In 2026, the conventional loan limit set in Ludlow, within the county of Kenton, KY, is $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® Conventional loan calculator to contrast today's best rates among Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can view Conforming Conventional loans, USDA, FHA, and VA options side-by-side, assisting you in deciding which program in KY suits your financial situation best.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
The table applies to the following zip codes: 41016
The aim of Lendersa® is to provide you with the most suitable Conventional, USDA, or FHA loan swiftly and with ease. Choose one of three available starting points to find matching lenders and loan programs.
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