FHA VS Conventional loan programs in 2026 for Lawrence, Douglas County, Kansas

In 2026, the Conventional loan limit for Lawrence, within Douglas county, KS is $726,200, while the FHA limit is $472,030 for a single-family home.

Use the Lendersa® Conventional loan calculator to compare the best rates from Conventional, FHA, and USDA loans today. Determine needed income, credit, reserves, and documents for qualification. Our advanced mortgage calculator shows Conforming Conventional, USDA, FHA, and VA loans side-by-side, helping you decide which program in KS best fits your financial situation.

Compare loan offers from 100 lenders

2026 loan limits and down payment requirements in Lawrence, Douglas county, KS

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Applicable to zip codes: 66045

Options for Conventional and FHA loans in Lawrence, KS

The objective of Lendersa® is to swiftly guide you to the best Conventional, USDA, or FHA loan with minimal hassle. Choose from three starting points that align you with matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Brewster Federal Credit Union
  • 105 S Wabash Avenue, Brewster, OH, 44613
  • Brewster Federal Credit Union has been open since 1956. The credit union has assets totaling $31.89 Million and provides banking services to more than 3, 000 members.

    The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member

  • Pinnacle Bank
  • 1901 West Spring Street, Monroe, GA, 30655
  • Pinnacle Bank has been a locally owned, community bank since 1934. We specialize in meeting our customers' financial needs, both now and into the future. Local decisions, quick responses and numerous locations are just a few of the reasons to choose Pinnacle Bank and also Pinnacle Bank is a state chartered community bank serving Elbert, Franklin, H

  • New Horizon Federal Credit Union
  • 180 Second Street SW, Barberton, OH, 44203
  • NEW HORIZON FEDERAL CREDIT UNION is a credit union located at 180 2nd St SW, Barberton, Ohio, United States. New Horizon FCU started as a credit union to help support the employees from Babcock and Wilcox. In 2013 New Horizon received it's community charter and now they can serve all of Summit County.

  • INTEGRITY FEDERAL CREDIT UNION
  • 971 Wooster Road West, Barberton, OH, 44203
  • Integrity Federal Credit Union has been open since 1935. The credit union has assets totaling $60.15 Million and provides banking services to more than 6, 000 members.

    The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member

  • Ecusta Credit Union
  • 2074 Asheville Highway, Brevard, NC, 28712
  • Ecusta Credit Union was founded in 1976 in order to provide the Olin Corporation employees with a safe, convenient place to save as well as borrow – a financial institution dedicated to their best interest.

    After several name changes, we are now known as Ecusta Credit Union, we offer our services to everyone who lives, works, worships

  • Secure Lending Incorporated
  • 707 Brookpark Rd, Suite 201, Cleveland, OH, 44109
  • Secure Lending Incorporated’s mission is to serve our clients with honesty, integrity and competence. Our goal is to provide home loans to our clients while also providing them with some of the lowest interest rates and closing costs available. Furthermore, we pledge to help our clients overcome roadblocks that can arise while securing a loan.

  • HomeTrust Bank
  • 10 Woodfin Street, Asheville, NC, 28801
  • HomeTrust is a regional community bank, focused on the areas we serve by providing better financial services and community support.
    We have more than 40 banking locations across North Carolina, Upstate South Carolina, East Tennessee and Southwest Virginia, as well as banking through online and mobile channels.

  • Plum Dog Financial LLC
  • 218 Patton Avenue, Asheville, NC, 28801
  • PlumDog, we believe the most important decision a client makes is choosing the right mortgage company to assure the best possible results for their investment. When dealing with your largest asset and greatest liability, one quickly understands the need for personalized lending assistance.

  • Lucid Lending
  • 47 Orange Street, Suite B, Asheville, NC, 28801
  • At Lucid Lending we look forward to matching you with the best mortgage program to fit your needs. We know everyone has a different situation, some are more unique that others, and it is important that you work with someone that has the knowledge and experience of the constantly changing mortgage industry.

  • Towpath Credit Union
  • 2969 Smith Road, Fairlawn, OH, 44333
  • Towpath Credit Union, formerly Akron Teachers Credit Union, was established in 1936 for employees of the Akron Public Schools. By 1969, the Akron Teachers Credit Union had outgrown the small Akron office. Many other employee groups had also realized the benefits of being credit union members.

  • Riverview Mortgage Corp
  • 2919 West Market Street, Suite C, Akron, OH, 44333
  • We have a full range of products for all of your mortgage financing needs. At Riverview Mortgage, we know how overwhelming the mortgage process can be without the proper guidance. Like any other service based industry, most companies claim to offer quality service but few actually follow through on their promises.

  • The Mortgage Guys
  • 50 Baker Blvd, Suite 6A, Fairlawn, OH, 44333
  • Jeff Jaklitsch & the The Mortgage Guys have been originating home loans for over the past 21 years. Contact Jeff to purchase your dream home. The Mortgage Guys is ready to make the loan application process less stressful. Based in Fairlawn, OH, this company provides comprehensive & personalized mortgage services to borrowers in the Cleveland, Akron