FHA VS Conventional loan in Paris, Bourbon County, Kentucky

In 2025, the conventional loan limit for Paris in Bourbon, KY, is established at $726,200, while the FHA loan limit for a single-family home is set at $472,030.

The Lendersa® Conventional loan calculator helps compare today's best rates available for Conventional, FHA, and USDA loans. Determine necessary income, credit, reserves, and documents for qualifying. Our advanced mortgage calculator shows Conforming Conventional, USDA, FHA, and VA loans side by side to assist you in choosing the most suitable program in KY for your particular financial situation.

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Reviewing 2025 Loan Limits and Down Payment Requirements in Paris, Bourbon, KY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to zip codes: 40361, 40362

Conventional and FHA Loan Routes in Paris, KY

Lendersa® aims to efficiently connect you with the best Conventional, USDA, or FHA loan available without hassle. Choose from one of three pathways to find matched lenders and loan programs suited to your needs.

Synopsis of results for Lendersa USDA loan requests


  • Texas State Bank
  • 2201 Sherwood Way, San Angelo, TX, 76901
  • Texas State Bank is located in San Angelo, TX, United States and is part of the Depository Credit Intermediation Industry. Texas State Bank has 15 total employees across all of its locations and generates $14.15 million in sales (USD). (Employees figure is modelled). There are 5 companies in the Texas State Bank corporate family.
  • The City National Bank of Colorado City
  • 2909 Sherwood Way, San Angelo, TX, 76901
  • On April 4, 1900 The Comptroller of the Currency authorized The City National Bank of Colorado City to “commence the business of banking”. Many things have changed in the last 120 years but our basic principles remain. Originally chartered as “The City National Bank of Colorado” (before the city was renamed to “Colorado City”)
  • WesTex Federal Credit Union
  • 901 Avenue Q, Lubbock, TX, 79401
  • WesTex Federal Credit Union has been open since 1946. The credit union has assets totaling $85.02 Million and provides banking services to more than 7, 000 members as of March 2022. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member.
  • Chadron Federal Credit Union
  • 126 East 3rd Street, Chadron, NE, 69337
  • The Chadron Federal Credit Union is a family financial institution established to provide member services in a format conducive to the credit union philosophy of "people helping people help themselves." Services offered will be member oriented within the realms of maintaining financial soundness.
  • Texas Tech Credit Union
  • 1802 Texas Tech Parkway, Lubbock, TX, 79409
  • Texas Tech Credit Union is an innovative financial institution that is committed to our vision of "Meeting Needs and Creating Value"​ for our members and community. We provide financial services that benefit our members'​ lives and set ourselves apart by offering financially superior loans and deposit accounts.
  • FirstBank & Trust
  • 7806 Indiana Avenue, Lubbock, TX, 79423
  • FirstBank & Trust is not your ordinary community bank! We are a growing, dynamic local bank that is strengthened by HTLF, a multi-billion-dollar financial services company that has been named a Forbes Best Bank. We offer our employees unlimited opportunities for career development.
  • First Source Capital Mortgage, Inc.
  • 3223 S Loop 289, Suite 150, Lubbock, TX, 79423
  • We have been in continuous operation since June of 1993. We founded First Source Capital at a very difficult time for most commercial real estate owners and developers, following the real estate crash in 1986 - 87. FSCM's relationships with Investment Bankers provided a conduit for commercial real estate financing.
  • Security Mortgage
  • 2034 82ND Street, Suite 102, Lubbock, TX, 79423
  • At Security Mortgage, a professional mortgage company specializing in residential mortgages. At Security Mortgage, we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled & trained loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • PrimeWest Mortgage
  • 7806 Indiana Ave, Lubbock, TX, 79423
  • PrimeWest Mortgage, decision making is kept to a local level and mortgage professionals are unwaveringly committed to deeply understanding every intricacy of every customer’s home buying experience. Because when that happens, a mortgage provider, even one with the backing of a company with national outreach, doesn’t just feel like a partner
  • Hemingford Co-Operative Federal Credit Union
  • 801 Box Butte Avenue, Hemingford, NE, 69348
  • On March 29, 1951, the Hemingford Co-Operative Federal Credit Union was granted its charter by the Bureau of Federal Credit Unions. The credit union has assets totaling $9.92 Million and provides banking services to more than 1, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings
  • Lubbock National Bank
  • 4811 50th Street, Lubbock, TX, 79413
  • Lubbock National Bank is part of a local, family-owned banking legacy that has been serving the people of this area since 1892, when the first settlers began arriving in the South Plains and Texas Panhandle. We introduced ourselves to Lubbock just a few years after the city was incorporated.
  • Pixel Mortgage
  • 3309 67th St, Suite 14, Lubbock, TX, 79413
  • We offer mortgages for new home purchases at competitive rates. Whether you need cash out or just want a better rate and term, Pixel is here to help with your refinance. Pixel Mortgage works great with real estate agents. Fast pre-qualification, great rates, helpful processing, and great communication are Pixel qualities.