FHA VS Conventional loan in Prospect, Jefferson County, Kentucky
During 2025, the conventional loan limit for Prospect in the county of Jefferson, KY is $726,200. Additionally, the FHA limit for a single-family home is set at $472,030.
The Lendersa® Conventional loan calculator assists in comparing current Conventional, FHA, and USDA rates. Determine the necessary income, credit, reserves, and documentation for eligibility. With our comprehensive mortgage calculator, you can compare Conforming Conventional loans, USDA, FHA, and VA options side-by-side, enabling informed decisions about which program in KY best fits your financial situation.
2025 Loan Limits & Down Payment Requirements in Prospect, County of Jefferson, KY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$0
0%
FHA
$472,030
3.5%
This comparison table is relevant to the following zip codes: 40059
Options for Conventional and FHA Loans in Prospect, KY
The goal of Lendersa® is to secure the optimal Conventional, USDA, or FHA loan expeditiously and with ease. Begin with one of three initial options, leading to matched lenders and loan programs.
5401 South Kirkman Road, Suite 208, Orlando, FL, 32819
TMG MORTGAGE GROUP a TD Home Loans, Inc company Wade Darius Senior Loan Officer, a Real Estate Broker at TD Homes Real Estate, a Private Real Estate Wealth Client Advisor, a former Senior Mortgage Underwriter with some of the top U.S. Banks, and a former Candidate for Congress – Florida Congressional District 10.
7208 West Sand Lake Road, Suite 305, Orlando, FL, 32819
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
8810 Commodity Circle, Suite 36, Orlando, FL, 32819
For the past 17 years in the Orlando mortgage market, Christina Santana has helped customers get mortgage approvals. Her extensive experience in the lending industry and her vast network of lenders and realtors, is the backbone of Mile Marker's ability to provide quick and excellent results.
Moneyhouse has been the # 1 non-depository mortgage bank in closings in Puerto Rico for the past 11 years. We are a full-service direct lender mortgage banking company offering a diverse array of products for home loan needs. Moneyhouse is committed to families. Moneyhouse understands the sensitivity that comes with making big family.
My Florida Real Estate Group is an affiliate of My Florida Mortgage Solutions and may receive a financial benefit by working together. We are here to help you and guide you during the process of the purchase or refinance of your house or commercial business. Call us and make your appointment today
"Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan."
9100 Conroy Windermere Road, Suite 200, Orlando, FL, 32819
Homespire Mortgage is an award-winning mortgage lender, proudly operating branches across 36 states. Whether you’re buying a home or refinancing, you’ve come to the right place. At Homespire Mortgage, we’ve completely re-invented the mortgage process to create a worry-free and hassle-free mortgage experience for you.
Battles Capital Investment Inc - PrivateInvestor.com
7512 Dr. Phillips Blvd, Orlando, FL, 32819
Battles Capital Investments Inc. - PrivateInvestor.com | Specializes in the placement of private money loans directly with REITs, Individual Private Lenders, Family Offices, Insurance Companies, Hedge Funds, and Attorney Offices Nationwide. We have strong relationships with private money sources throughout the state of Florida.