FHA VS Conventional loan programs in 2025 for Walton, Boone County, Kentucky

In 2025, the conventional loan limit in Walton, located in Boone county, KY, is $726,200. Meanwhile, the FHA limit for a single-family home stands at $472,030.

Utilize the Lendersa® Conventional loan calculator to compare today's top rates across Conventional, FHA, and USDA loans. Assess the income, credit, reserves, and necessary documentation for qualification. Our advanced mortgage calculator provides a side-by-side analysis of Conforming Conventional, USDA, FHA, and VA loans, helping you determine which program in KY best suits your financial needs.

Explore loan offers from 100 lenders

Loan Limits & Down Payment Requirements for 2025 in Walton, County of Boone, KY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the given zip codes: 41094

Discover Conventional and FHA Loan Options in Walton, KY

At Lendersa®, our aim is to provide you with the ideal Conventional, USDA, or FHA loan swiftly and easily. Begin by selecting one of three starting points connecting you to matching lenders and programs.

Results for Lendersa's USDA loan requests


  • First Mortgage Services
  • 203 Paca St, Cumberland, MD, 21502
  • First Mortgage Services understands that the purchase of a home, for many families, is the most important financial transaction that they will experience. We are committed to providing quality, personalized service and will take the time necessary to explain the mortgage loan that best meets the homeowner’s needs.
  • Cardinal Mortgage, Inc.
  • 3839 Chestatee Cut Off, Gainesville, GA, 30506
  • Cardinal Mortgage, Inc. is committed to helping you find the right mortgage product for your needs. An Atlanta, Georgia mortgage broker we understand that every borrower in Georgia is different, and we offer a variety of mortgage products to meet your individual home loan requirements.
  • River City Bank
  • 228 North 2nd Avenue SW, Rome, GA, 30165
  • At River City Bank, we work diligently to create an elevated experience for our clients. We don’t settle for service that’s simply good. When you bank with us, you can count on us to exceed your expectations not only when it comes to your finances, but in our customer service as well.
  • Coosa Valley Credit Union
  • 2010 Redmond Cir NW, Rome, GA, 30165
  • "We Care" and "We Treat You Like Family" are two core values that differentiate us from banks and other financial institutions. Here we still do business like neighbors helping neighbors, an old fashioned approach that combines modern technologies and the warm professional service you deserve.
  • St Louis Home Mortgage and Retention Services
  • 113 Old State Road, Suite 103, Ellisville, MO, 63021
  • Founded in March 2009 as St Louis Home Retention Group, We are home mortgage specialists focused on your unique situation and needs. From your first home loan to refinancing and load modifications, we help you get the right loan and keep your home and also The company’s efforts over the years have earned them an A+ rating with the BBB
  • Northern Lakes Mortgage LLC
  • 180 S Weidman Rd, Suite 230, Ballwin, MO, 63021
  • We correspond with some of the nation’s largest names in lending. We save our clients real money and provide real financial freedom with our Homeowner Certainty program. Our unique product focuses on lowering your monthly mortgage payment by removing MIP or PMI, and lowering your rate.
  • Woodruff Federal Savings and Loan Association
  • 247 North Main Street, Woodruff, SC, 29388
  • Woodruff Federal was founded in 1934 by a group of local business leaders to serve the savings and loan needs of the small town’s growing textile community. Ever since, we’ve stayed true to our founding purpose to remain an S&L…and serve as a safe, secure place that folks could rely on to get a home loan or build their savings deposits
  • Lake Huron Credit Union
  • 1540 Tittabawassee Road, Saginaw, MI, 48604
  • Lake Huron Credit Union was established in 1959. We strongly believe in our mission to provide our members with various financial services which enable them to enjoy a richer and fuller quality of A full-service financial institution serving the Saginaw, Bay, and Midland communities with 2 convenient locations in Kochville Township and Saginaw Town
  • Peach State Bank & Trust
  • 325 Washington St SW, Gainesville, GA, 30501
  • Peach State Bank & Trust is the largest true community bank in Hall County. We have a seasoned management team and a strong board of directors who are not only dedicated to our customers but to this community. We offer competitive rates, a variety of accounts - both personal and business. We hope you will call us or stop by today
  • MyGeorgia Credit Union
  • 2601 Limestone Pkwy, Gainesville, GA, 30501
  • "Founded in 1971 as HALLCO Community Credit Union, we grew into a full-service financial institution offering a wide range of banking products and services with branch locations in Gainesville, Oakwood, Flowery Branch and Cleveland. As the communities and the needs of the residents in the area around us expanded, so did we"