Explore the differences! FHA VS Conventional loan programs in Russell, Greenup County, Kentucky

During 2026, the conventional loan cap in Russell, situated in the county of Greenup, KY, is set at $726,200. Meanwhile, for an FHA loan, the limit is $472,030 for a single-family residence.

Utilize Lendersa®'s Conventional loan calculator to examine and compare today's top rates among Conventional, FHA, and USDA loans. It assists in evaluating the required income, credit score, reserves, and documentation for qualification. Our advanced mortgage tool places Conventional, USDA, FHA, and VA options side by side, enabling informed decisions about the most suitable program for your financial needs in KY.

Evaluate loan offers from 100 lenders

Loan Limits and Down Payment Requirements for 2026 in Russell, Greenup County, KY

Loan Category Loan Cap Minimum Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is applicable to the following zip codes: 41169

Available Conventional and FHA Loan Options in Russell, KY

Lendersa® is committed to securing the best Conventional, USDA, or FHA loan for you quickly and with ease. Choose from three starting options to match with the right lenders and programs.

Lendersa USDA loan request and results


Russell Lenders

  • Members Choice Credit Union
  • 145 Russell Road, Ashland, KY, 41101
  • Lends in Kentucky
  • Members Choice Credit Union opened its doors in 1932, as Armco Employees Credit Union. In 1989, we moved to our Russell Road location so we could properly facilitate our member's needs. In the early 1990's, our credit union began to grow and we began offering our services to additional employee groups.

  • EZ Mortgage Loans Inc.
  • 2021 13th St., Ashland, KY, 41101
  • Lends in Kentucky
  • At EZ Mortgage Loans Inc., we'll assist you in obtaining the right loan for your rural home purchase. We will find a mortgage that's affordable and is a good match with your income, budget and home-ownership goals. Whether you are purchasing a property in Ohio or Kentucky, our experienced loan officers will guide you through the entire process.

  • Ashland Credit Union
  • 1300 Central Ave, Ashland, KY, 41101
  • Lends in Kentucky
  • Ashland Credit Union is a not-for-profit, member-owned, full-service financial institution that has been serving members throughout the United States since 1942.Ashland CU currently has four locations – a main headquarters in Ashland, KY, a public branch in Cottage Grove, MN, a private branch at Ashland Global Holdings in Dublin, OH.

  • The Citizens Bank
  • 114 West Main St, Morehead, KY, 40351
  • Lends in Kentucky
  • The Citizens Bank of Morehead, Kentucky was organized September 25, 1928; original organizers being H. Vanantwerp, E. E. Maggard, C. E. Dillon, Squire Hogge and Frank Havens.

    The Citizens Bank was opened for business on Railroad Street, now First Street; across from the old C&O Train Depot.