Explore the differences! FHA VS Conventional loan programs in Manchester, Clay County, Kentucky
In 2025, the conventional loan limit in Manchester, located in the county of Clay, KY, is $726,200. Meanwhile, the FHA loan limit for a single-family home stands at $472,030.
Utilize the Lendersa® Conventional loan calculator to compare today's best rates across Conventional, FHA, and USDA loan options. Determine the needed income, credit score, reserves, and documents for qualification. Our sophisticated mortgage calculator displays Conforming Conventional loans alongside USDA, FHA, and VA options, guiding you in selecting the most suitable program in KY for your financial objectives.
2025 Loan Limits and Down Payment Requirements in Manchester, County of Clay, KY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table applies to the following zip codes: 40962
Explore Conventional and FHA Loan Options in Manchester, KY
The goal of Lendersa® is to help you secure the best Conventional, USDA, or FHA loan quickly and without stress. Start with one of three pathways that connect you to matching lenders and programs.
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