Explore the differences! FHA VS Conventional loan programs in London, Laurel County, Kentucky
As of 2026, the conventional loan limit for London in Laurel county, KY, is defined at $726,200, whereas for FHA loans catering to a single-family home, the limit stands at $472,030.
The Lendersa® Conventional loan calculator helps you compare today's best rates between Conventional, FHA, and USDA loans. Verify the required income, credit, reserves, and documents for qualification. Through our sophisticated mortgage calculator, Conforming Conventional loans, USDA, FHA, and VA appear side by side, assisting you in choosing the suitable program in KY tailored to your financial situation.
Understanding 2026 loan limits and downpayment requirements for London, Laurel county, KY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table pertains to zip codes: 40744
Exploring Conventional and FHA loan choices in London, KY
The aim of Lendersa® is to provide you the most suitable Conventional, USDA, or FHA loan effectively and without difficulty. Begin by selecting one of the three pathways that lead to matching lenders and loan programs suited to your needs.
Hometown Bank. Here, it’s always been about making you happy. We figure if everyone who walks through our door is greeted with a warm welcome and receives really helpful service, they’ll be back for more. With so many banks these days, we thought service seemed to be getting pushed out.
At Alliance Home Mortgage Corporation, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We are partnered with a very large lender in Polaris Home Funding
Established in 1904, Citizens Bank grew along with the community that surrounded it. By 1910 the bank had grown in reputation and financial strength, which placed it among the top financial institutions in Southeastern Kentucky. In 1958 Mr. R.C. Anderson was appointed as bank President. Devoted to his work, his people, and his community
Our story began in February of 2008 with the incorporation of First & Farmers National Bank, but our roots in our four communities are much deeper.
Our history can be traced back to Citizens Bank of Albany, located in Clinton County, KY, dating back to 1898; to First National Bank of Columbia, located in Adair County.
Citizens National Bank is a locally owned bank that has been serving the people of Pulaski County since 1920. We offer a wide range of products to help you achieve your financial goals, along with a high level of customer service and convenient locations. We have seven locations in Pulaski County, as well as one in Wayne County, Russell County.
Fahe Loan Servicing emphasizes quality customer care and personalized account management on the mortgages we service for Fahe, its partners, and our borrowers. By utilizing our experienced team, smaller nonprofits are able to keep overhead low. For Members whose primary function does not involve financials,
When Monticello Banking Company first opened in 1895, we did our bookkeeping by hand. Our transportation to work was on horseback and no one had ever heard of air-conditioning. Today, over 125 years later, Monticello Banking Company has seen a lot of things come and go. We were one of the few banks in Kentucky that survived the great depression.
