Explore the differences! FHA VS Conventional loan programs in Prospect, Jefferson County, Kentucky
During 2025, the conventional loan limit for Prospect in the county of Jefferson, KY is $726,200. Additionally, the FHA limit for a single-family home is set at $472,030.
The Lendersa® Conventional loan calculator assists in comparing current Conventional, FHA, and USDA rates. Determine the necessary income, credit, reserves, and documentation for eligibility. With our comprehensive mortgage calculator, you can compare Conforming Conventional loans, USDA, FHA, and VA options side-by-side, enabling informed decisions about which program in KY best fits your financial situation.
2025 Loan Limits & Down Payment Requirements in Prospect, County of Jefferson, KY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$0
0%
FHA
$472,030
3.5%
This comparison table is relevant to the following zip codes: 40059
Options for Conventional and FHA Loans in Prospect, KY
The goal of Lendersa® is to secure the optimal Conventional, USDA, or FHA loan expeditiously and with ease. Begin with one of three initial options, leading to matched lenders and loan programs.
FRM company and we represent your best interests, not the big banks. We’ve been in business for over 20 years and we thrive on providing our clients with an outstanding mortgage experience. With offices in Blacksburg, Marion, and Abingdon we serve clients throughout Virginia. We’ve built our business by being an advocate for our clients.
At Unity we work with you to make your dreams a reality, today. Offering you better rates, personalized services, giving you greater control of your money.
We are Federally Insured, so your money is safe. And, we’re part of the Co-Op Shared Branch Network that gives you 6, 000 branches nationwide making credit unions the second largest branch.
Creative Capital Inc., an independently owned mortgage broker was established in 1997 in Royal Oak, MI out of a growing demand for procuring not only out-of-the-box lending options to borrowers, but also low cost, low interest conventional mortgages. The business was built on personal and professional integrity providing a broad spectrum.
Southern Home Mortgage Corp is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
LOGAN FINANCE CORP is Industry Leading Investor For Correspondent Lenders.70 Years Ago Max Logan Founded Logan Real Estate For The Purpose Of Helping Young Families & Military Men Returning From World War II Achieve The Dream Of Owning A Home.Realizing The Need For High Quality, Low Cost Homes Logan Began Blytheville's First Housing Subdivision.
Creative Mortgage, LLC we have the ability to offer competitive rates and pricing because we have more flexible pricing programs than lenders.We believe it is vital to keep you informed throughout the entire process. From the initial application to finishing up the whole process.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
The mission of Wiremen’s Credit Union, Inc, is to help members gain personal financial success by providing and promoting financial services with benefits over those from other competitive sources and Wiremen’s Credit Union has grown to a $25 million financial institution, serving over 4, 300 members throughout the community.
