FHA VS Conventional loan programs in 2025 for Flatwoods, Greenup County, Kentucky

In 2025, the limit for a conventional loan in Flatwoods, located within Greenup county, KY, is $726,200, whereas the FHA limit for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to compare today's prime rates among Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents necessary to qualify. With our advanced mortgage tool, you can view Conforming Conventional, USDA, FHA, and VA loans side by side to help make the best decision for your financial needs in KY.

Compare offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Flatwoods, Greenup County, KY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Applies to zip codes: 41139

Options for Conventional and FHA Loans in Flatwoods, KY

The goal of Lendersa® is to secure the most favorable Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three starting routes, which result in finding matching lenders and loan programs.

Lendersa results for USDA loan requests


  • Guardian Mortgage Co Inc
  • 5090 N 40th St, Suite, Suite 100, Phoenix, AZ, 85018
  • Guardian Mortgage was founded in 1965 on the principles of integrity, superior customer service, and mutual trust. Today we originate loans in over 40 states and have helped over a million homeowners realize their dreams of homeownership. These are not just numbers. Our greatest source of pride comes from our clients’ satisfaction.
  • VAN EATON MORTGAGE, LLC
  • 1560 W Azalea Dr, Chandler, AZ, 85248
  • Van Eaton Mortgage, LLC, our mission is to provide homeowners and future homeowners a variety of home financing options at competitive rates; fulfilling their needs in a manner that enhances their standard of living in realizing the American Dream. We at Van Eaton Mortgage, LLC believe in working hard to get the job done."
  • Geneva Financial Home Loans
  • 3155 S. Price Road, Suite 105, Chandler, AZ, 85248
  • Geneva Financial has doubled down on the “Human” experience; which starts with the Originator. The competition is currently going to great lengths to automate the originator out of the mortgage process, leaving the most important personal financial decision to the fate of robots and unlicensed order takers.
  • Oasis Financial
  • 1212 E. Baseline Rd, Suite 101, Tempe, AZ, 85283
  • Oasis Financial, Principals Paul Sargent & Kevin Richards provide expertise in direct lending & structured finance for various types of real estate transactions. We are dedicated to providing services with speed and flexibility for all our clients. Oasis Financial provides years of experience of both private & institutionalized real estate lending.
  • Nvestor Funding
  • 40 W Baseline Road, Suite 206, Tempe, AZ, 85283
  • Nvestor Funding was founded in 2019 to meet the demand for affordable debt capital by a broad range of residential real estate investors. Our regional expertise and expansive experience enable us to provide attractively priced loans and bring investment financing from “Wall Street” to “Main Street”.
  • 1st Rate Home Mortgage, Inc.
  • 401 W Baseline Rd, Suite 102, Tempe, AZ, 85283
  • 1st Rate Home Mortgage, Inc (1RHM) is a full service mortgage company. We have the ability to both broker and act as the lender on transactions. This company was built by originators at a time when mortgage was a 4-letter word - 2007. We have more than survived the ups and downs that this industry has seen.
  • First Community Mortgage
  • 1980 E Baseline Rd, Suite 103, Tempe, AZ, 85283
  • First Community Mortgage (FCM) opened its doors in 1988 as a division of First National Bank Texas. Since then, we have been working in tandem with our clients to turn their dream of buying a home into a reality. Formed with the mission to guide our customers, we aim at providing a mortgage loan that best fits their financial needs.
  • Pacific West Lending LLC
  • 14001 North 7th Street, Suite E109, Phoenix, AZ, 85022
  • Pacific West Lending was founded in 2017 by Michael Aldridge and Chris Bang, seasoned financial services professionals, and the company specializes in residential lending through a network of funding sources. These sources give the client multiple options in any given scenario, as opposed to being limited to one set of guidelines
  • Honor Mortgage, LLC
  • 144 East Eugie Avenue, Phoenix, AZ, 85022
  • "Honor Mortgage helps you determine the most appropriate type of mortgage for you and your future. While our family-owned-and-operated business may be small, our collection of knowledge, products and resources is not. We offer a wide variety of loan programs to fit you and your families individual needs. Honor Mortgage is a full-service"