FHA VS Conventional loan programs in Mount-Sterling, Montgomery County, Kentucky
As of the year 2025, in Mount-Sterling, located in the county of Montgomery, KY, the conventional loan ceiling is $647,200, while the FHA loan cap for a single-family dwelling is set at $420,680.
Use the Lendersa® Conventional loan calculator for comparing the best rates, including today's Conventional, FHA, and USDA options. Determine necessary income, credit, reserves, and documentation for qualification. With our advanced mortgage calculator, you can easily compare Conforming Conventional loans, USDA, FHA, and VA all side by side, helping you ascertain the optimal program for your specific financial needs in KY.
2025 loan limits and required down payments in Mount-Sterling, county of Montgomery, KY
Loan Type
Loan Limit
Down payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This table is relevant to zip codes: 40353
Exploring Conventional and FHA loan avenues in Mount-Sterling, KY
The goal of Lendersa® is to swiftly secure advantageous Conventional, USDA, or FHA loans for you, free from complications. Start by choosing one of three paths that lead to lenders and suitable loan programs.
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Axos Financial, Inc is the holding company for Axos Bank, a nationwide bank that provides consumer and business banking products through its low-cost distribution channels and affinity partners. With over $14 billion in assets, Axos Bank provides financing for single and multifamily residential properties, small-to-medium size businesses in target.
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5060 Shoreham Place, Suite 320, San Diego, CA, 92122
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4350 La Jolla Village Drive, Suite 110, San Diego, CA, 92122
"At PacFunding we provide...
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3202 Governor Drive Suite 204, San Diego, CA, 92122
C2 Financial. Local expertise and broad real estate experience will benefit you whether you are serious about buying or selling a home at this time, or are a returning client checking out the many homeowner resources offered here.
As local area experts with extensive knowledge of the communities, the objective here is to work diligently to assist
Anchor Funding, Inc. our primary goal is to provide the highest level of service to our clients. We are committed to maintaining the highest ethical and moral standards, most innovative products and a “can-do” philosophy. As a highly recognized San Diego based mortgage banker, we have created a unique environment.
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Spec Home Loans was established in 2006 by Southern California native Brian Barre, an accomplished business leader with extensive knowledge and experience in the real estate and mortgage industries. After spending the first part of his professional career as a Loan Officer, Brian decided to venture out on his own.
We've been helping customers afford the home of their dreams for many years and we love what we do. We gather nonpublic personal information about our customers as may be necessary to conduct business with our customers. Customer service is very important to all of us. As we continue to improve and expand our services
