FHA VS Conventional loan programs in London, Laurel County, Kentucky

As of 2026, the conventional loan limit for London in Laurel county, KY, is defined at $726,200, whereas for FHA loans catering to a single-family home, the limit stands at $472,030.

The Lendersa® Conventional loan calculator helps you compare today's best rates between Conventional, FHA, and USDA loans. Verify the required income, credit, reserves, and documents for qualification. Through our sophisticated mortgage calculator, Conforming Conventional loans, USDA, FHA, and VA appear side by side, assisting you in choosing the suitable program in KY tailored to your financial situation.

Explore loan offers from a pool of 100 lenders

Understanding 2026 loan limits and downpayment requirements for London, Laurel county, KY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table pertains to zip codes: 40744

Exploring Conventional and FHA loan choices in London, KY

The aim of Lendersa® is to provide you the most suitable Conventional, USDA, or FHA loan effectively and without difficulty. Begin by selecting one of the three pathways that lead to matching lenders and loan programs suited to your needs.

View Lendersa's USDA loan request matching results


  • East Texas Professional Credit Union
  • 409 East Loop 281, Longview, TX, 75605
  • East Texas Professional Credit Union has been open since 1953. The credit union has assets totaling $962.5 Million and provides banking services to more than 79, 000 members as of March 2022.

    The credit union is a member-owned financial cooperative providing banking services including savings, loans.

  • Prosper First Capital
  • 763 Saratoga Road, Suite 4, Burnt Hills, NY, 12027
  • Prosper First Capital have worked hard to build our reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full-service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.

  • Andy Lunsford Mortgages LLC
  • PO Box 25482, Sarasota, FL, 34277
  • "Empowering Your Growth When Everyday Counts"  

    Since 2020, Lunsford Funding Solutions has served as a vital bridge for Funding.  We specialize in rapid-response funding providing customized financial products. Whether you are looking to purchase or refinance a residential or commercial property.  At Lunsford, we don't just provide a loan; we provide the liquidity that gets you funded.   

  • LuxPro Mortgage
  • 2170 Main Street, Suite 201, Sarasota, FL, 34237
  • At LuxPro Mortgage, our mission is to set high standards in the mortgage industry. We are committed to quality customer service – putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options

  • MCK Lending Group LLC
  • 2075 Main Street, Suite 30, Sarasota, FL, 34237
  • MCK Lending Group, LLC is a company based out of 2075 MAIN ST, Sarasota, Florida, United States. We've been helping customers afford the home of their dreams for many years and we love what we do. Full spectrum lending with personalized complimentary credit analysis and mortgage product comparisons to ensure you successfully achieve your dreams.

  • WESTconsin Credit Union
  • 3333 Schneider Avenue SE, Menomonie, WI, 54751
  • WESTconsin Credit Union is one of the region's strongest financial services providers. Our history takes us back to primarily serving the Menomonie area agricultural community, then operating as Menomonie Farmers Credit Union. We expanded in membership base over the next several years and merged with other small credit unions.

  • Financial Solutions & Real Estate Investments LLC
  • 10 Green Valley Drive, Plantsville, CT, 06479
  • Since 2008, Financial Solutions & Real Estate Investments LLC have been helping thousands of people along the way to homeownership. We are so very proud to keep those lifetime clients as they call upon us to refinance, purchase investment properties, and for expert mortgage advice.

  • Liberty Mortgage LLC
  • 1990 Main St, Suite 750, Sarasota, FL, 34236
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • RE Financial Services Inc
  • 677 N. Washington Boulevard, Sarasota, FL, 34236
  • I am a former Realtor, and started my mortgage career in 1982 as a bank loan officer, then transitioned to the Mortgage Broker profession to assist more borrowers with a wider variety of products and more competitive rates. I entered wholesale lending, as an account executive, traveling the west coast of Florida, calling on Banks and Brokers,

  • NFM Lending
  • 1500 State Street, Suite 203, Sarasota, FL, 34236
  • NFM Lending was founded in historic Baltimore, Maryland, in 1998 by David Silverman and his wife, Sandy. We have since grown from a local brokerage firm to a multi-state Lender with offices throughout the United States. At NFM Lending, we operate on 4 core values: service, innovation, teamwork, and excellence.

  • Windom Mortgage
  • 677 N. Washington Blvd, Sarasota, FL, 34236
  • Windom Mortgage Services, Inc., NMLS # 376916 / 206986, is a licensed mortgage brokerage business originating loans throughout the state of Florida.
    Specialties: Conventional Purchases, Refinances, VA, FHA, USDA, Reverse Mortgages, Foreign Nationals and Construction Perm. Primary residences, 2nd homes, Investment Property.