Explore the differences! FHA VS Conventional loan programs in Hazard, Perry County, Kentucky

In 2026, conventional loan limits for Hazard, within the county of Perry in KY, stand at $726,200. Meanwhile, the FHA ceiling is $472,030 for a single-family home.

Utilize the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans. Identify the required income, credit, reserves, and documentation to qualify. With our advanced mortgage calculator, you can see Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in choosing the best program in KY for your specific financial situation.

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2026 Loan Limits and Down Payment Needs in Hazard, Perry County, KY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Applicable to these zip codes: 41701

Available Conventional and FHA Loan Opportunities in Hazard, KY

The objective of Lendersa® is to swiftly provide you with the best possible Conventional, USDA, or FHA loans without any hassle. Start with one of three suggested pathways leading to matching lenders and optimal loan programs.

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Hazard Lenders

  • 1st Trust Bank, Inc
  • 24 Commerce Drive, Hazard, KY, 41701
  • Lends in Kentucky
  • The Organizers of 1st Trust Bank decided to establish the Bank because of their belief in the value of customer service. Prior to 2004, some Hazard banks have been acquired by regional multi-bank holding companies headquartered outside of Hazard. In many cases, these acquisitions and consolidations have been accompanied by fee changes,

  • Citizens Bank of Kentucky
  • 620 Broadway, Paintsville, KY, 41240
  • Lends in Kentucky
  • At Citizens Bank of Kentucky we believe banking is an experience. We recognize you have a choice when it comes to selecting a banking partner.
    To our present customers, we are grateful for your business. Our pledge to you is that we will continually find ways to create more value for your banking relationships.

  • Alliance Home Mortgage
  • 583 W Laurel Rd, Suite 4, London, KY, 40741
  • Lends in Kentucky
  • At Alliance Home Mortgage Corporation, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We are partnered with a very large lender in Polaris Home Funding

  • Hometown Bank
  • 1030 Cumberland Falls Hwy, Corbin, KY, 40701
  • Lends in Kentucky
  • Hometown Bank. Here, it’s always been about making you happy. We figure if everyone who walks through our door is greeted with a warm welcome and receives really helpful service, they’ll be back for more. With so many banks these days, we thought service seemed to be getting pushed out.

  • Fahe
  • 319 Oak Street, Berea, KY, 40403
  • Lends in Kentucky
  • Fahe Loan Servicing emphasizes quality customer care and personalized account management on the mortgages we service for Fahe, its partners, and our borrowers. By utilizing our experienced team, smaller nonprofits are able to keep overhead low. For Members whose primary function does not involve financials,