Explore the differences! FHA VS Conventional loan programs in Middletown, Jefferson County, Kentucky
As of 2026, the conventional loan limit in Middletown, found in Jefferson county, KY, is set at $726,200. Meanwhile, the FHA loan limit for a single-family residence is $472,030.
Utilize the Lendersa® Conventional loan calculator to explore today's optimal rates for Conventional, FHA, and USDA loans. Determine necessary income, credit, reserves, and documentation to qualify. Our advanced calculator showcases Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the most suitable program in KY for your financial needs.
2026 Loan Limits and Down Payment Requirements in Middletown, Jefferson County, KY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$0
0%
FHA
$472,030
3.5%
Applicable for the following zip codes: 40243
Conventional and FHA Loan Options in Middletown, KY
Lendersa® aims to deliver the best possible Conventional, USDA, or FHA loan options quickly and effortlessly. Begin by choosing one of three paths that align you with appropriate lenders and programs.
12700 Townepark Way, Suite 317, Louisville, KY, 40243
Lends in Kentucky
L3 Home Lending Provide your Realtor with the specifics of what you are looking for and then enjoy the hunt! Once you find what you are looking for, you and your licensed Realtor will put together a formal contract to the Seller and provide Earnest Money and We have access to financing options for just about any situation. From first-time buyers.
11408 Shelbyville Rd, Suite 3, Louisville, KY, 40243
Lends in Kentucky
At 1st Look Mortgage, we take a consultative approach to the mortgage loan process by customizing each home financing solution to ensure our customers achieve their home financing needs and goals. Any Loan Officer can provide a loan; our mission is to get you the right loan! We have a great deal of experience working with all types of borrower.
913 Lily Creek Road, Suite 201, Louisville, KY, 40243
Lends in Kentucky
Our mortgage bankers know what they’re doing. They use the latest comparative analysis software which allows them to research and compare various loan programs to find the best option to meet your needs. We have mastered loan fulfillment software which is designed to streamline .
916 lily Creek Road, Suite 201, Louisville, KY, 40243
Lends in Kentucky
Buying a home is one of the most important decisions you’ll ever make. Why go through the process with a mortgage company that makes you feel like a number? Old Colonial Mortgage is a company founded on the idea that the mortgage business is an inherently personal businessone built on relationships and trust.
918 Lily Creek Road, Suite 202, Louisville, KY, 40243
Lends in Kentucky
"We are a mortgage lender dedicated to treating each and every client the “Fair Way”.
We believe in creating an individual experience for all of our clients to ensure that their home financing needs are met, and far exceed the industry standard when it comes to product knowledge, professionalism, and good old fashioned hard work"
Established in 2000, First Commonwealth Mortgage specializes in tailoring individual mortgage programs to meet specific borrower needs. It’s our goal to make financing your home as easy as possible through our commitment to superior customer service, highly-trained & licensed mortgage bankers, and wide-range of products and services.
From the beginning our primary focus here at Broker House Lending has been to be the “go to source” when shoppers are searching online for quality Louisville Mortgage Brokers.We seek to accomplish this through a “relationship building first” philosophy with our clients.We believe that following this practice has allowed us to grow steadily.
1630 Lyndon Farm Court, Suite 201, Louisville, KY, 40223
Lends in Kentucky
The Rural Cooperatives Credit Union is a member-owned, federally insured financial institution. Our mission is to assist member-owners in realizing personal financial success by providing competitive, value-oriented products and services delivered with excellent member service and convenience.
KIT Federal Credit Union ("KIT") is a member-owned, not-for-profit financial institution that exists to provide superior financial products to our member-owners and their families. KIT was chartered in 1965 with the field of membership of the employees of A&P grocery stores located in Kentucky, Indiana, and Tennessee. We began in a one-room office.
