FHA VS Conventional loan programs in 2025 for Oak-Grove, Christian County, Kentucky

In 2025, the conventional loan limit in Oak-Grove, in Christian county, KY, is set at $647,200, while the FHA limit for a single-family home is $420,680.

Use the Lendersa® Conventional loan calculator to compare today's top rates among Conventional, FHA, and USDA loans. Assess the income, credit, reserves, and documents required to qualify. With our advanced tool, see Conforming Conventional, USDA, FHA, and VA loans side by side, helping you select the best program in KY for your financial needs.

Explore 100 lender offers

2025 Loan Limits and Down Payment Requirements in Oak-Grove, Christian County, KY

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

Relevant to these zip codes: 42262

Options for Conventional and FHA Loans in Oak-Grove, KY

Lendersa®'s aim is to swiftly provide the best possible Conventional, USDA, or FHA loans without hassle. Choose one of three starting points to connect with suitable lenders and programs.

Outcomes from Lendersa USDA loan requests


  • Civic Financial Services
  • 2015 Manhattan Beach Blvd, Suite 106, Redondo Beach, CA, 90278
  • CIVIC is the lender that empowers investors through excellent service. We are backed by Wall Street and have the resources that support our commitment to work swiftly and tirelessly until your deal is done. We simplify and streamline the lending process through modern innovations, proactive communication, and hard work.
  • Consumer Home Loans
  • 10315 Woodley Avanue, Suite 119, Granada Hills, CA, 91344
  • Consumer Home Loans is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently
  • Power Play Mortgage
  • 16545 Armstead Street, Granada Hills, CA, 91344
  • Boost your home buying experience with Power Play Mortgage. Also, the big banks have a limited number of lending options available and their loan programs are one size fits all. We have relationships with many lenders. We will find the lender that offers rates good for your scenario. No matter your needs, we are here to help.
  • Globe and Anchor Mortgage
  • 10722 White Oak Street, Suite 5, Granada Hills, CA, 91344
  • Globe and Anchor Mortgage is the leading choice for all mortgage services in the Southern California. We have a proven track record of having helped numerous families refinance, purchase a home, and assist during the cash out process. We are veteran led and a family owned business so it is our focus to help other families all throughout California
  • Tribune Investments and Loans
  • 15650 Devonshire Street, Suite 100, Granada Hills, CA, 91344
  • Tribune Investments and Loans will give you the personal attention you deserve with the respect you are due as a valued customer. We are known for integrity and experience in the mortgage industry, we are committed to break down the barriers to owning a home and to educate consumers.
  • Franklin Express Mortgage Inc.
  • 10723 White Oak Avenue, Granada Hills, CA, 91344
  • Franklin Express Mortgage Inc. mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Southwest Mortgage
  • 17045 Chatsworth Street, Granada Hills, CA, 91344
  • Southwest Mortgage are fractionalized, different investors own various percentages of the loan, meaning that each investor is putting up less than the entire amount required for the loan. An assignment of their interest in the trust deed is recorded with the county recorder. Even trust deed investors.
  • Valleywide Capital Group Inc
  • 10315 Woodley Avenue, Suite 114, Granada Hills, CA, 91344
  • Valleywide Lending. Our mission is to serve our clients with honesty, integrity and competence. We offer an array of loan products and our goal is to give our clients customized mortgage solutions while providing them with the most competitive interest rates and lowest closing costs available in the market.
  • 3CALoan
  • 10324 Woodley Avenue, Granada Hills, CA, 91344
  • CALoan is a mortgage brokerage, providing niche loan programs like STATED INCOME VERIFIED ASSET, conventional 5% down, bank statements, private loan, etc. 3CALoan is a specialist in difficult loan funding in Southern California.call us for a free consultation! Call us today at (818) 3CA-Loan or (818) 322-5626
  • private money lenders
  • 17715 Chatsworth Street suite 111, Granada Hills, CA, 91344
  • We are one of the largest private money lending firms in Granada Hills, CA. Our clients derive a great deal of trust as a result of our unique long-term relationships. Our knowledgeable management team is comprised of competent industry veterans, with many years of experience with all facets of the real estate finance industry.
  • Vault Mortgage Group
  • 11845 West Olympic Blvd, Suite 830, Los Angeles, CA, 90064
  • Vault Mortgage Group has become one of the premiere mortgage bankers in California. With a reputation based on trust, integrity & delivering exceptional client service, we are one of the fastest growing full- service bankers in our area. We have grown to become one of the largest independent mortgage banking operations in the western United States.