Explore the differences! FHA VS Conventional loan programs in Elizabethtown, Hardin County, Kentucky

In 2025, Convetional loan limit in Elizabethtown, county of Hardin, KY is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in KY is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Elizabethtown, county of Hardin, KY

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 42701, 42702

Conventional and FHA loan options in Elizabethtown, KY

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Sensible Mortgage Solutions LLC
  • 31 Liberty Street, Suite 306, Southington, CT, 06489
  • Sensible Mortgage Solutions is the founder of the Jeremy Hyatt focus has always been to do the right thing by each client and provide the best loan experience possible. Jeremy’s commitment to professional excellence and a strong desire to help others is what separates him from the competition. When not assisting clients.
  • New England Home Mortgage
  • 37 W. Center Street, Suite 208, Southington, CT, 06489
  • At New England Home Mortgage, we have over 50 years of industry experience to rely on. We offer a full suite of mortgage products and the highest level of customer service. Each mortgage team member will give you undivided attention, learn your unique financial situation, and explain the best mortgage solution available for you.
  • GREYLOCK FEDERAL CREDIT UNION
  • 150 West Street, Pittsfield, MA, 01201
  • Greylock Federal Credit Union is an independent company, wholly owned by its members. This is what distinguishes the Credit Union from other financial institutions. Members put their money in a variety of savings accounts, and that money, in turn, is lent to members. After operating expenses and reserve requirements
  • Wauchula State Bank
  • 106 East Main Street, Wauchula, FL, 33873
  • Wauchula State Bank has served the Florida Heartland since 1929 as a family-owned, locally managed, community bank. We continue to grow our vision of being the premier bank in Central Florida by making banking easy, secure and convenient by listening to our customers and offering flexible and creative options based on our experience
  • LuxPro Mortgage
  • 2170 Main Street, Suite 201, Sarasota, FL, 34237
  • At LuxPro Mortgage, our mission is to set high standards in the mortgage industry. We are committed to quality customer service – putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
  • MCK Lending Group LLC
  • 2075 Main Street, Suite 30, Sarasota, FL, 34237
  • MCK Lending Group, LLC is a company based out of 2075 MAIN ST, Sarasota, Florida, United States. We've been helping customers afford the home of their dreams for many years and we love what we do. Full spectrum lending with personalized complimentary credit analysis and mortgage product comparisons to ensure you successfully achieve your dreams.
  • Capital Ton LLC
  • 1680 Fruitville Rd. STE 547, Sarasota, FL, 34236
  • Capital Ton LLC specializes in fix and flip loans, rental property loans and hard money loans. With our fix and flip loan program you can close as fast as 3 days, with no appraisal and get up to 90% LTC financing. Our service areas are AL, AR, CO, FL, GA, IA, IN, KS, KY, MO, MS, NM, OH, OK, PA, SC, TN, TX, WI and WA.
  • Liberty Mortgage LLC
  • 1990 Main St, Suite 750, Sarasota, FL, 34236
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • RE Financial Services Inc
  • 677 N. Washington Boulevard, Sarasota, FL, 34236
  • I am a former Realtor, and started my mortgage career in 1982 as a bank loan officer, then transitioned to the Mortgage Broker profession to assist more borrowers with a wider variety of products and more competitive rates. I entered wholesale lending, as an account executive, traveling the west coast of Florida, calling on Banks and Brokers,
  • NFM Lending
  • 1500 State Street, Suite 203, Sarasota, FL, 34236
  • NFM Lending was founded in historic Baltimore, Maryland, in 1998 by David Silverman and his wife, Sandy. We have since grown from a local brokerage firm to a multi-state Lender with offices throughout the United States. At NFM Lending, we operate on 4 core values: service, innovation, teamwork, and excellence.