FHA VS Conventional loan programs in 2025 for Flemingsburg, Fleming County, Kentucky

In 2025, the conventional loan limit in Flemingsburg, within Fleming county, KY, is set at $726,200. Meanwhile, for a single-family home, the FHA limit is $472,030.

Use the Lendersa® Conventional loan calculator to compare the top rates of Conventional, FHA, and USDA loans today, and determine the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage tool allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the best program for your financial situation in KY.

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2025 Loan Limits and Down Payment Requirements in Flemingsburg, Fleming County, KY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Applicable zip codes for this table are: 41041

Exploring Conventional and FHA Loan Options in Flemingsburg, KY

Lendersa® is dedicated to securing the best possible Conventional, USDA, or FHA loan for you quickly and effortlessly. Begin your search with any of the three starting options that connect you with matching lenders and ideal loan programs.

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  • Our Mission is TO SERVE AS THE PRIMARY FINANCIAL INSTITUTION OF OUR MEMBERSHIP BY PROVIDING EFFICIENT SERVICES OF HIGH QUALITY, THUS PROMOTING THE PHILOSOPHY OF "PEOPLE HELPING PEOPLE". San Juan Mountains Credit Union welcomes all people to become a member, not just another account number like at other financial institutions.
  • NuVista Federal Credit Union
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  • NuVista Federal Credit Union which was originally Montrose Federal Credit Union was established in 1964. It was built on honesty, integrity & self worth.We hold that same foundation today.When first opened the credit union was for federal employees only. Times have changed & we know now that the support of the community as a whole is what helps us.
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  • OFCU is your one stop shop for all your financial needs. Auto Loans, Mortgage Loans, Personal Loans, Credit Cards. We also have your basic needs Savings, FREE Checking, FREE Debit Card. Otero Federal Credit Union has been open since 1953. It's the 10th largest credit union in New Mexico with assets totaling $429.4 Million.
  • Bank 34
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  • ANIMAS MOUNTAIN MORTGAGE INC.
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  • Animas Mountain Mortgage is a trusted local mortgage company. For 20+ years, the founder Peter Pritchard has been bringing people’s dream of homeownership to life while providing local, in-house processing and underwriting on every individual loan. Peter has closed thousands of loans throughout his career,
  • Delta County Federal Credit Union
  • 100 Circle Drive, Delta, CO, 81416
  • It is the mission of Delta County Federal Credit Union to offer products and services which meet the financial needs of our present and future members. DCFCU will strive to ensure long-term financial stability by providing products and services in a manner consistent with high standards of quality, at the fairest price.
  • Little Horn State Bank
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  • In 1919 a small group of men gathered together with an ambitious scheme: start a bank in Wyola, Montana that would provide area farmers and ranchers with a reliable bank to support their community and take care of their customers. The bank was named Little Horn State Bank and word quickly spread that not only would these folks listen to their custo