FHA VS Conventional loan programs in 2026 for Spring-Hill, Johnson County, Kansas

As of 2026, the Conventional loan limit in Spring-Hill, Johnson county, KS, is set at $647,200 while the FHA loan limit for a single-family home is $431,250.

With the Lendersa® Conventional loan calculator, compare today's leading rates across Conventional, FHA, and USDA loans. Determine required income, credit, reserves, and documentation for eligibility. Our advanced mortgage calculator allows side-by-side analysis of Conforming Conventional, USDA, FHA, and VA loans, aiding you in selecting the best program in KS for your financial circumstances.

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Loan Limits and Downpayment Requirements in Spring-Hill, Johnson County, KS for 2026

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $311,800 0%
FHA $431,250 3.5%

This comparison table covers the following zip codes: 66083

Available Options for Conventional and FHA Loans in Spring-Hill, KS

The aim of Lendersa® is to efficiently secure the optimal Conventional, USDA, or FHA loan for you, free of hassle. Begin by selecting one of three pathways that link you to corresponding lenders and their loan programs.

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Spring-Hill Lenders

  • HOME LOAN ARRANGERS
  • 11850B S Homestead Ln, Olathe, KS, 66061
  • Lends in Kansas
  • Home Loan Arrangers Providing solutions for home loans for all loan types: Conventional, FHA, VA, USDA, Renovation Loans, 203K Loans, VA Escrow Holdback, USDA Escrow Holdback, FHA Escrow Holdback. Purchases and Refinances. Conventional, FHA, VA, USDA, Renovation Loans, 203K Loans, VA Escrow Holdback, USDA Escrow.

  • Farmers Bank of Kansas City
  • 14231 Metcalf Ave, Overland Park, KS, 66223
  • Lends in Kansas
  • We provide deposits and lending services to a broad range of consumer, retail, manufacturing, agricultural, energy, real estate and commercial customers. Our community banks provide hometown service, resources and support for the eight communities we serve in central Kansas and Overland Park, Kansas.

  • Kendall Bank
  • 11225 College Blvd, Suite 150, Overland Park, KS, 66210
  • Lends in Kansas
  • For more than 120 years, Kendall Bank has been dedicated to helping individuals, families, and businesses achieve their financial goals.

    Today, we remain committed to providing every customer with an exceptional all-inclusive banking experience that combines big-bank expertise and technology

  • Mortgage Enterprises
  • 10955 Lowell, Suite 510, Overland Park, KS, 66210
  • Lends in Kansas
  • At Mortgage Enterprises. We are a professional mortgage company in Kansas and Missouri specializing in residential mortgages. We find loans that fit the goals of each client. We have highly skilled loan officers who know what it takes to get through underwriting quickly while keeping you informed of your process every step of the way.

  • Himalaya Mortgage
  • 11881 West 112th Street, Overland Park, KS, 66210
  • Lends in Kansas
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Kendall Mortgage
  • 11225 College Blvd, Suite 100, Overland Park, KS, 66210
  • Lends in Kansas
  • At Kendall Mortgage, we make the entire home buying process simple & seamless. Whatever your goals, we provide you with the information, resources, & personal service you need to make your home buying dream a reality.
    Our mission is to provide unparalleled service to our clients. Our goal is to provide home loans with the lowest interest rates.

  • United Mortgage
  • 9393 W 110th St, Suite 350, Overland Park, KS, 66210
  • Lends in Kansas
  • Established in 2007, United Mortgage has been recognized as one of the fastest-growing private companies in America and is now considered a premiere purchase lender, currently serving Arizona, California, Colorado, Florida, Iowa, Kansas, Missouri, Oregon, Texas, and Washington. At United Mortgage,

  • Homestead Financial Mortgage
  • 8585 College Blvd, Suite 110, Overland Park, KS, 66210
  • Lends in Kansas
  • "With 20 years experience, Homestead is a unique company. A delegated mortgage banker in that it has 3 business channels based on customer acquisition method, media, referral or hybrid.
    What makes us unique is our developmental approach to the loan officer’s career. We have had great success developing new loan officers"