FHA VS Conventional loan programs in Thibodaux, Lafourche County, Louisiana

For 2025, the Conventional loan ceiling in Thibodaux, located in the county of Lafourche, LA, is $726,200, while the FHA limit for a single-family dwelling stands at $472,030.

Employ the Lendersa® Conventional loan calculator to evaluate current rates for Conventional, FHA, and USDA loans and identify the income, credit, reserves, and documents necessary for qualification. You can use our state-of-the-art mortgage calculator to visually compare Conforming Conventional, USDA, FHA, and VA loans, choosing the optimum program tailored to your financial interests in LA.

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Loan Limits and Down Payment Requirements for 2025 in Thibodaux, Lafourche County, LA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparative table is relevant for the following zip codes: 70301, 70310

Available Conventional and FHA Loan Plans in Thibodaux, LA

The objective of Lendersa® is to help you acquire the most beneficial Conventional, USDA, or FHA loan as quickly and easily as possible. Opt for one of three initial steps designed to match you with suitable lenders and loan schemes.

Lendersa USDA loan request matching output


  • FJM Private Mortgage Fund
  • 1372 N McDowell Blvd., Suite D, Petaluma, CA, 94954
  • First Bridge Lending specializes in providing fast and creative debt solutions for both commercial and residential property types. With over 100 combined years of lending and investing experience, the principals at First Bridge Lending understand our borrower’s needs and know how to deliver optimal financing solutions
  • FJM Private Mortgage Fund
  • 1372 N McDowell Blvd. Suite D, Petaluma, CA, 94954
  • Founded in 2012, First Bridge Lending specializes in providing fast and creative debt solutions for both commercial and residential property types. With over 100 combined years of lending and investing experience, the principals at First Bridge Lending understand our borrower’s needs and know how to deliver optimal financing solutions.
  • Community First Credit Union
  • 1539 S Novato Blvd, Novato, CA, 94947
  • Community First Credit Union was founded by seven LOCAL teachers who were denied home loans by banks (back in the day, teachers weren't paid in summer months, and bankers decided teachers weren't smart enough to save up for those months). Since that founding, our "field of Membership" was expanded to include anyone who was a resident of Lake
  • Polaris Capital Partners Inc.
  • 6970 Wildwood Mountain Road, Santa Rosa, CA, 95409
  • Polaris Capital Partners Inc. is created to service the loan industry a little differently. We support our loan officers with a full-service in-house team which offers them the flexibility they need to best serve their customers. Servicing the loan from beginning to end saves the borrower time, and you can trust that when we say we can fund a loan.
  • Seliga Financial
  • 645 4th St, Suite 211, Santa Rosa, CA, 95404
  • We’re a full service mortgage company with expertise in every area of mortgage lending, from purchase, to refinance lines of credit and debt consolidation. We have access to a full range of mortgage products and are dedicated to providing you with the competitive rates, terms and costs to meet your unique borrowing needs.
  • Fox & Company, Inc.
  • 4710 Bennett Valley Rd, Santa Rosa, CA, 95404
  • we are uniquely positioned to offer our clients a truly customized experience, not a one-size-fits-all solution. We take pride in guiding our clients through every step of the process – from getting a mortgage that fits their exact needs to the intricacies of a purchase or sale of a home. Whether you are seeking a mortgage,
  • Tracey Financial Group, Inc.
  • 2 E Street, Santa Rosa, CA, 95404
  • Tracey Financial Group, Inc is a full service mortgage brokerage providing mortgages to families and individuals. We provide loans for residential and commercial real estate purchases and refinances. We also provide debt consolidation loans as well as construction, investment and multi family loans.
  • McCormick & Co. Homes and Loans
  • 101 E. Street, Suite 101, Santa Rosa, CA, 95404
  • Martin B. McCormick, with over 35 years of experience in banking, finance and real estate; founded McCormick & Co. Homes and Loans in 2007. His goal was to develop a solution-based operation to help consumers and fellow professionals, obtain financing to acquire real estate for home ownership and/or business purposes.
  • Peterson Lending Group
  • 100 E Street Suite 201, Santa Rosa, CA, 95404
  • Purchase and Refinance Loans. Excellence in Service, Integrity and Product Knowledge is vital in your Mortgage Professional......Experience the Difference. Allow us to take this opportunity to introduce Peterson Lending Group. Our team provides a hands-on mortgage lending service which includes financing of residential and commercial properties.
  • Premier Lending & Real Estate
  • 645 Fourth Street Suite #215, Santa Rosa, CA, 95404
  • We offer Wholesale Mortgage Rates from Top Mortgage Lenders designed to meet your Mortgage Needs. We guarantee the lowest rates & costs available. Buying or Selling a house can be daunting. We can help you from start to finish and guide you throughout the entire process. We'll take the mystery and difficulty out of it for you.