FHA VS Conventional loan in Middletown, Jefferson County, Kentucky

As of 2025, the conventional loan limit in Middletown, found in Jefferson county, KY, is set at $726,200. Meanwhile, the FHA loan limit for a single-family residence is $472,030.

Utilize the Lendersa® Conventional loan calculator to explore today's optimal rates for Conventional, FHA, and USDA loans. Determine necessary income, credit, reserves, and documentation to qualify. Our advanced calculator showcases Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the most suitable program in KY for your financial needs.

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2025 Loan Limits and Down Payment Requirements in Middletown, Jefferson County, KY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $472,030 3.5%

Applicable for the following zip codes: 40243, 40299, 40223

Conventional and FHA Loan Options in Middletown, KY

Lendersa® aims to deliver the best possible Conventional, USDA, or FHA loan options quickly and effortlessly. Begin by choosing one of three paths that align you with appropriate lenders and programs.

Results of Lendersa USDA loan requests


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