Explore the differences! FHA VS Conventional loan programs in Jeffersontown, Jefferson County, Kentucky

As of 2026, the conventional loan limit for Jeffersontown in the county of Jefferson, KY, is $726,200, whereas for FHA loans, the cap is $472,030 for a single-family home.

Use the Lendersa® loan calculator to assess today's top Conventional, FHA, and USDA rates, and determine the required income, credit, reserves, and documentation needed for eligibility. Our advanced tool lets you view Conforming Conventional loans, USDA, FHA, and VA options side by side, aiding you in selecting the best program for your financial situation in KY.

Check loan offers from 100 lenders

Loan Limits and Down Payment Requirements for 2026 in Jeffersontown, Jefferson, KY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $472,030 3.5%

Applicable to zip codes: 40299

Exploring Conventional and FHA Loan Options in Jeffersontown, KY

At Lendersa®, our goal is to help you swiftly secure the best possible Conventional, USDA, or FHA loan. Choose one of three pathways to connect with matching lenders and suitable loan programs.

Outcome of Lendersa USDA loan requests and matchings


  • M&B Mortgage LLC
  • 100 Plainfield Avenue, Suite B2, Edison, NJ, 08817
  • MB Mortgage, LLC is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time, and you can trust.

  • Landmark Mortgage
  • 200 State Road 35, Dresser, WI, 54009
  • Landmark Mortgage has been serving the St. Croix River valley in the states of Minnesota and Wisconsin for over 8 years. In that time we have established ourselves as a leader in servicing our customers as well as giving back to the community that we represent. We are a family owned business that answers to our customers.

  • Cloud9CapitalCorp Inc
  • 2015 Lincoln Highway, Suite 180, Edison, NJ, 08817
  • Cloud9CapitalCorp is a fast growing professional organization engaged in corporate financial advisory, debt syndication, investment banking & financial services, and other allied management services, based out of New Jersey. Cloud9CapitalCorp has been promoted by professionals and managed by highly qualified, experienced and dynamic professionals

  • MidCountry Bank
  • 7825 Washington Ave S, Suite 120, Minneapolis, MN, 55439
  • MidCountry Bank is proactively taking action to minimize the spread of germs. Our efforts will ensure we can continue serving our customers. Branch lobbies are temporarily closed to the public until it is prudent to reopen, but our drive-thrus are open! Please use our online and mobile service.

  • MinnTrust Mortgage LLC
  • 7801 East Bush Lake Road, Suite 410, Minneapolis, MN, 55439
  • At MinnTrust Mortgage LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you

  • Eureka Homestead Loan Office
  • 720 Harrison Ave, Suite A, New Orleans, LA, 70124
  • Eureka offers traditional deposit products including passbook savings accounts and certificates of deposit, as well as loan products. Our team of mortgage associates can help to find you the best available mortgage lending programs and work with you to assure the highest rate of approval with respect to your current situation

  • American Mortgage Partners, Inc
  • 3025 Rt 10, Unit 3, Morris Plains, NJ, 07950
  • American Mortgage Partners, Inc. Our mortgage representatives specialize in providing home loans to borrowers in New Jersey and Pennsylvania. We have decades of experience offering top-notch client service. In addition to conventional and FHA, VA, and USDA loans, we provide solutions beyond traditional banking.

  • Mortgage Access Corporation
  • 225 Littleton Road, Morris Plains, NJ, 07950
  • Established in 1980, in Chatham, NJ Mortgage Access Corp. is licensed in over 40 states. As a Licensed Mortgage Banker, Mortgage Access Corp. derives its mortgage products from many sources & investors; unlike banks or savings & loan institutions, which are often limited by the availability of their own deposits & a single lending philosophy.

  • Sun Mortgage Funding Inc
  • 3525 North Causeway Blvd, Suite 900, Metairie, LA, 70002
  • Sun Mortgage Funding is a locally-owned and operated mortgage company licensed by the state of Louisiana and accredited by the Better Business Bureau. The company has been offering superior services to clients in the southeast community of Louisiana and its surrounding districts.