FHA VS Conventional loan programs in 2025 for Covington, Kenton County, Kentucky
For 2025, the limit on conventional loans in Covington, within Kenton county, KY, is set at $726,200. The FHA cap for a single-family home is $472,030.
With Lendersa®'s calculator, compare today's top traditional, FHA, and USDA rates while determining the required income, credit, reserves, and documentation needed. This advanced mortgage calculator lets you view options side by side, including Conforming Conventional loans, USDA, FHA, and VA, making it easier to choose the best fit for your financial situation in KY.
Loan limits and downpayments for 2025 in Covington, Kenton, KY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
Note: Applies to the following zip codes: 41011, 41015, 41014, 41017, 41016, 45277, 45298, 45999
Exploring Conventional and FHA loan options in Covington, KY
Lendersa® aims to connect you swiftly with the best Conventional, USDA, or FHA loan without hassle. Choose from three starting points to find matching lenders and loan programs tailored to your needs.
1 Mortgage LLC is a wholesale brokerage versus a bank that closes and funds their own loans. We have many wholesale lender partners that we work with that offer an array of solutions for whatever your home loan needs may be serving both New Mexico and Colorado. We answer our phone 7 days a week and are available to help you.
9680 Eagle Ranch Road Northwest, Unit 6, Albuquerque, NM, 87114
Financial Mortgage Solutions was started in the Fall of 2006, shortly before the struggles in the housing market began. We not only made it through those difficult times, we also helped hundreds of people lower their payments and buy their dream homes despite the challenging market.
In 1919 a small group of men gathered together with an ambitious scheme: start a bank in Wyola, Montana that would provide area farmers and ranchers with a reliable bank to support their community and take care of their customers. The bank was named Little Horn State Bank and word quickly spread that not only would these folks listen to their custo
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