FHA VS Conventional loan programs in 2025 for Jeffersontown, Jefferson County, Kentucky
As of 2025, the conventional loan limit for Jeffersontown in the county of Jefferson, KY, is $726,200, whereas for FHA loans, the cap is $472,030 for a single-family home.
Use the Lendersa® loan calculator to assess today's top Conventional, FHA, and USDA rates, and determine the required income, credit, reserves, and documentation needed for eligibility. Our advanced tool lets you view Conforming Conventional loans, USDA, FHA, and VA options side by side, aiding you in selecting the best program for your financial situation in KY.
Loan Limits and Down Payment Requirements for 2025 in Jeffersontown, Jefferson, KY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$0
0%
FHA
$472,030
3.5%
Applicable to zip codes: 40299, 40220, 40223, 40224
Exploring Conventional and FHA Loan Options in Jeffersontown, KY
At Lendersa®, our goal is to help you swiftly secure the best possible Conventional, USDA, or FHA loan. Choose one of three pathways to connect with matching lenders and suitable loan programs.
We have been in the loan origination business for many successful years. This longevity and confidence comes from our mortgage services to a great many homeowners, and their recommendations to others that result in repeat referral business. Our mission is to be a shining light that will guide our customers.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
USF Federal Credit Union, we realize that everyone needs a little help every now and then, and that’s what we’re all about. We’re here to help University of South Florida’s faculty, staff, students, alumni association members and their families with their financial needs. We’ve been helping people since 1959.
Hector is a Senior Mortgage Broker with TCH Mortgage. He created TCH Mortgage because he saw the need that hispanics in Central Florida had for a spanish speaking advisor although he has helped many customers from different backgrounds with excellent results. Hector works not only in FHA, Conventional and VA
111 East Monument Avenue, Suite 338, Kissimmee, FL, 34741
"Stewart Capital Lending is a client-focused financing company specializing in commercial, residential, and private loans.
Our CEO and chairman, Mr. Glen A. Stewart, has more than 33 years of experience in the financial and real estate industry, including many years spent as an insurance broker, residential home builder,"
The Burnham Financial, has over 30 years of experience in Mortgage Lending. Our passion to help others achieve the dream of home ownership is what drew us to a career in mortgage lending. We understand that each of our clients are different, and we work hard to help them with their immediate and long-term financial goals.
We strive to obtain the perfect mortgage program to meet your individual needs. We will make sure you have all the available mortgage options to review so you can make the best decision possible. We know that every client has specific needs, so we strive to meet those needs with a wide array of mortgage products.
We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for home loans that are right for you. Family owned and operated with the knowledge to help get you in the home of your dreams. Mortgage Brokers have access to more competitive interest rates.