FHA VS Conventional loan in Olathe, Johnson County, Kansas

For 2026, the Conventional loan limit in Olathe, located in the county of Johnson, KS, is set at $726,200, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare today’s top rates for Conventional, FHA, and USDA loans. Assess the necessary income, credit, reserves, and documentation required. Our sophisticated mortgage calculator showcases Conforming Conventional, USDA, FHA, and VA loans side-by-side, assisting you in selecting the most suitable program for your financial requirements in KS.

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2026 Loan Limits and Down Payment Requirements in Olathe, Johnson County, KS

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $345,000 0%
FHA $472,030 3.5%

This comparison table is applicable to zip codes: 66062

Conventional and FHA Loan Options in Olathe, KS

The goal of Lendersa® is to quickly secure the best possible Conventional, USDA, or FHA loan without hassle. To find matching lenders and loan programs, choose one of three starting points offered.

Lendersa USDA loan request and matching results


Olathe Lenders

  • Farmers Bank of Kansas City
  • 14231 Metcalf Ave, Overland Park, KS, 66223
  • Lends in Kansas
  • We provide deposits and lending services to a broad range of consumer, retail, manufacturing, agricultural, energy, real estate and commercial customers. Our community banks provide hometown service, resources and support for the eight communities we serve in central Kansas and Overland Park, Kansas.

  • Kendall Bank
  • 11225 College Blvd, Suite 150, Overland Park, KS, 66210
  • Lends in Kansas
  • For more than 120 years, Kendall Bank has been dedicated to helping individuals, families, and businesses achieve their financial goals.

    Today, we remain committed to providing every customer with an exceptional all-inclusive banking experience that combines big-bank expertise and technology

  • Mortgage Enterprises
  • 10955 Lowell, Suite 510, Overland Park, KS, 66210
  • Lends in Kansas
  • At Mortgage Enterprises. We are a professional mortgage company in Kansas and Missouri specializing in residential mortgages. We find loans that fit the goals of each client. We have highly skilled loan officers who know what it takes to get through underwriting quickly while keeping you informed of your process every step of the way.

  • Himalaya Mortgage
  • 11881 West 112th Street, Overland Park, KS, 66210
  • Lends in Kansas
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Kendall Mortgage
  • 11225 College Blvd, Suite 100, Overland Park, KS, 66210
  • Lends in Kansas
  • At Kendall Mortgage, we make the entire home buying process simple & seamless. Whatever your goals, we provide you with the information, resources, & personal service you need to make your home buying dream a reality.
    Our mission is to provide unparalleled service to our clients. Our goal is to provide home loans with the lowest interest rates.

  • United Mortgage
  • 9393 W 110th St, Suite 350, Overland Park, KS, 66210
  • Lends in Kansas
  • Established in 2007, United Mortgage has been recognized as one of the fastest-growing private companies in America and is now considered a premiere purchase lender, currently serving Arizona, California, Colorado, Florida, Iowa, Kansas, Missouri, Oregon, Texas, and Washington. At United Mortgage,

  • Homestead Financial Mortgage
  • 8585 College Blvd, Suite 110, Overland Park, KS, 66210
  • Lends in Kansas
  • "With 20 years experience, Homestead is a unique company. A delegated mortgage banker in that it has 3 business channels based on customer acquisition method, media, referral or hybrid.
    What makes us unique is our developmental approach to the loan officer’s career. We have had great success developing new loan officers"

  • CommunityAmerica Credit Union
  • 9777 Ridge Dr, Lenexa, KS, 66219
  • Lends in Kansas
  • The CommunityAmerica story began on March 19, 1940. We were founded by George Duvall, who believed airline employees would appreciate a credit union dedicated to them. He was right, and TWA Club Credit Union, as we were originally known, took off.In 1992, as the Credit Union continued to grow, it changed its name to Members America Credit Union.