FHA VS Conventional loan in Fulton, Fulton County, Kentucky

In 2025, Convetional loan limit in Fulton, county of Fulton, KY is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in KY is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Fulton, county of Fulton, KY

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 42041

Conventional and FHA loan options in Fulton, KY

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Nj Home Mortgage
  • 516 Lafayette Avenue, Hawthorne, NJ, 07506
  • We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. New Jersey Home Mortgage, LLC, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!
  • Silex Financial Group, Inc
  • 674 Lafayette Ave, Hawthorne, NJ, 7506
  • At Silex Financial, we have 30 years of experience matching the right client to the right lending institution to the right deal; each and every time. Our residential and commercial mortgage advisors leverage decades of commercial and residential experience and expertise on your behalf.
  • Cason Home Loans
  • 2000 PGA Blvd, Suite 3220A, Palm Beach Gardens, FL, 33408
  • Cason Home Loans is determined to achieve excellence in the mortgage origination industry; focusing on customer satisfaction and attention to detail to prove that our team is an elite organization.we pledge to be honest and upfront so that your mortgage needs can be met and you walk away telling others about Cason Home Loans.
  • Mortgage300
  • 2000 PGA BLVD Bldg A Suite 3220, North Palm Beach, FL, 33408
  • Mortgage300 brings together top industry talent, high-efficient operations team and the secret sauce - a partnership opportunity offering true equity and autonomy.Through this revolutionary structure, we fully empower our highly experienced partners which enables us to combine the typical sales hierarchy down to just one.
  • UNITED MORTGAGE CORP.
  • 1201 U.S. Highway One, Suite 330, North Palm Beach, FL, 33408
  • United Mortgages Corp’s only business is mortgages. Unlike a commercial bank, we are not limited to one or two standard programs. As a mortgage banker, we have many market sources to offer our clients. We know that each customer has a special set of circumstances and our specialty is identifying the right type of loan that meets your needs.
  • American Mortgage Solutions
  • 712 US-1 #300, North Palm Beach, FL, 33408
  • We are privileged and Fortunate to have a very experienced Mortgage Team of Professionals that share the same vision. Our intention is to impress upon you the importance of making your mortgage a pivotal component to your overall financial planning strategy. Our goal is to custom fit you with the best overall financing package by,
  • Salman Capital Funding
  • 35 journal Sq, Jersey City, NJ, 07306
  • Salman Capital is a family-owned In-house direct lender that provides financing for real estate investors nationally. With our own discretionary capital, we provide Bridge 12-24 month term IO financing for acquiring and stabilizing a property. We also provide asset-based DSCR financing for traditional and short term rental properties.
  • Florida Home Loanz LLC
  • 547 E. Elkcam Circle, Marco Island, FL, 34145
  • Our mission is to provide comprehensive mortgage solutions for our clients with the highest degree of trust, knowledge, respect and convenience. We believe in the "Golden Rule - Treat others the way you expect to be treated", therefore you will not receive marketing gimmicks and unobtainable quotes from us.
  • Spencer Savings Bank
  • 611 River Drive, Elmwood Park, NJ, 07407
  • Spencer Savings Bank is a leading New Jersey-based community bank headquartered in Elmwood Park, N.J. For over 100 years, we have been serving our local communities with integrity and pride. Roots matter, because they mean experience. They mean real insight into what makes our communities strong.