Explore the differences! FHA VS Conventional loan programs in Elizabethtown, Hardin County, Kentucky
For 2026, the conventional loan limit in the city of Elizabethtown, located in the county of Hardin, KY, is $726,200. Meanwhile, for a single-family dwelling, the FHA limit is $472,030.
Utilize the Lendersa® Conventional loan calculator to contrast today’s top rates between Conventional, FHA, and USDA loans. Determine the necessary income, credit scores, reserves, and documentation required. Our cutting-edge mortgage calculator allows you to view Conforming Conventional loans alongside USDA, FHA, and VA, aiding you in selecting the most suitable program for your financial needs in KY.
Overview of 2026 loan limits and down payment prerequisites in Elizabethtown, county of Hardin, KY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
Note: This comparison table is valid for zip codes: 42701
Loan options for Conventional and FHA in Elizabethtown, KY
Lendersa® aims to efficiently connect you with an ideal Conventional, USDA, or FHA loan. You can start by choosing one of three pathways to find lenders and suitable loan solutions.
209 N Mulberry St, Suite 100, Elizabethtown, KY, 42701
Lends in Kentucky
United Residential Mortgage is a residential mortgage company located in Elizabethtown, KY, allowing us to serve our regional market in the state of Kentucky with a centralized location. We offer virtually every mortgage product and option available in the marketplace today including but not limited to VA, USDA/Rural Housing,
300 W. Dixie Ave, Suite 5, Elizabethtown, KY, 42701
Lends in Kentucky
Avid Mortgage Advisors is the market leader in Hardin County and surrounding areas for personalized mortgage solutions, fast customized quotes, market leading rates and closing costs, and service with integrity. We are proud to serve the Heartland of Kentucky!Specializing in VA, USDA, FHA, Conventional, & Farm Loans.
The Cecilian Bank's rich history is proof of our reliability, dedication and trustworthiness. Our loyalty to our customers and community has elevated The Cecilian Bank from one small building in Cecilian, Kentucky, to where we stand today as one of the most respected financial institutions in the region
Abound Credit Union Headquartered in Radcliff, Kentucky, we are 17 branches strong and offer smart banking solutions to over 100, 000 members throughout Central Kentucky. We are the largest Kentucky based credit union and believe that together we can make more possible. If you are looking for more in life, and a bank, we’re here for you. Together w
The Lincoln National Bank is a community bank and we take personal pride in giving one on one, friendly service for all your banking needs. We are a full service bank and offer a variety of checking, savings and loan products and other services. We've been committed to serving Hodgenville, LaRue County and the surrounding area since 1889.
Magnolia Bank is a community bank established in 1919 with a strong commitment to excellent customer service. This approach to banking is what we were founded on and what has allowed us to grow and serve new markets. At our banking centers in KY, we offer a variety of financial services to meet all your personal and business banking needs.
Town & Country Bank and Trust Co., headquartered in Bardstown, KY, has been serving the Central Kentucky community for over 100 years. We are a locally owned and operated, full-service, community bank offering exceptional products and services to consumer and business customers. We also offer wealth management services through our Trust division.
Wilson & Muir Bank & Trust Company is dedicated to professional and reliable service, delivered with integrity, to fulfill the banking needs of its clients.
With our rich history and generations of experience, WMB continues to guide our clients toward their financial objectives.
"JPMortgage Company is committed to providing you with the best and lowest mortgage rates and closing costs available.
Our experienced JP Mortgage Company Professionals can help you make an informed, educated decision on your mortgage anywhere in the State of Kentucky or Indiana."
