FHA VS Conventional loan in Crestwood, Oldham County, Kentucky
In the year 2026, the conventional loan limit applicable in Crestwood, within the county of Oldham, KY is listed as $726,200. Simultaneously, the FHA limit is $472,030 specifically for a single-family dwelling.
Utilize the Lendersa® Conventional loan calculator to perform a comparative analysis of the current rates for Conventional, FHA, and USDA loans. It helps determine the necessary income, creditworthiness, reserves, and documentation required for qualification. Our comprehensive mortgage calculator presents a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, aiding you in selecting the most appropriate program in KY for your financial needs.
2026 Loan Limits & Down Payment Requirements in Crestwood, County of Oldham, KY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparative table applies to the zip codes: 40014
Conventional and FHA Loan Options in Crestwood, KY
The objective of Lendersa® is to assist you in acquiring the most competitive Conventional, USDA, or FHA loan promptly and without inconvenience. Start by choosing among three initial pathways, leading to matched lenders and appropriate loan programs.
Integra Mortgage Group of Louisville, LaGrange and Crestwood, Kentucky has been committed to providing our customers with the highest quality of service and the lowest mortgage loan rates available since 1997. Our goal is simple: To make the mortgage loan process as convenient and hassle-free as possible to our customers.
5948 Timber Ridge Drive, Suite 202, Prospect, KY, 40059
Lends in Kentucky
Parkside Mortgage is an independent mortgage company licensed in KY, IN, TN, and FL. Our efficient business model allows us to offer rates below the national average while providing above-average service. Specialized loan products are available that you won’t find at the typical big-box lender or bank.
1630 Lyndon Farm Court, Suite 201, Louisville, KY, 40223
Lends in Kentucky
The Rural Cooperatives Credit Union is a member-owned, federally insured financial institution. Our mission is to assist member-owners in realizing personal financial success by providing competitive, value-oriented products and services delivered with excellent member service and convenience.
KIT Federal Credit Union ("KIT") is a member-owned, not-for-profit financial institution that exists to provide superior financial products to our member-owners and their families. KIT was chartered in 1965 with the field of membership of the employees of A&P grocery stores located in Kentucky, Indiana, and Tennessee. We began in a one-room office.
Originally chartered in 1969 as a credit union to serve the Jefferson County Police and then the employees of Jefferson County Government, we became Jefferson County Federal Credit Union, serving the employees of the Louisville - Jefferson County Metro Government as well as the employees.
Pathway Mortgage LLC works diligently to provide a concierge experience to our clients. Pathway is also dedicated to making sure our clients always receive the most current and accurate advice by hiring most talented and motivated mortgage loan officers in the business that Pathway Mortgage LLC strives to make you a client for life.
9900 Corporate Campus Drive, Suite 3000, Louisville, KY, 40223
Lends in Kentucky
Since our inception, we have acted as key advisors in securing funds for purchasers, investors, and homeowners in the residential markets. We recognize that in the marketplace there is a need for a holistic approach to an individual's needs. With this in mind our goal is to simplify the financing process by delivering a tailored,
13000 Equity Place, Suite 203, Louisville, KY, 40223
Lends in Kentucky
TBF started its roots with family. Our number one goal at TBF Mortgage is to help families with one of the most important financial decisions that they will have to face. TBF Mortgage and our team of Loan Officers are here to help you make informed decisions that work for you and to simplify the loan process. We will walk you through each phase.
