As of the year 2025, in Mount-Sterling, located in the county of Montgomery, KY, the conventional loan ceiling is $647,200, while the FHA loan cap for a single-family dwelling is set at $420,680.
Use the Lendersa® Conventional loan calculator for comparing the best rates, including today's Conventional, FHA, and USDA options. Determine necessary income, credit, reserves, and documentation for qualification. With our advanced mortgage calculator, you can easily compare Conforming Conventional loans, USDA, FHA, and VA all side by side, helping you ascertain the optimal program for your specific financial needs in KY.
Review offers from a variety of 100 lenders
| Loan Type | Loan Limit | Down payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $285,000 | 0% |
| FHA | $420,680 | 3.5% |
This table is relevant to zip codes: 40353
The goal of Lendersa® is to swiftly secure advantageous Conventional, USDA, or FHA loans for you, free from complications. Start by choosing one of three paths that lead to lenders and suitable loan programs.
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