credit Union, as we were originally known, took off.In 1992, as the Credit Union continued to grow, it changed its name to Members America Credit Union.

  • TRUHOME SOLUTIONS
  • 9601 Legler Road, Lenexa, KS, 66219
  • Lends in Kansas
  • "We’re TruHome.

    And we help credit unions bring their members home.

    Credit union members rely on their credit union for all the big and small moments of their lives. With one big exception for most of them, their home mortgages.
    While more than 1 in 3 Americans belong to a credit union,"