Explore the differences! FHA VS Conventional loan programs in Covington, Kenton County, Kentucky
For 2026, the limit on conventional loans in Covington, within Kenton county, KY, is set at $726,200. The FHA cap for a single-family home is $472,030.
With Lendersa®'s calculator, compare today's top traditional, FHA, and USDA rates while determining the required income, credit, reserves, and documentation needed. This advanced mortgage calculator lets you view options side by side, including Conforming Conventional loans, USDA, FHA, and VA, making it easier to choose the best fit for your financial situation in KY.
Loan limits and downpayments for 2026 in Covington, Kenton, KY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
Note: Applies to the following zip codes: 41011
Exploring Conventional and FHA loan options in Covington, KY
Lendersa® aims to connect you swiftly with the best Conventional, USDA, or FHA loan without hassle. Choose from three starting points to find matching lenders and loan programs tailored to your needs.
Citizens Federal Savings and Loan Association of Covington
433 Madison Avenue, Covington, KY, 41011
Lends in Kentucky
Citizens Federal Savings and Loan Association of Covington, KY has been a part of the community since 1886. We are one of the last mutual institutions remaining in Northern Kentucky.
As a mutual savings and loan each customer has a stake and ownership in our association. As a mutual savings and loan each customer has a stake
"Over the years, Cincinnati Federal has continued to expand its footprint in the Cincinnati area through acquisition of other savings institutions such as Delta S & L, McHenry S & L and Fulton #4. In the 1980's Cincinnati Federal continued to grow and opened offices in the Miami Heights area and in Anderson Township."
First Equity Mortgage has closed more than $5 billion in mortgage loans for thousands of Drees customers. With almost 40 years of new construction lending experience, we truly understand the excitement, anticipation and stress that can be associated with building a home. This knowledge helps us provide you with the friendly customer experience
