FHA VS Conventional loan programs in Maysville, Mason County, Kentucky
In the year 2026, the conventional loan limit available in Maysville, situated within the county of Mason, KY is set at $726,200. Meanwhile, the FHA loan ceiling for a single-family residence is established at $472,030.
Utilize the Lendersa® Conventional loan calculator for contrasting today's most favorable rates for Conventional, FHA, and USDA loans. This tool allows you to determine the necessary income, credit score, reserves, and documents required to qualify. With our comprehensive mortgage calculator, you are able to compare Conforming Conventional loans, USDA, FHA, and VA side by side, guiding you to decide on the optimal program tailored to your financial circumstances in KY.
2026 Loan Limits and Down Payment Requirements in Maysville, Mason County, KY
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table is applicable to these zip codes: 41056
Exploring Conventional and FHA Loan Options in Maysville, KY
The objective of Lendersa® is to efficiently secure the most suitable Conventional, USDA, or FHA loan for you with minimal hassle. You can begin with one of the three suggested starting points that will align you with appropriate lenders and loan opportunities.
The Citizens Bank of Morehead, Kentucky was organized September 25, 1928; original organizers being H. Vanantwerp, E. E. Maggard, C. E. Dillon, Squire Hogge and Frank Havens.
The Citizens Bank was opened for business on Railroad Street, now First Street; across from the old C&O Train Depot.
At Morehead Community Federal Credit Union our members are owners, joined by the belief that we are investing in each other. We offer full-service banking with the goal to help members build a better financial future & we’ve been doing that since 1978
Morehead Community Federal Credit Union is the premier credit union of the Rowan County commu
Blue Grass Federal Savings and Loan has served Bourbon County and the surrounding area since 1959. As a mutual thrift, Blue Grass Federal is owned by those we serve. Our goal is, and has always been, to meet the financial needs of our customers by maintaining a staff of knowledgeable, friendly employees.
Traditional Bank is not new to community banking. Our story begins in 1902 when two banks were formed in Mt. Sterling, KY. In 1988 they merged & that new bank would ultimately become known as Traditional Bank. Since the merger in 1988, all of the bank’s growth has been organic. We have not purchased any banks, but have instead grown.
In 1973, a group of Northern Kentucky University employees decided to create Northern Kentucky Educators’ Federal Credit Union. While we began as a credit union for NKU employees, we soon grew to include over 30 businesses and school districts. We are proud of how much we’ve grown over the years, and are excited to see where the future takes.
We have over 37 years of combined experience helping people secure mortgage loans for their homes. Our loan programs include FHA, VA, USDA & more so you can be sure you’re choosing the right type of loan when you work with us. Prost Mortgage Group is a mortgage lender helping you make informed and confident decisions when securing a mortgage loan.
