Explore the differences! FHA VS Conventional loan programs in Crestwood, Oldham County, Kentucky

In the year 2025, the conventional loan limit applicable in Crestwood, within the county of Oldham, KY is listed as $726,200. Simultaneously, the FHA limit is $472,030 specifically for a single-family dwelling.

Utilize the Lendersa® Conventional loan calculator to perform a comparative analysis of the current rates for Conventional, FHA, and USDA loans. It helps determine the necessary income, creditworthiness, reserves, and documentation required for qualification. Our comprehensive mortgage calculator presents a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, aiding you in selecting the most appropriate program in KY for your financial needs.

Evaluate loan options from 100 different lenders

2025 Loan Limits & Down Payment Requirements in Crestwood, County of Oldham, KY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparative table applies to the zip codes: 40014

Conventional and FHA Loan Options in Crestwood, KY

The objective of Lendersa® is to assist you in acquiring the most competitive Conventional, USDA, or FHA loan promptly and without inconvenience. Start by choosing among three initial pathways, leading to matched lenders and appropriate loan programs.

Results for Lendersa USDA loan requests and matches


  • Great Lakes Mortgage Brokers LLC
  • 18877 West 10 Mile Road, Suite 250, Southfield, MI, 48075
  • Great Lakes Mortgage Brokers LLC, located in Southfield, MI, and Boca Raton, FL is a leading provider of financial services. We specialize in helping businesses and individuals reach their financial goals by providing a wide range of lending & insurance options.We use our more than 20 years of experience to provide clients with financial services.
  • Block Mortgage LLC
  • 19483 W 10 Mile, Southfield, MI, 48075
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • John Adams Mortgage
  • 25800 Northwestern Hwy, Suite 110, Southfield, MI, 48075
  • John Adams Mortgage is a Michigan based, full service mortgage lender. As a lender, we originate, process, underwrite, close and insure our own loans. Our strength and knowledge of the mortgage industry has allowed us to successfully weather the vast changes over the past few years.
  • United Methodist Connectional Federal Credit Union
  • 1991 Lower Roswell Rd, Marietta, GA, 30068
  • Georgia Methodist Federal Credit Union was established in 1960 and served the financial needs of any United Methodist Church member in the North and South Georgia Conferences and their immediate family members. Alabama-West Florida Methodist Credit Union started in 1967, serving the clergy and employees of the AWF Conference
  • StrongBox Home Loans
  • 1412 waterford green way, Marietta, GA, 30068
  • We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing & getting the exact loan to meet your specific needs.
  • Primemax Mortgage Group
  • 311 West Grand Ave, Rainbow City, AL, 35906
  • Our success at Primemax Mortgage is a result of our client commitment, professional integrity, industry knowledge and unique approach in managing every aspect of the loan process to ensure the transaction proceeds smoothly and loan funding is on time. We at Primemax Mortgage pride ourselves on “Trust... Integrity... Service”.
  • ATA National Lender Services
  • 31440 Northwestern Highway, Suite 100, Farmington, MI, 48334
  • ATA National Title Group is a full-service title insurance agency providing comprehensive title and settlement services to companies and individuals involved in real estate transactions. We are licensed to issue title insurance in 27 states and offer title and settlement services in all 50 states. We additionally maintain 47 offices, staffed by 423
  • Level One Bank
  • 32991 Hamilton Court, Farmington, MI, 48334
  • Level One Bank is a full-service community bank headquartered locally in Farmington Hills, Michigan with locations throughout Metro Detroit, Ann Arbor, Jackson and Grand Rapids. Level One bankers are experienced, enthusiastic, and committed to personalized service. Most of our bankers escaped the constraints of a larger bank in search
  • Elite Home Funding
  • 30500 Northwestern Hwy, Suite 100, Farmington, MI, 48334
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Reverse Mortgages of Michigan
  • 31100 Northwestern Hwy, Farmington, MI, 48334
  • David J. Blatt specializes in residential lending services. As a reverse mortgage expert, he has been practicing for over 30 years and has been on the board of directors of the Michigan Brokers Association. This achievement led him to receive the Excellence Award from the Financial Freedom Senior Funding Corporation.