Explore the differences! FHA VS Conventional loan programs in Grayson, Carter County, Kentucky

In 2025, the cap for Conventional loans in Grayson, located in the vast county of Carter, KY, stands at $726,200. Meanwhile, the FHA's single-family home limit is set at $472,030. These figures are essential for those seeking to understand the financial boundaries when planning home purchases, ensuring they align with regional real estate market conditions.

Utilize the Lendersa® Conventional loan calculator to contrast the current best rates for Conventional, FHA, and USDA loans. This tool figures out necessary income, credit status, reserves, and documentation essentials needed to qualify. Our advanced calculator places Conforming Conventional, USDA, FHA, and VA loans side by side, guiding you to choose the most fitting program in KY for your financial goals.

Explore loan offers from a comprehensive list of 100 diverse lenders

2025 Loan Limits and Down Payment Requirements in Grayson, Carter County, KY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies specifically to the following zip codes: 41143, highlighting local subsidies and financial assistance zones.

Discovering Conventional and FHA Loan Opportunities in Grayson, KY

The mission of Lendersa® is to provide you with swift access to the most beneficial Conventional, USDA, or FHA loan without unnecessary complications. Initiate the process by selecting one of three strategic entry points that seamlessly connect you with matching lenders and suitable loan programs tailored to your financial needs.

Outcomes from Lendersa's USDA loan requests


  • A E Rivera Mortgage
  • 201 Steele Street, Suite 200, Denver, CO, 80206
  • A E RIVERA MORTGAGE, LLC is a localy owned and operated mortgage lender servicing the Rocky Mountain region since 1998. Anthony E. Rivera, President, began his career in 1982. During his career, Mr. Rivera has served in every capacity of the mortgage loan process. This experience and knowledge drives an extremely efficient
  • PB Funding Inc
  • 44 Cook Street, Suite 100, Denver, CO, 80206
  • The PB Funding Inc. team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Deer Creek Mortgage
  • 8603 Redstone Street, Littleton, CO, 80126
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • FCF Services Inc
  • 9457 South Universlty Blvd, Suite 120, Highlands Ranch, CO, 80126
  • FCF Services Inc. (dba First Choice Financial Services Inc.) has been in the Mortage and Real Estate industry for over 17 years. With thousands of closings of purchase loans, refinances, debt consolidation and Home Equity loans we know how to get loans closed. We pride ourselves on knowledge and customer service skills to make this an easy
  • Table Mountain Mortgage
  • 5147 E. Weaver Pl, Centennial, CO, 80121
  • "Table Mountain Mortgage is a Colorado owned mortgage company established in 2001. Our goal is to provide our clients with the support and personal attention they deserve. We are a full service, licensed company that specializes in all your mortgage needs. Greg Sutherland, President of Table Mountain Mortgage worked"
  • Columbine Federal Credit Union
  • 4902 E Dry Creek Rd, Centennial, CO, 80122
  • Columbine Federal Credit Union, we want to give you the service & products you will appreciate. All credit unions are member-owned, not-for-profit financial cooperatives. Our not-for-profit status allows us to offer better savings rates, lower loan rates & lower fees. Once you become a member of Columbine, you are also an owner of the credit union.
  • Arapahoe Credit Union
  • 3999 E. Arapahoe Rd, Centennial, CO, 80122
  • Arapahoe Credit Union is the Colorado alternative to typical banking. We are not-for-profit, without sales quotas, and put our staff and members first. This allows us to offer a work culture that is worlds away from large banks. We are family-first, inclusive, and prize the personal priorities of our staff.
  • Silver Leaf Mortgage Inc
  • 6972 South Vine Street, Suite 366, Centennial, CO, 80122
  • Silver Leaf Mortgage, we want to serve you well. It is our passion to handle your loan like you are family. We will go above and beyond to complete every aspect of the loan process as quickly and easily as possible. We are your local reverse mortgage experts. Reverse Mortgage Insight ranked us in the TOP 50 Reverse Mortgage originators.