FHA VS Conventional loan programs in 2026 for Benton, Marshall County, Kentucky
In 2026, the conventional loan limit for the city of Benton, located in the county of Marshall, KY, is set at $726,200. Meanwhile, the FHA limit for a single-family home in this area is $472,030.
The Lendersa® Conventional loan calculator can be used to compare today's best rates across Conventional, FHA, and USDA loans, helping determine the required income, credit profile, reserves, and documentation for qualification. By using our advanced mortgage calculator, you can compare Conforming Conventional loans, USDA, FHA, and VA options side-by-side, guiding you in choosing the most suitable program for your financial needs in KY.
Loan Limits and Down Payment Requirements for 2026 in Benton, County of Marshall, KY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The information in this table applies to the following zip codes: 42025
Conventional and FHA Loan Options in Benton, KY
The aim of Lendersa® is to provide you with the best possible Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three pathways that lead to lenders and loan programs matching your needs.
Established in 1951, Harris County Federal Credit Union serves over 15, 000 members throughout Harris County. All employees of Harris County, their immediate families and anyone who lives, works, attends school or worships in zip codes 77002, 77003, 77004, 77006, 77011, 77020, 77023 and 77026 is eligible for membership.
Allura Financial is a private money lending company that provides a number of different property financing options to people looking to find a home to rent out for them and their family to live in, for multiple families or large families looking for a house to live in, and for people looking for fix and flip financing to buy a property
Wealthstar Mortgage will provide you with all the information you need in the home buying process, accessible at your fingertips. Come take advantage of all time low mortgage and refinance rates from top lenders. Wealthstar Mortgage can assist you to achieve your ultimate goal – owning your own home.
Millenia Mortgage was originally established January 1, 2000. As you are aware, there are many mortgage companies and banks that offer low rates and fees but not many people understand why there is a fluctuation in costs associated with doing a loan if all programs and guidelines are standard to the industry.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
2007 Commerce Street, Suite 200, Houston, CA, 77002
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Service First’s history began like most credit unions: with our members. Back in the early stages of America’s financial system, banks were only accessible to the upper class. People began joining forces to create their own financial institutions. Credit unions were started by people, for people.
