FHA VS Conventional loan in Cadiz, Trigg County, Kentucky

For the year 2025, the conventional loan limit in Cadiz, which is within the county of Trigg, KY, is $726,200. The FHA loan limit for a single-family home, however, is $472,030.

Utilize the Lendersa® Conventional loan calculator to evaluate today's competitive rates among Conventional, FHA, and USDA loans. This tool helps in determining the necessary income, credit requirements, reserves, and documentation. Our advanced calculator presents Conventional, USDA, FHA, and VA loans side by side, which helps in selecting the most appropriate program for your particular financial situation in KY.

Discover loan offers from a network of 100 lenders

2025 Loan Limits and Down Payment Requirements in Cadiz, Trigg County, KY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to the zip codes: 42211

Options for Conventional and FHA Loans in Cadiz, KY

The goal of Lendersa® is to quickly and conveniently secure the best Conventional, USDA, or FHA loan for you. Choose from three entry points that match you with appropriate lenders and loan programs.

Results for Lendersa USDA loan request and matching


  • Marshall Community Credit Union
  • 839 West Green Street, Marshall, MI, 49068
  • MCCU was established in 1951 and is a full service financial institution proactively promoting the credit union philosophy of "people helping people." We provide high earnings on savings, low rates on loans, no annual fee credit cards, home financing -- the list of services is endless.
  • Community Mortgage
  • 7509 Tiffany Springs Parkway, Suite 101, Kansas City, MO, 64153
  • Our mission is to make the loan process as simple as possible. Regardless of your financial and/or credit situation, we will find the best mortgage solution to fit your lifestyle. We specialize in home purchase and refinance transactions and can provide assistance for FHA, VA, USDA, Conventional, and Home Improvement financing.
  • Metropolitan Mortgage Corporation
  • 7280 NW 87th Terrace Suite 200, Kansas City, MO, 64153
  • We are a locally owned and operated company, with employees that value honesty, integrity, and service. We have funded over 2 Billion in home loans and helped over 10,000 families in Kansas and Missouri finance the home of their dreams since 1996 and we love what we do. We know to finance a home
  • Exchange State Bank
  • 253 Broadway, Springville, IA, 52336
  • At The Exchange State Bank, we enjoy being a banking option for people from all walks of life. Serving the communities of Springville and Martelle and their surrounding areas, we work with customers with a variety of banking needs. The Exchange State Bank Offering a variety of banking services, from deposit accounts and online banking services.
  • Mullinix Mortgage Group
  • 2108 South Blvd, Suite 214, Charlotte, NC, 28203
  • Mullinix Mortgage Group is a trusted local lender, backed by an independent mortgage company with more than 20 years in the industry. Founded by one of The Carolina’s top mortgage professionals, Will Mullinix, Mullinix Mortgage Group has established itself as a leader in the industry
  • Peak Financial Group Inc
  • 2125 Southend Drive, Unit 451, Charlotte, NC, 28203
  • Peak Financial Group, Inc. is a family-owned mortgage business, licensed in NC and SC, located in Historic Southend, Charlotte. The business opened its doors in September 2011 and also Peak specializes in industry knowledge/expertise, personalized customer service, low interest rates, competitive pricing, and diverse loan programs.
  • Eagle Financial Services Inc
  • 2923 South Tryon Street, Suite 220, Charlotte, NC, 28203
  • At Eagle Financial Services Inc. we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs
  • Home Key LLC
  • 307 West Tremont Avenue, Suite 200, Charlotte, NC, 28203
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Oak Capital Mortgage LLC
  • 307 West Tremont Avenue, Suite 200, Charlotte, NC, 28203
  • Oak Capital Mortgage is focused on providing our clients with exactly the right mortgage for their needs. We are able to achieve that for our clients because we are an independent mortgage company that works with multiple lenders. We are able to shop around for you and find the best priced options available.
  • Bridgewater Capital Inc
  • 2108 South Boulevard, Suite 209, Charlotte, NC, 28203
  • Bridgewater Capital we take pride in our great customer service. Our staff is here for you, so don’t hesitate to contact us if you have any questions, problems or maybe a suggestion. We would love to hear from you and We make sure our clients get the best support from our staff walk you through the whole mortgage process
  • DHL Mortgage
  • 529 W Summit Ave, Suite 2A, Charlotte, NC, 28203
  • At DHL Mortgage, formerly known as Direct Home Loans, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you