FHA VS Conventional loan programs in 2025 for Mayfield, Graves County, Kentucky

As of 2025, the conventional loan limit for a single-family residence in Mayfield, Graves county, KY is $726,200. Meanwhile, the FHA loan cap stands at $472,030.

Utilize the Lendersa® Conventional loan calculator to weigh today's top rates for Conventional, FHA, and USDA loans. It also helps in identifying the income, credit, reserves, and documentation essential for qualification. Our comprehensive mortgage calculator lets you compare Conforming Conventional loans, USDA, FHA, and VA side by side, assisting you in selecting the best program in KY for your particular financial situation.

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2025 Loan Limits and Down Payment Requirements in Mayfield, Graves County, KY

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table pertains to zip codes: 42066

Diverse Conventional and FHA Loan Options in Mayfield, KY

Lendersa® aims to swiftly provide you with the most advantageous Conventional, USDA, or FHA loans with minimal hassle. Begin by choosing one of the three initial steps which lead to compatible lenders and loan schemes.

Results of Lendersa USDA loan applications


  • Community State Bank IL
  • 625 SE 2nd Street, Galva, IL, 61434
  • November 3, 1980: Community State Bank opened its doors for business to meet the needs of the people of Galva and surrounding communities. Organized by local businessmen, the Bank started with $1 million in stock that was sold to 240 local investors. Our people are your people! Our insurance services help you worry about one less thing.
  • Danville State Savings Bank
  • 109 North Main Street, Danville, IA, 52623
  • Danville State Savings Bank is a community institution with a legacy of strong and steady relationships. We look back at our history to help you move forward. Today’s customer requires access to account information after regular business hours — and from wherever she or he happens to be at the time. Your bank is ready to meet this demand.
  • Firefighters & Company Federal Credit Union
  • 338 South Patterson Boulevard, Dayton, OH, 45402
  • The Firefighters and Company Federal Credit Union was organized as the "Dayton (Ohio) Firemen Federal Credit Union" on the 4th day of June, 1935. The charter members-all fire department employees-applied for permission to organize and operate a Federal Credit Union. The Firefighters and Company Federal Credit Union is a community credit union.
  • CODE Credit Union
  • 355 W Monument Avenue, Dayton, OH, 45402
  • CODE Credit Union is a member-owned, cooperative financial institution that has been serving municipal employees and select companies and organizations since 1940. We continuously strive toward excellence by providing a comprehensive range of quality products and services to meet our members' financial needs.
  • Great Oak Funding
  • 120 West Second Street, Suite 1406, Dayton, OH, 45402
  • Great Oak Funding is a private lender focused on providing funding to help businesses grow and expand. Great Oak Funding provides capital through mezzanine financing to existing companies with a track record of revenue. Great Oak Funding’s management team has a history of working with distressed companies to provide guidance.
  • Southwest Missouri Bank
  • 202 W High, Alba, MO, 64830
  • We are proud to be the largest locally owned community bank in southwest Missouri. It all began in Carthage, Missouri, when Garry Denney, along with seven other citizens, decided to start a new bank. The first Carthage branch opened in June, 1979, with one million dollars in assets and over the years we expanded into Joplin, Neosho, Jasper & Alba.
  • Rabun County Bank
  • 121 Rickman St, Clayton, GA, 30525
  • Rabun County Bank is a hometown bank with a strong commitment to exceeding our customer’s expectations. We want to be the best. Our customers want to bank with the best. Our employees want to work for the best. Our shareholders want to own a part of the best. We will strive to be the best in all that we do.
  • FIRST COMMUNITY MORTGAGE
  • 3090 Highway 14, Suite D, Millbrook, AL, 36054
  • Our mortgage experts give you the individual attention you deserve and treat you right. We know you're making a commitment in purchasing a home, refinancing, or tapping into your home equity. So we make a commitment to you: we can help you qualify, apply and be approved for the very best mortgage for you.
  • Peru Federal Savings Bank
  • 1730 Fourth Street, Peru, IL, 61354
  • At Peru Federal Savings Bank, our mission is to meet the financial needs of each individual by providing exceptional customer service focused on personalized attention and building relationships. We strive to be THE community bank which continues to serve generations in the Illinois Valley.
  • Beacon Credit Union- IN
  • 586 S Wabash Street, Wabash, IN, 46992
  • In 1931, a group of seventy-five farmers in Wabash County, Indiana joined together to form their own financial cooperative. This group of leaders'​ simple vision was to provide savings and dependable loan programs, particularly to farmers, in the area. Beacon Credit Union has remained a leader in serving the agricultural community.
  • Embassy National Bank
  • 1817 North Brown Rd, Lawrenceville, GA, 30043
  • Embassy National Bank provides expert business and personal banking services to the local community. With a focus on small business lending and banking, Embassy National Bank works to help growing businesses find the capital they need to continue to expand and thrive. With decades of combined experience, the team at Embassy National Bank supplies b