FHA VS Conventional loan programs in 2026 for Jeffersontown, Jefferson County, Kentucky
As of 2026, the conventional loan limit for Jeffersontown in the county of Jefferson, KY, is $726,200, whereas for FHA loans, the cap is $472,030 for a single-family home.
Use the Lendersa® loan calculator to assess today's top Conventional, FHA, and USDA rates, and determine the required income, credit, reserves, and documentation needed for eligibility. Our advanced tool lets you view Conforming Conventional loans, USDA, FHA, and VA options side by side, aiding you in selecting the best program for your financial situation in KY.
Loan Limits and Down Payment Requirements for 2026 in Jeffersontown, Jefferson, KY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$0
0%
FHA
$472,030
3.5%
Applicable to zip codes: 40299
Exploring Conventional and FHA Loan Options in Jeffersontown, KY
At Lendersa®, our goal is to help you swiftly secure the best possible Conventional, USDA, or FHA loan. Choose one of three pathways to connect with matching lenders and suitable loan programs.
9204 Taylorsville Rd, Suite 214, Louisville, KY, 40299
Lends in Kentucky
We are Brokers. Not married to 1 specific bank or product line. We work with wholesale lenders nationwide. The general public doesn't have access to these lenders. You must be a wholesale broker. Lucky for you, we are. We consistently get clients the best mortgages available. We are committed to making getting a mortgage easy.
1500 Envoy Circle, Suite 1508, Louisville, KY, 40299
Lends in Kentucky
Robinson Mortgage Group's Mission is to provide residential mortgage services in Kentucky with openness, reliability, and resourcefulness. As a professional agency, Robinson Mortgage Group strives to know more about our vocation than the competition, while educating and enriching others.
Park Community was established in 1965 to serve the employees of General Electric’s Appliance Park in Louisville, Kentucky, hence the name “Park” Federal Credit Union. Park continued to grow over the years, serving GE employees in other states and eventually expanding services to over 500 Select Employment Groups (SEGs).
2305 Hurstbourne Village Dr, Suite 100, Louisville, KY, 40299
Lends in Kentucky
We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
Countryside Mortgage is locally owned and operated in Louisville, KY. I, David Zuhars, have over 21 years of personal lending experience. It was my vision in creating this company to separate ourselves from our competitors in pricing, knowledge and availability of products, and customer service. We believe we have the best pricing
12700 Townepark Way, Suite 317, Louisville, KY, 40243
Lends in Kentucky
L3 Home Lending Provide your Realtor with the specifics of what you are looking for and then enjoy the hunt! Once you find what you are looking for, you and your licensed Realtor will put together a formal contract to the Seller and provide Earnest Money and We have access to financing options for just about any situation. From first-time buyers.
11408 Shelbyville Rd, Suite 3, Louisville, KY, 40243
Lends in Kentucky
At 1st Look Mortgage, we take a consultative approach to the mortgage loan process by customizing each home financing solution to ensure our customers achieve their home financing needs and goals. Any Loan Officer can provide a loan; our mission is to get you the right loan! We have a great deal of experience working with all types of borrower.
913 Lily Creek Road, Suite 201, Louisville, KY, 40243
Lends in Kentucky
Our mortgage bankers know what they’re doing. They use the latest comparative analysis software which allows them to research and compare various loan programs to find the best option to meet your needs. We have mastered loan fulfillment software which is designed to streamline .
916 lily Creek Road, Suite 201, Louisville, KY, 40243
Lends in Kentucky
Buying a home is one of the most important decisions you’ll ever make. Why go through the process with a mortgage company that makes you feel like a number? Old Colonial Mortgage is a company founded on the idea that the mortgage business is an inherently personal businessone built on relationships and trust.
