FHA VS Conventional loan in Ashland, Boyd County, Kentucky
In the year 2026, the conventional loan limit for Ashland in Boyd, KY, stands at $726,200. For a single-family residence, the FHA limit is $472,030.
Use the Lendersa® loan calculator to compare current rates for Conventional, FHA, and USDA loans, determining income, credit, reserves needed for qualification. This advanced tool displays side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, helping you find the best option in KY for your financial situation.
Loan Limits and Downpayment Requirements in Ashland, Boyd, KY for 2026
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
Note: This table applies to zip codes: 41102
Conventional and FHA Loan Choices in Ashland, KY
The goal at Lendersa® is to swiftly connect you with the best Conventional, USDA, or FHA loan without hassle. Choose one of three available pathways to access matched lenders and loan programs tailored to your needs.
Members Choice Credit Union opened its doors in 1932, as Armco Employees Credit Union. In 1989, we moved to our Russell Road location so we could properly facilitate our member's needs. In the early 1990's, our credit union began to grow and we began offering our services to additional employee groups.
At EZ Mortgage Loans Inc., we'll assist you in obtaining the right loan for your rural home purchase. We will find a mortgage that's affordable and is a good match with your income, budget and home-ownership goals. Whether you are purchasing a property in Ohio or Kentucky, our experienced loan officers will guide you through the entire process.
Ashland Credit Union is a not-for-profit, member-owned, full-service financial institution that has been serving members throughout the United States since 1942.Ashland CU currently has four locations – a main headquarters in Ashland, KY, a public branch in Cottage Grove, MN, a private branch at Ashland Global Holdings in Dublin, OH.
At Citizens Bank of Kentucky we believe banking is an experience. We recognize you have a choice when it comes to selecting a banking partner. To our present customers, we are grateful for your business. Our pledge to you is that we will continually find ways to create more value for your banking relationships.
The Citizens Bank of Morehead, Kentucky was organized September 25, 1928; original organizers being H. Vanantwerp, E. E. Maggard, C. E. Dillon, Squire Hogge and Frank Havens.
The Citizens Bank was opened for business on Railroad Street, now First Street; across from the old C&O Train Depot.
