Explore the differences! FHA VS Conventional loan programs in Bayou-Blue, Lafourche County, Louisiana

In 2026, the Conventional loan limit in Bayou-Blue, situated within Lafourche county, LA, is $647,200. Meanwhile, the FHA limit for a single-family home stands at $420,680.

Use the Lendersa® Conventional loan calculator to evaluate today's best rates among Conventional, FHA, and USDA options. Determine the income, credit, reserves, and documentation needed for qualification. With our advanced mortgage calculator, you can view side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans to help decide which program in LA best suits your financial needs.

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2026 Loan Limits and Down Payment Requirements in Bayou-Blue, Lafourche County, LA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table applies to the zip codes: 70359

Conventional and FHA Loan Options in Bayou-Blue, LA

Lendersa® aims to swiftly provide the best possible Conventional, USDA, or FHA loan without hassle. Choose one of the three starting approaches to find lenders and loan programs that match your requirements.

USDA loan request and matching results from Lendersa


Bayou-Blue Lenders

  • Allegiance Home Lending
  • 430 Corporate Dr, Suite C, Houma, LA, 70360
  • Lends in Louisiana
  • Allegiance Home Lending is a reputable mortgage lending firm headquartered in Houma, LA. We have an array of aggressive loan programs to finance the purchase of or refinance your dream property. We offer conventional, FHA, jumbo, USDA, and VA loans as well as refinancing and purchasing aid.

  • SOUTHERN MORTGAGE LENDING, INC.,
  • 6652 West Park Ave., Houma, LA, 70364
  • Lends in Louisiana
  • Our mission is to serve our customers with honesty integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Cedotal Mortgage
  • 201 Canal Boulevard, Thibodaux, LA, 70301
  • Lends in Louisiana
  • Cedotal Mortgage Company is committed to helping you find the ideal mortgage product for your specific financing needs. We understand that every borrower is unique and we offer a variety of products to meet each of your individual needs. We make the process of securing a mortgage simple

  • United Community Bank
  • 4626 Highway 1, Raceland, LA, 70394
  • Lends in Louisiana
  • United Community Bank is a full-service financial institution offering all the things that bigger banks offer, and one thing they don't: local people with a commitment to providing personal service and United Community Bank was formed in 1964 in Lafourche Parish. Over the years we've branched out to serve a five-parish region covering Lafourche.

  • Total Choice Federal Credit Union
  • 14963 River Road, Hahnville, LA, 70057
  • Lends in Louisiana
  • Total Choice Federal Credit Union is a community based financial cooperative formed for the purpose of encouraging savings, offering loans and providing a wide range of financial service for the people that live, work, worship or attend school in the parishes of St. Charles, St. James and St. John the Baptist.

  • First National Bank USA
  • 13386 Hwy 90, Boutte, LA, 70039
  • Lends in Louisiana
  • Some customers may need more assistance than can be provided by an Online Banking site. It is for this reason that First National Bank USA continues to provide additional auxiliary aids and services, including accepting toll-free telephone calls from customers who may have questions or need assistance regarding their accounts

  • River Region Federal Credit Union
  • 1625 Lutcher Avenue, Lutcher, LA, 70071
  • Lends in Louisiana
  • River Region Federal Credit Union has been open since 1960. The credit union has assets totaling $41.43 Million and provides banking services to more than 2, 000 members.

    The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups.

  • Barton Credit Union
  • 12501 Highway 18, Luling, LA, 70070
  • Lends in Louisiana
  • Barton Plant Employees' Federal Credit Union is a member-owned and operated financial institution, existing to help achieve the financial needs of our members, through dedicated and efficient personal service.

    Once you become a member, you are always a member, as long as your account remains open.

  • Patterson State Bank
  • 1130 Highway 90 West, Patterson, LA, 70392
  • Lends in Louisiana
  • Patterson State Bank was founded in 1925 by Harry Williams and E. F. Marin. Together they had a great vision for their community; a bank for their city to call its own. At that time, the larger banks in New Orleans were not responsive to the needs of families and business owners in