FHA VS Conventional loan programs in Hopkinsville, Christian County, Kentucky
In 2025, the conventional loan limit in Hopkinsville, located in Christian county, KY, is $726,200. For a single-family home, the FHA limit is specified as $472,030.
Utilize the Lendersa® Conventional loan calculator to evaluate today's top rates across Conventional, FHA, and USDA loans. Identify the requisite income, credit, reserves, and documents essential for qualification. This sophisticated mortgage tool presents a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, guiding you to select the most suitable program in KY for your financial scenario.
2025 Loan Limits and Down Payment Requirements in Hopkinsville, Christian, KY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table pertains to the following zip codes: 42240, 42221, 42241
Conventional and FHA Loan Options in Hopkinsville, KY
Lendersa® aims to secure the best available Conventional, USDA, or FHA loan for you promptly and effortlessly. Choose from one of three initiation routes that lead to matching lenders and corresponding loan programs.
At Morehead Community Federal Credit Union our members are owners, joined by the belief that we are investing in each other. We offer full-service banking with the goal to help members build a better financial future & we’ve been doing that since 1978
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2 Office Park Cir, Suite 103, Birmingham, AL, 35223
Jim King & Travis McGowin together have more than 80 years in the mortgage business here. When founded McGowin-King Mortgage in 1998, they did so with a simple goal in mind: to build a business on relationships & to foster those relationships with integrity, trust, & community involvement.Every loan brokered since that founding has been anchored.
500 Office Park Dr, Suite 410, Birmingham, AL, 35223
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