FHA VS Conventional loan programs in Baldwin-City, Douglas County, Kansas

In 2025, the loan limit for Conventional mortgages in Baldwin-City, located in the county of Douglas, KS, is $647,200. Meanwhile, the FHA limit for a single-family home reaches $420,680.

Use the Lendersa® Conventional loan calculator to compare today’s best rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit score, reserves, and documentation to qualify. Our advanced mortgage calculator allows you to compare Conforming Conventional, USDA, FHA, and VA loans side by side, helping you select the best program in KS to fit your financial needs.

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Loan Limits and Downpayment Requirements in Baldwin-City, Douglas County, KS for 2025

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison applies to zip codes: 66006

Discover Conventional and FHA Loan Options in Baldwin-City, KS

The mission of Lendersa® is to secure the best possible Conventional, USDA, or FHA loan for you swiftly and with ease. Choose one of three starting points that direct you to matching lenders and suitable loan programs.

Discover results for USDA loan requests with Lendersa


  • CLuisMortgages, LLC
  • 7988 Glenbrooke Lane, Sarasota, FL, 34243
  • Chris Luis is your premier mortgage expert located in Florida. He prides himself on making the loan process simple, straightforward and fast for any homebuyer. A 97% Customer Satisfaction Rating and 98% Final Approval Average. That is higher than Quicken Loans 88%, or Veterans United 88% or Bank of America 83% or Guaranteed Rate 93%
  • Sunrise Financial Services Inc.
  • 1275 Whitfield Ave, Sarasota, FL, 34243
  • The Sunrise Financial Services Inc team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
  • Gain Equity Mortgage
  • 1311 Canal Street, Mulberry, FL, 33860
  • The experienced team at Gain Equity Mortgage has over 50 years of mortgage experience combined. We are here to help, advise and do everything to get you into your dream home. Everyone is looked at to achieve their dream, some are ready today tomorrow or next year.The team helps you to own your home and become financially successful.
  • American Liberty Mortgage - Polk County - Winter Haven, FL
  • 223 7th Street Southwest, Winter Haven, FL, 33880
  • American Liberty Mortgage, Inc. provides home loans, mortgage rates & mortgage refinance programs. | All information contained herein is for informational purposes only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures.
  • First Mortgage Corporation of Winter Haven
  • 1810 6th Street SE, Winter Haven, FL, 33880
  • First Mortgage Corporation of Winter Haven is a licensed mortgage lender in the State of Florida. We make and service loans for qualified individuals. We're a family run business; we understand the importance of investment in community. In these difficult times, its comforting to know there is someone who cares on the other end of the phone.
  • Vertical Lending
  • 290 Cypress Gardens Blvd SE, Winter Haven, FL, 33880
  • In 2005, two Floridian real estate & development families, recognized signs of a housing catastrophe, through the over-inflated home values, which was caused by risky mortgage products and lax lending standards.In 2006, Vertical Lending was founded, as a licensed mortgage lender, to provide a higher lending standard.
  • Stratton Mortgage
  • 28437 DuPont Blvd, Millsboro, DE, 19966
  • At Stratton Mortgage, we desire to build our community through home ownership and generosity. Our goal is to provide a seamless mortgage process that allows you to enjoy buying or re-financing your home. Stratton Mortgage is an innovative company that takes the stress out of the mortgage experience.
  • Spectrum Mortgage Company Inc
  • 1935 Saint Andrews Court, Jamison, PA, 18929
  • At Spectrum Mortgage Company, Inc. we realize that every customer has a different combination of assets, limitations and dreams. Our job is to understand your unique needs so we can formulate the perfect mortgage solution for you.Whatever your financial situation, whatever your credit score, we will help you make the right decisions