FHA VS Conventional loan programs in 2026 for Olathe, Johnson County, Kansas

For 2026, the Conventional loan limit in Olathe, located in the county of Johnson, KS, is set at $726,200, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare today’s top rates for Conventional, FHA, and USDA loans. Assess the necessary income, credit, reserves, and documentation required. Our sophisticated mortgage calculator showcases Conforming Conventional, USDA, FHA, and VA loans side-by-side, assisting you in selecting the most suitable program for your financial requirements in KS.

Compare loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Olathe, Johnson County, KS

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $345,000 0%
FHA $472,030 3.5%

This comparison table is applicable to zip codes: 66062

Conventional and FHA Loan Options in Olathe, KS

The goal of Lendersa® is to quickly secure the best possible Conventional, USDA, or FHA loan without hassle. To find matching lenders and loan programs, choose one of three starting points offered.

Lendersa USDA loan request and matching results


  • Eustis Mortgage
  • 798 S. Rampart, New Orleans, LA, 70113
  • “We’ve been in the mortgage business since 1956 and many of our clients have been coming back again and again since we opened our doors over 50 years ago. They know they can always rely on us for the information and service they expect and deserve. And you can, too. We tell it like it is. Buying or selling a house is a major event for everyone.

  • Bulldog Lending
  • 8300 Dunwoody Place, Suite 210, Atlanta, GA, 30350
  • We specialize in unconventional commercial hard money loans on real estate, equipment, and aircraft. Our expertise and depth of lending knowledge allows us to consider loans that are outside of the core competency of conventional lenders. With several decades of experience, we are able to quickly understand the value of an asset.

  • American United Mortgage Corporation
  • 1010 Huntcliff, Suite 1350, Atlanta, GA, 30350
  • American United Mortgage Corporation was founded with the vision of providing the best rates and service from an honest company that was built on integrity and the desire to treat people the way they deserve to be treated. We offer free pre-qualifications for all borrowers looking to purchase a new home.

  • TRISTONE FINANCIAL LLC
  • 9040 Roswell Road -, Suite 325, Atlanta, GA, 30350
  • Tristone Financial, we work to secure the best Georgia interest rate with low fees for our clients. Our seasoned loan officers will help you to structure your home loan and guide you throughout the entire process. Structure, strategy & service are how we maintain our elite reputation in the financial marketplace.

  • Universal Federal Credit Union
  • 317 31st Street, Huntington, WV, 25702
  • Universal Federal Credit Union is a not-for-profit, member-owned financial cooperative. The Credit Union was chartered in 1935 by a handful of Huntington teachers to help other teachers with savings and loan options. Today, the Credit Union has expanded its field-of-membership and now offers financial services to anyone who lives

  • The First National Bank and Trust
  • 111 South Main Street, Atmore, AL, 36502
  • First National Bank and Trust is located in Atmore, AL, United States and is part of the Depository Credit Intermediation Industry. First National Bank and Trust has 119 total employees across all of its locations and generates $10.46 million in sales (USD). There are 6 companies in the First National Bank and Trust corporate family.

  • United Bank
  • 200 E. Nashville, Atmore, AL, 36502
  • Founded in 1904, United Bank serves the needs of consumers, small businesses, agriculture and commercial customers. As a community bank, United Bank makes a difference because . . .

    By shopping local and banking locally with United Bank, customers can make a real difference in the lives of their neighbors and the future of their community.

  • Wall Street Lending
  • 17000 17 Mile Road, Clinton Township, MI, 48038
  • Wall Street Lending (NMLS # 175675) was formed in 2008 as a Michigan based mortgage broker offering an array of products to solve our client’s mortgage problems.

    As an organization employed with individuals having over 50 years of combined mortgage experience, mortgage scenarios of all sorts are financed daily.

  • Sock Mortgage LLC
  • 42633 Garfield Rd, Suite 315, Clinton Township, MI, 48038
  • John started Sock Mortgage in July of 2020. He began Sock Mortgage with a mission to change the mortgage experience for his borrowers. With over 10 years of mortgage experience on both the wholesale and retail side, John has had the opportunity to see the good and bad of the mortgage industry.

  • BrightSide Lending LLC
  • 42475 Garfield Rd, Clinton Township, MI, 48038
  • At BrightSide Lending you can expect a smooth easy process whether you are purchasing a new home or refinancing an existing one. We offer a wide variety of programs even if your credit is less than perfect. Give us a call and discover the brighter side of lending. Jeff Kaltz is the president.

  • Victory Home Loans
  • 43260 Garfield, Suite 250, Clinton Township, MI, 48038
  • "Victory Home Loans is a wholesale brokerage that was established in December of
    2000. Scott Van Sickle is the broker & brings over 15 years of combined
    mortgage & real estate experience to the table.Being a wholesale broker gives us
    the unique advantage of giving superior service while at the same time delivering
    very competitive rates and