Explore the differences! FHA VS Conventional loan programs in Park-Hills, Kenton County, Kentucky

In 2026, the conventional loan ceiling in Park-Hills, found in Kenton county, KY, stands at $647,200. Meanwhile, the FHA limit for a single-family property is $420,680.

Utilize the Lendersa® Conventional loan calculator to weigh today's top Conventional, FHA, and USDA rates and ascertain the income, credit, and reserves needed, plus the necessary documents to qualify. Our sophisticated mortgage calculator allows for a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, assisting in selecting the best program in KY tailored to your financial circumstances.

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2026 Loan Limits and Down Payment Requirements in Park-Hills, Kenton County, KY

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

Applicable zip codes for this table: 41011

Options for Conventional and FHA Loans in Park-Hills, KY

The aim at Lendersa® is to speedily provide you with the best possible Conventional, USDA, or FHA loan experience without hassle. Commence with one of three starting points, leading to matching lenders and loan options.

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Park-Hills Lenders

  • Citizens Federal Savings and Loan Association of Covington
  • 433 Madison Avenue, Covington, KY, 41011
  • Lends in Kentucky
  • Citizens Federal Savings and Loan Association of Covington, KY has been a part of the community since 1886. We are one of the last mutual institutions remaining in Northern Kentucky.

    As a mutual savings and loan each customer has a stake and ownership in our association. As a mutual savings and loan each customer has a stake

  • Kentucky Federal
  • 1050 Scott St, Covington, KY, 41011
  • Lends in Kentucky
  • "Over the years, Cincinnati Federal has continued to expand its footprint in the Cincinnati area through acquisition of other savings institutions such as Delta S & L, McHenry S & L and Fulton #4.
    In the 1980's Cincinnati Federal continued to grow and opened offices in the Miami Heights area and in Anderson Township."

  • First Equity Mortgage, Inc.
  • 211 Grandview Drive, Ft Mitchell, KY, 41017
  • Lends in Kentucky
  • First Equity Mortgage has closed more than $5 billion in mortgage loans for thousands of Drees customers. With almost 40 years of new construction lending experience, we truly understand the excitement, anticipation and stress that can be associated with building a home. This knowledge helps us provide you with the friendly customer experience