FHA VS Conventional loan programs in 2025 for Georgetown, Scott County, Kentucky

In 2025, Convetional loan limit in Georgetown, county of Scott, KY is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in KY is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Georgetown, county of Scott, KY

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 40324

Conventional and FHA loan options in Georgetown, KY

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Outreach Lending Corporation
  • 8725 Northwest 18th Terrace, Suite 306, Doral, FL, 33172
  • Outreach Lending Corporation is a Florida Domestic Profit Corporation filed On June 8, 2018. The company's filing status is listed as Active and its File Number is P18000052164. The Registered Agent on file for this company is Llosa Enrique A and is located at 8725 Nw 18th Terrace, Doral, FL 33172.
  • Quality Mortgage Solutions LLC
  • 3105 NW 107th Ave, Suite 103, Doral, FL, 33172
  • Quality Mortgage Solutions was founded in July of 2018 with 1 goal.. We want to change the mortgage process and expectation for clients. Finding someone that you can count on to give you the best guidance on which mortgage product is best for you and your needs is a lot more challenging than one would think
  • Dream Cap Loans
  • 9740 Northwest 10th Terrace, Miami, FL, 33172
  • Get a mortgage loan with confidence. Get help from a licensed mortgage loan officer who will help you navigate through the difference mortgage broker services offered. Factors such as income, credit score, funds available, and qualifications can play a role in which type of loan you choose. Understand your options
  • Sunset Home Mortgage & Financial Services LLC
  • 2520 NW 97 Ave, Suite 210, Doral, FL, 33172
  • Sunset Home Mortgage & Financial Services, we are a team that works together to deliver the best mortgage experience from the very beginning of the process to after the closing. We treat our clients, affiliates, referral sources, and each other with the utmost respect. Because of our values, ethics, and integrity industry.
  • Real Loan Partners Team
  • 2520 NW 97th Ave., Suite 210-A, Miami, FL, 33172
  • "Real Loan Partners Providing ""VALUE"" ...through Service, Integrity and Trust since 2001! My commitment and dedication towards excellent customer service began prior to becoming a loan originator. It actually began at the beginning of my hospitality industry.Established in 2001. "
  • Clear Capital Funding
  • 10482 NW 31st Ter Suite 2A, Miami, FL, 33172
  • Clear Capital Funding, LLC, your trust and the security of your information is very important to us. This Privacy Policy explains what we do to protect and maintain your information and to let you know how you can limit the information that we share with others. Site refers to this Internet web site (http://www.ccfbrokers.com)
  • MOR Lending
  • 2301 NW 87 Ave, Suite 503, Miami, FL, 33172
  • MOR Lending is not the same old stuffy mortgage company. Our young and energetic team of Lending V.I.P will make sure you are their number one concern. MOR is built on three simple principles Rapid Response - We communicate with you on the phone, text, email or DM. And we follow up quickly and professionally
  • William A Ledesma
  • 3401 NW 82nd Ave, Suite 230, Doral, FL, 33122
  • William A Ledesma Sr Loan Officer Located in Doral Florida. William A Ledesma have been in the Mortgage and finance Industry since 2004. William committed to offering the best service possible. He specialize in FHA, VA and Conventional Loans and investor programs. William A Ledesma's NMLS ID 1232716.
  • Jacog Financial Group
  • 3400 Northwest 78th Avenue, Doral, FL, 33122
  • JACOG Advisors is a full service professional commercial real estate team. We provide our valued clients over 23 years of real estate finance, sales, and leasing experience. Our focus is to do what we do best, and that is helping our clients achieve their investment objectives by guiding them with deep insight
  • True Lending Partners
  • 3403 NW 82nd Avenue Ste 210, Miami, FL, 33122
  • At True Lending Partners, we have access to numerous products and services. However, this process of explanation and understanding the pros and cons of each situation may be difficult. Contact your friendly True Lending Partners broker for full, easy-to-understand explanations and find out just what we can provide to suit your specific needs.
  • Acquisitions Capital - Hard Money & Non Bank Lending
  • 218 NW 24th St, Miami, FL, 33127
  • Acquisitions Capital, we are not only your agents, but knowledgeable consultants that guide you through any situation. We handle everything every step of the way & help you through obstacles which may arise during your loan process at any given time.We have a solution for all types of situations that require a loan, which will save you time, money.
  • ON MORTGAGE
  • 420 SW 128 Ave, Miami, FL, 33184
  • At On Mortgage, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks have a limited number of lending options available