FHA VS Conventional loan programs in 2025 for Williamsburg, Whitley County, Kentucky

For 2025, the conventional loan limit in Williamsburg within Whitley county, KY, is $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.

Leverage the Lendersa® Conventional loan calculator to compare today’s top rates for Conventional, FHA, and USDA loans. Assess the income, credit, reserves, and documents needed to qualify. Our advanced tool shows Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your decision on the optimal program in KY for your financial plan.

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Loan Limits and Down Payment Information for 2025 in Williamsburg, Whitley County, KY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to zip codes: 40769

Exploring Conventional and FHA Loan Options in Williamsburg, KY

The goal at Lendersa® is to efficiently secure the best possible Conventional, USDA, or FHA loan without hassle. Choose one of three starting points to connect with suitable lenders and loan programs.

Lendersa USDA loan request outcomes


  • SFMI Lending Capital Inc
  • 7550 Southwest 96th Court, Suite 1, Miami, FL, 33173
  • At SFMI Lending Capital Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • DRG Capital Inc
  • 9240 Sunset Drive, Suite 236, Miami, FL, 33173
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • Blanket Mortgage Services Inc
  • 7385 Sw 87 Ave, Suite 100, Miami, FL, 33173
  • Blanket Mortgage is committed to helping our clients find the right mortgage product. We understand that every borrower is different, and we offer a variety of programs to meet their individual goals. We make the process of securing a mortgage simple and straightforward by offering the latest in financial tools that enable customers.
  • Benworth Capital
  • 7000 SW 97th Avenue, Miami, FL, 33173
  • Benworth Capital was established to meet borrowers’ needs for fair and flexible, alternative and traditional lending sources when institutional bank financing is not appropriate or available. Benworth Capital is South Florida’s top private provider of alternative short-term, first-position residential and commercial mortgages.
  • Revival Capital, Inc
  • 9425 Southwest 72nd Street, Suite 134, Miami, FL, 33173
  • Revival Capital is a mortgage company that is here to shake up the lending industry! Revival means to improve on the condition or strength of something and that is exactly what we aim to do to this industry. We noticed that the big banks and big lenders are limiting clients with minimal programs
  • Endeavor Capital
  • 404 South Huntington Avenue, Jamaica Plain, MA, 02130
  • Endeavor Capital is a “unique requirements” private lender where every real estate loan represents a special situation. Although we welcome opportunities that come with sophisticated PowerPoint business plan presentations and exceptionally well-defined exit strategies, we are usually quite comfortable in simply discussing the real estate loan reque
  • www.Mortgage-World.com LLC
  • 1265 S. Alhambra Circle, Unit B, Coral Gables, FL, 33146
  • MORTGAGE-WORLD.com is an online mortgage company specializing in FHA, Conventional, VA, USDA and Near-Prime loans. Mortgage loans to purchase a home require credit, income, assets and the property. The minimum credit score to purchase a home is 500. With MORTGAGE-WORLD.com you’ll find a purchase loan that fits your needs.
  • Grove Capital Finance
  • 1550 Madruga Avenue, Suite 200, Coral Gables, FL, 33146
  • Grove Capital Finance is a company guided by a commitment to fair pricing and sensible financing to our customers. We can fund loans anywhere in the State of Florida, we have access to a large number of lenders, and offer the most variety in loan programs. A company staffed by people who want to help customers meet goals
  • Newmeyer Mortgage Services Inc
  • 1390 South Dixie Highway, Suite 1203, Coral Gables, FL, 33146
  • We are a family business founded in 2004 on integrity, honesty, and exceptional service helping families and individuals achieve the dream of homeownership. As a direct mortgage lender we can offer the best rates and service in the S. Florida market. business founded in 2004 on integrity, honesty, and exceptional service helping families
  • Universal Mortgage
  • 1430 South Dixie Highway #309, Coral Gables, FL, 33146
  • Universal Mortgage is a correspondent lender located in Coral Gables, Florida. We have over 20 years of experience in the mortgage industry. We are looking for qualified licensed loan originators wanting to expand their career with a mortgage lender that offers tremendous support in the industry.