FHA VS Conventional loan in Paris, Bourbon County, Kentucky

In 2026, the conventional loan limit for Paris in Bourbon, KY, is established at $726,200, while the FHA loan limit for a single-family home is set at $472,030.

The Lendersa® Conventional loan calculator helps compare today's best rates available for Conventional, FHA, and USDA loans. Determine necessary income, credit, reserves, and documents for qualifying. Our advanced mortgage calculator shows Conforming Conventional, USDA, FHA, and VA loans side by side to assist you in choosing the most suitable program in KY for your particular financial situation.

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Reviewing 2026 Loan Limits and Down Payment Requirements in Paris, Bourbon, KY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to zip codes: 40361

Conventional and FHA Loan Routes in Paris, KY

Lendersa® aims to efficiently connect you with the best Conventional, USDA, or FHA loan available without hassle. Choose from one of three pathways to find matched lenders and loan programs suited to your needs.

Synopsis of results for Lendersa USDA loan requests


  • Braun Mortgage Group, LLC
  • 6151 Lake Osprey Drive 3rd Floor, Sarasota, FL, 34240
  • Braun Mortgage Group, believe in challenging what has become the lending process standard. We believe that obtaining a mortgage loan should be a smooth, transparent & pleasant part of the home buying process. We believe in educating our clients and informing everyone involved throughout the process

  • APR Commercial Funding
  • 1197 Sarasota Center Blvd., Sarasota, FL, 34240
  • The APR Commercial Funding team is committed to providing all clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Creative Lending
  • 7345 International Place, #108, Sarasota, FL, 34240
  • Creative Lending LLC is locally owned and operated and has been in the same location for 15 years. We strive to be honest and upfront with customers while providing the best possible service. Lending LLC is locally owned and operated and has been in the same location for 15 years.

  • The First National Bank of Gilbert
  • 2 North Broadway, Gilbert, MN, 55741
  • We offer a wide variety of checking accounts and savings plans to suit your special needs. As we are an independent bank serving the Iron Range area since 1908, our products and services are designed for customers within our local community. We're here to serve you, in a prompt, efficient, and friendly manner.

  • Executive Lending Group
  • 2401 Tee Circle, Suite 102B, Norman, OK, 73069
  • Executive Lending Group We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you

  • Epic Lending LLC
  • 542 Claremont Drive, Norman, OK, 73069
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Derby Street Mortgage Inc
  • 10 Ouimet Lane, Plymouth, MA, 02360
  • Derby Street Mortgage Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.

  • Allegiance Credit Union
  • 4235 N Meridian, Oklahoma City, OK, 73112
  • We’re proud to be a credit union that’s served Oklahoma City since 1963. As a not-for-profit, member-owned financial institution, Allegiance Credit Union is committed to the betterment of our members and our communities. Since moving to a community charter in 2002, we can now serve a diverse member base that spans the six counties

  • America United Mortgage
  • 3030 Northwest Expressway, Suite 200, Oklahoma City, OK, 73112
  • The experts at America United Mortgage specialize in tailoring a specific mortgage for your family's financial goals offering expertise in every area of mortgage lending – from purchase to refinance to construction lending. Our expertise, knowledge and outstanding customer service distinguishes us among other lenders.

  • Founders Mortgage Inc.
  • 5900 Mosteller Dr, Suite 5, Oklahoma City, OK, 73112
  • Oklahoma owned and operated since July of 1998, specializing in residential purchase and refinance loans. Founders Mortgage is a Mortgage Banker. Founders Mortgage offers in house processing and local underwriting and very competitive interest rates and fees. Founders Mortgage has served the State of Oklahoma.

  • 1st Capital Mortgage of Oklahoma City Mortgages
  • 5700 N Portland Ave, Suite 105, Oklahoma City, OK, 73112
  • At 1st Capital Mortgage, LLC we specialize in a number of mortgage products including, FHA Loans, VA Loans, USDA Rural Development Loans, Conventional Loans and more. We also offer a number of refinancing options including cash-out refinance loans and streamline refinance loans. Contact 1st Capital Mortgage,

  • Angelina Savings Bank, SSB
  • 1721 Tulane Drive, Lufkin, TX, 75901
  • Angelina Savings Bank, Ssb is a branch office of Angelina Savings Bank, Ssb. They provide the following services: Full Service Office Location and are located at 1721 Tulane Drive in Lufkin Texas.
    Mobile and traditional directions to this location can be found below along with ratings, their phone number, online banking website