FHA VS Conventional loan programs in Murray, Calloway County, Kentucky

In 2025, the set limit for a conventional loan in Murray, within the county of Calloway, KY, is $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare today's optimum rates across Conventional, FHA, and USDA loans. Assess income, credit, reserves, and documentation necessary for qualification. Through our advanced mortgage tool, view Conforming Conventional loans, USDA, FHA, and VA side by side, assisting you in choosing the best program in KY to fit your financial scenario.

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Review 2025 Loan Limits and Downpayment Needs in Murray, Calloway, KY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to these zip codes: 42071

Exploration of Conventional and FHA Loan Options in Murray, KY

At Lendersa®, our goal is to provide you with the fastest way to secure the best possible Conventional, USDA, or FHA loan without hassle. Choose one of three initial paths that lead to matching lenders and appropriate loan programs.

Outcome of Lendersa USDA loan requests and matching results


  • OPTIONS MORTGAGE SERVICES LLC
  • 4005 Nine McFarland Dr, Suite 250, Alpharetta, GA, 30004
  • OPTIONS MORTGAGE SERVICES We don't want you to be a story we hear at our next Dinner Party. We specialize in thoroughly pre- qualifying our clients before they ever go out looking for their dream homes. Many Lenders will promise you anything to get you in the door. Then, when and if you get to closing, they will change the loan program
  • Alcoa Community Federal Credit Union
  • 1125 Military Road, Benton, AR, 72015
  • The mission of Alcoa Community Federal Credit Union is to deliver the highest quality financial service to our members while promoting our difference as a credit union. We are a not-for-profit financial institution owned by the folks that save and borrow money at our CU! With ACFCU, you’re a member and part owner of the cooperative, not a customer.
  • United Methodist Connectional Federal Credit Union
  • 1991 Lower Roswell Rd, Marietta, GA, 30068
  • Georgia Methodist Federal Credit Union was established in 1960 and served the financial needs of any United Methodist Church member in the North and South Georgia Conferences and their immediate family members. Alabama-West Florida Methodist Credit Union started in 1967, serving the clergy and employees of the AWF Conference
  • StrongBox Home Loans
  • 1412 waterford green way, Marietta, GA, 30068
  • We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing & getting the exact loan to meet your specific needs.
  • First State Bank of Forrest
  • 133 East Krack Street, Forrest, IL, 61741
  • FSB of Forrest has been committed to the people, businesses & communities of Central Illinois. Since first days to the present, our motto is and has always been "a strong friend for your family," words we strive to live & work by every day. We offer our customers a welcoming, personalized experience from the time they step into one of our doors.
  • 1st Trust Bank, Inc
  • 24 Commerce Drive, Hazard, KY, 41701
  • The Organizers of 1st Trust Bank decided to establish the Bank because of their belief in the value of customer service. Prior to 2004, some Hazard banks have been acquired by regional multi-bank holding companies headquartered outside of Hazard. In many cases, these acquisitions and consolidations have been accompanied by fee changes,
  • Glasford State Bank
  • 305 East Main Street, Glasford, IL, 61533
  • Glasford Bank can trace its roots back to July 15, 1900, when it opened with just two deposits. Originally known as Farmers and Traders Bank, it was located at the corner of Main and Hickory in a converted cigar factory. In 1905, the bank was relocated into a new brick building on the south side of Main Street.
  • Premier Reverse Mortgage, LLC
  • 1640 Powers Ferry Rd SE, Bldg 28, Suite 300, Marietta, GA, 30067
  • Premier Reverse Mortgage, LLC was founded by Matt Neumeyer, a Certified Senior Advisor, on January 13, 2012. After spending many years in the reverse mortgage industry working for others, Matt decided it was time to form a company around his own ideals. Those ideals are part of the Premier Reverse Mortgage logo.
  • The Family Mortgage Team
  • 1640 Powers Ferry Rd, Building 3, Suite 100, Marietta, GA, 30067
  • The Family Mortgage Team at LeaderOne Financial is a team of professionals dedicated to ensuring that your loan is not just a transaction.... It is a lifetime relationship developed around three distinct concepts: 1) investigating your hopes and dreams and insuring that we use the mortgage to maximize
  • Safe Haven Mortgage Inc
  • 1355 Terrell Mill Rd, Building 1464, Suite 216, Marietta, GA, 30067
  • At Safe Haven Mortgage Inc in Marietta, Georgia, we keep in mind your best interest. We value our relationships with you and won’t hesitate to go over and beyond your expectations. Our mission is to serve you with integrity, honesty, and competence. We can help you overcome any challenges that arise when securing your home loan.