Explore the differences! FHA VS Conventional loan programs in London, Laurel County, Kentucky

As of 2025, the conventional loan limit for London in Laurel county, KY, is defined at $726,200, whereas for FHA loans catering to a single-family home, the limit stands at $472,030.

The Lendersa® Conventional loan calculator helps you compare today's best rates between Conventional, FHA, and USDA loans. Verify the required income, credit, reserves, and documents for qualification. Through our sophisticated mortgage calculator, Conforming Conventional loans, USDA, FHA, and VA appear side by side, assisting you in choosing the suitable program in KY tailored to your financial situation.

Explore loan offers from a pool of 100 lenders

Understanding 2025 loan limits and downpayment requirements for London, Laurel county, KY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table pertains to zip codes: 40744, 40741

Exploring Conventional and FHA loan choices in London, KY

The aim of Lendersa® is to provide you the most suitable Conventional, USDA, or FHA loan effectively and without difficulty. Begin by selecting one of the three pathways that lead to matching lenders and loan programs suited to your needs.

View Lendersa's USDA loan request matching results


  • Woodlands National Bank
  • 424 Main Street, Onamia, MN, 56359
  • We believe our customer service record is one of the best in the industry and we want our customers to know that they are important to us and know that we do things differently than our competitors. Woodlands National Bank has a 100-year tradition of quality customer service and we are willing to stand behind our promises through The Woodlands Way.
  • Mid America Mortgage Southwest
  • 229 S. 9th Street, Midlothian, TX, 76065
  • Mid America Mortgage Southwest is an A+ rated mortgage lender based in Midlothian, Texas. Mid America Mortgage Southwest is a local, direct lender assisting clients with mortgages in the Dallas – Fort Worth Metroplex since 1998. We service all of Texas! Buying a home is one of the most important financial decisions you’ll make during your lifetime.
  • First Independent Bank
  • 105 South Market Street, Marshall, MN, 56258
  • First Independent Bank provides personal care for each customer while having the expertise and resources of a large bank. With broad experience and the ability to work with more types of financing solutions than many competitors, First Independent Bank is a collaborative group of advocates for businesses and families in Minnesota.
  • Archer Credit Union
  • 510 G Street, Central City, NE, 68826
  • Archer Credit Union is a community credit union offering a full range of personal, agricultural, and commercial financial services. At ACCU, we value people first and trust is traditional. Stop by or give us a call to see how to become a member.Credit Union is a community credit union offering a full range of personal, agricultural,
  • Commonwealth Mortgage
  • 98 High Street, Danvers, MA, 01923
  • Commonwealth Mortgage NewFED™ Mortgage Corporation is not the only way to get your home financed, but it should be. We treat each customer the way we would like to be treated. We have great support and sales staff who want to prove to you that we can get the job done each and every time you need financing.
  • New Fed Mortgage Corp.
  • 98 High Street, Danvers, MA, 01923
  • NewFED Mortgage Corporation is not the only way to get your home financed, but it should be! Call us Old Fashioned but we treat each customer the way we would like to be treated. We have great support and sales staff who want to prove you made the right decision by choosing us for your financing needs.
  • Universal Capital
  • 10 Liberty Street, Danvers, MA, 01923
  • niversal Capital was established in 2010 by an experienced team of mortgage banking professionals. We provide time-sensitive interim and bridge financing using non-owner occupied residential and commercial real estate as collateral. We are a direct lender utilizing our own capital as our funding source. We internally underwrite our loans allowing u
  • The Financial Solutions Boutique
  • 16801 Miramar Parkway, Miramar, FL, 33025
  • "We provide fast, flexible hard money loans tailored for real estate investors. Specializing in fix-and-flip, buy-and-hold, and new construction projects, we offer quick approvals, competitive rates, and minimal hassle to help you achieve your investment goals. Let us help you secure the funding you need to grow your portfolio and maximize your ret
  • Critical lending group llc
  • 1110 Southwest 103rd Avenue, Hollywood, FL, 33025
  • 30 yrs experience in real estate lending, residential and commercial properties. From primary to investment, land to existing properties. We can help you close fast, with good or bad credit. including foreclosure bailouts. Rental loans, Fix and flip, Construction, land loans, and Primary included.
  • Carrero Mortgage Advisors, LLC
  • 3600 Red Road, Suite 310, Miramar, FL, 33025
  • Carrero Mortgage a full-service mortgage broker with an experienced staff offering expertise in every area of mortgage lending…from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan with the best rates.
  • Gateway Financials LLC
  • 2493 Centergate Drive, Unit 202, Miramar, FL, 33025
  • We advise clients about real estate market conditions, conduct walkthroughs, and provide guidance and assistance through the process of buying, selling, or leasing properties. We also provide financing for residential and commercial real estate needs. SPECIALTIES: Residential sales, First time home buyers, Luxury homes etc