FHA VS Conventional loan in Williamstown, Grant County, Kentucky

For 2026, the conventional loan limit in Williamstown, located in the county of Grant, KY, is $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to compare today's leading rates among Conventional, FHA, and USDA loans. Assess the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator lets you evaluate Conforming Conventional loans, USDA, FHA, and VA side-by-side, helping you choose the most fitting program in KY for your financial requirements.

Assess loan offers from 100 lenders

Loan Limits and Down Payment Requirements for 2026 in Williamstown, County of Grant, KY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to the following zip codes: 41097

Explore Conventional and FHA Loan Options in Williamstown, KY

The objective of Lendersa® is to quickly and seamlessly connect you with the best possible Conventional, USDA, or FHA loan. Begin by selecting one of three starting paths, each leading to tailored lender matches and loan programs.

Lendersa's USDA loan request and matching results


Williamstown Lenders

  • Forcht Bank
  • 58 Broadway Street, Dry Ridge, KY, 41035
  • Lends in Kentucky
  • Every organization has a story--a core set of beliefs and values that tells the world who they are and what they represent. Forcht Bank's story is the one of our founder Terry Forcht.

    Long before Terry Forcht was known and recognized as one of Kentucky’s foremost entrepreneurs, he was a college professor

  • Entrust Mortgage, LLC
  • 73 Cavalier Blvd, Suite 316, Florence, KY, 41042
  • Lends in Kentucky
  • Entrust Mortgage, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • First Equity Mortgage, Inc.
  • 211 Grandview Drive, Ft Mitchell, KY, 41017
  • Lends in Kentucky
  • First Equity Mortgage has closed more than $5 billion in mortgage loans for thousands of Drees customers. With almost 40 years of new construction lending experience, we truly understand the excitement, anticipation and stress that can be associated with building a home. This knowledge helps us provide you with the friendly customer experience

  • NORTHERN KENTUCKY FEDERAL CREDIT UNION
  • 2805 Alexandria Way, Highland Heights, KY, 41076
  • Lends in Kentucky
  • In 1973, a group of Northern Kentucky University employees decided to create Northern Kentucky Educators’ Federal Credit Union. While we began as a credit union for NKU employees, we soon grew to include over 30 businesses and school districts.
    We are proud of how much we’ve grown over the years, and are excited to see where the future takes.

  • Prost Mortgage Group
  • 3699 Alexandria Pike, Cold Spring, KY, 41076
  • Lends in Kentucky
  • We have over 37 years of combined experience helping people secure mortgage loans for their homes. Our loan programs include FHA, VA, USDA & more so you can be sure you’re choosing the right type of loan when you work with us. Prost Mortgage Group is a mortgage lender helping you make informed and confident decisions when securing a mortgage loan.

  • OnPoint Home Lending
  • 2912 E. Gallatin Street, Burlington, KY, 41005
  • Lends in Kentucky
  • We are locally owned and operated with our main office located in Burlington, KY. At OnPoint Home Lending, we pride ourselves on exceeding our customer's expectations in finding the best option for a home loan that's right for you. Whether you want the lowest rate possible, refinance your existing mortgage or new home purchase

  • Just 4 You Home Loans
  • 110 E Main St, Suite 107, Georgetown, KY, 40324
  • Lends in Kentucky
  • Just 4 You Home Loans L.L.C. is located in Georgetown, KY, United States and is part of the Activities Related to Credit Intermediation Industry. Just 4 You Home Loans L.L.C. has 4 total employees across all of its locations and generates $357, 777 in sales (USD). (Employees and Sales figures are modelled).

  • Citizens Federal Savings and Loan Association of Covington
  • 433 Madison Avenue, Covington, KY, 41011
  • Lends in Kentucky
  • Citizens Federal Savings and Loan Association of Covington, KY has been a part of the community since 1886. We are one of the last mutual institutions remaining in Northern Kentucky.

    As a mutual savings and loan each customer has a stake and ownership in our association. As a mutual savings and loan each customer has a stake

  • Kentucky Federal
  • 1050 Scott St, Covington, KY, 41011
  • Lends in Kentucky
  • "Over the years, Cincinnati Federal has continued to expand its footprint in the Cincinnati area through acquisition of other savings institutions such as Delta S & L, McHenry S & L and Fulton #4.
    In the 1980's Cincinnati Federal continued to grow and opened offices in the Miami Heights area and in Anderson Township."