In 2025, the Conventional loan limit in Lexington, situated in Fayette county of KY, is $726,200. The FHA limit for a single-family home is $472,030.
Utilize the Lendersa® Conventional loan calculator to compare today's best rates between Conventional, FHA, and USDA loans. This tool helps determine income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can view Conforming Conventional, USDA, FHA, and VA loans side by side to help decide the best fit for your financial situation in KY.
Compare loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment | |
| Conventional Conforming | $726,200 | 3% | |
| USDA | $0 | 0% | |
| FHA | $472,030 | 3.5% |
This comparison applies to these zip codes: 40505, 40506, 40508, 40509, 40504, 40507, 40502, 40503, 40517, 40516, 40513, 40511, 40510, 40515, 40514, 40512, 40522, 40523, 40524, 40526, 40533, 40536, 40544, 40546, 40550, 40555, 40574, 40575, 40576, 40577, 40578, 40579, 40580, 40581, 40582, 40583, 40588, 40591, 40598
The goal of Lendersa® is to quickly connect you to the best possible Conventional, USDA, or FHA loan, without hassle. Start with one of three pathways to find compatible lenders and programs.
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