Conventional Loans Vs FHA in Lawrence, KS [in 2026]

In 2026, the Conventional loan limit for Lawrence, within Douglas county, KS is $726,200, while the FHA limit is $472,030 for a single-family home.

Use the Lendersa® Conventional loan calculator to compare the best rates from Conventional, FHA, and USDA loans today. Determine needed income, credit, reserves, and documents for qualification. Our advanced mortgage calculator shows Conforming Conventional, USDA, FHA, and VA loans side-by-side, helping you decide which program in KS best fits your financial situation.

Options for Conventional and FHA loans in Lawrence, KS

The objective of Lendersa® is to swiftly guide you to the best Conventional, USDA, or FHA loan with minimal hassle. Choose from three starting points that align you with matching lenders and loan programs.

Lendersa USDA loan request and matching results

Lawrence Lenders
(785) 841-1988 Lender's profile and map The University National Bank 1400 Kasold Dr, Lawrence, KS, 66049 Lends in Kansas We are a locally owned community bank in Lawrence, KS committed to giving our customers the best service possible. At UNB, you can feel the difference when you walk in the door or talk to us on the phone. We remain true to our core purpose: to provide value-added banking services to the Lawrence community by sticking to what we know best.
(785) 856-5626 Lender's profile and map First Assured Mortgage 4830 Bob Billings Pkwy, Suite 100A, Lawrence, KS, 66049 Lends in Kansas We are a Kansas licensed mortgage broker which allows us to select the top lenders available to serve our customers. Our owners and staff are committed to providing our customers the lowest mortgage rates available from the very best wholesale mortgage lenders available. We offer most mortgage products available through FHA, VA, USDA,
(785) 749-0400 Lender's profile and map First State Bank and Trust 609 Vermont Street, Lawrence, KS, 66044 Lends in Kansas First State Bank & Trust is an independent financial institution headquartered in Tonganoxie, Kansas. Our Bank has a long history of community service since our original charter in 1934 and that continues today in our locations in Tonganoxie, Basehor, Kansas City, Lawrence, and Perry, Kansas.
(785) 594-2100 Lender's profile and map Mid America Bank 802 Ames St., Baldwin City, KS, 66006 Lends in Kansas Mid America Bank is a locally-owned community bank committed to providing our customers great banking services, with a particularly heavy emphasis on residential real estate lending. We take pride in offering local underwriting and local servicing. We think this sets us apart and is what makes us the leading real estate lender in our market.
(913) 845-3300 Lender's profile and map Union National Mortgage Co 204 West St, Tonganoxie, KS, 66086 Lends in Kansas Since our inception in 1970, Union Home Mortgage has guided hundreds of thousands of aspiring homebuyers through the process of achieving homeownership. Driven by the belief that homeownership should be accessible for everyone, we go the extra mile for every customer, while providing a personalized experience unmatched in the industry.
(913) 669-0700 Lender's profile and map HOME LOAN ARRANGERS 11850B S Homestead Ln, Olathe, KS, 66061 Lends in Kansas Home Loan Arrangers Providing solutions for home loans for all loan types: Conventional, FHA, VA, USDA, Renovation Loans, 203K Loans, VA Escrow Holdback, USDA Escrow Holdback, FHA Escrow Holdback. Purchases and Refinances. Conventional, FHA, VA, USDA, Renovation Loans, 203K Loans, VA Escrow Holdback, USDA Escrow.
(913) 390-1010 Lender's profile and map Mortgage Investment Services Corp 22316 Midland Drive, Shawnee, KS, 66226 Lends in Kansas Mortgage Investment Services Corporation (“MISC”) is an independent mortgage banking company that provides home loan services solely and exclusively for the customers of 200+ financial institutions, mainly in under-served rural communities in Missouri, Kansas, Oklahoma, Colorado, & Nebraska.
(785) 233-4323 Lender's profile and map 1st Kansas Credit Union 400 S Kansas Avenue, Suite B, Topeka, KS, 66603 Lends in Kansas Discover everything your credit union & financial institution can be at 1st Kansas Credit Union. As the oldest credit union in Kansas, our closed membership institution offers a wide range of accounts, loans, & financial services to Federal, State, City & County employees and their dependents in the states of Kansas, Nebraska, Iowa and Missouri.
(785) 272-4800 Lender's profile and map Great Plains Funding 534 S. Kansas Avenue, Suite 825, Topeka, KS, 66603 Lends in Kansas Great Plains Funding, LLC was established for the sole purpose of providing “private money loans” to its real estate investor clientele. Great Plains Funding, LLC does not provide funding to any owner-occupied properties and limits its services to commercial loans for the acquisition and renovation of existing properties.