FHA VS Conventional loan programs in 2026 for Barbourville, Knox County, Kentucky
As of 2026, the conventional loan limit in Barbourville, within Knox county, KY, is $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.
Explore the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans. Identify what income, credit, reserves, and documents are needed for qualification. This advanced tool presents Conforming Conventional, USDA, FHA, and VA loans side by side, helping you determine the ideal program in KY for your financial situation.
2026 Loan Limits and Down Payment Details in Barbourville, Knox County, KY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table is applicable to the following zip codes: 40906
Conventional and FHA Loan Options in Barbourville, KY
Lendersa® is dedicated to securing the best possible Conventional, USDA, or FHA loans quickly and seamlessly. Select one of three paths to align with suitable lenders and loan programs.
Hometown Bank. Here, it’s always been about making you happy. We figure if everyone who walks through our door is greeted with a warm welcome and receives really helpful service, they’ll be back for more. With so many banks these days, we thought service seemed to be getting pushed out.
At Alliance Home Mortgage Corporation, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We are partnered with a very large lender in Polaris Home Funding
Established in 1904, Citizens Bank grew along with the community that surrounded it. By 1910 the bank had grown in reputation and financial strength, which placed it among the top financial institutions in Southeastern Kentucky. In 1958 Mr. R.C. Anderson was appointed as bank President. Devoted to his work, his people, and his community
Our story began in February of 2008 with the incorporation of First & Farmers National Bank, but our roots in our four communities are much deeper.
Our history can be traced back to Citizens Bank of Albany, located in Clinton County, KY, dating back to 1898; to First National Bank of Columbia, located in Adair County.
Citizens National Bank is a locally owned bank that has been serving the people of Pulaski County since 1920. We offer a wide range of products to help you achieve your financial goals, along with a high level of customer service and convenient locations. We have seven locations in Pulaski County, as well as one in Wayne County, Russell County.
