FHA VS Conventional loan programs in 2025 for Thibodaux, Lafourche County, Louisiana

For 2025, the Conventional loan ceiling in Thibodaux, located in the county of Lafourche, LA, is $726,200, while the FHA limit for a single-family dwelling stands at $472,030.

Employ the Lendersa® Conventional loan calculator to evaluate current rates for Conventional, FHA, and USDA loans and identify the income, credit, reserves, and documents necessary for qualification. You can use our state-of-the-art mortgage calculator to visually compare Conforming Conventional, USDA, FHA, and VA loans, choosing the optimum program tailored to your financial interests in LA.

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Loan Limits and Down Payment Requirements for 2025 in Thibodaux, Lafourche County, LA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparative table is relevant for the following zip codes: 70301, 70310

Available Conventional and FHA Loan Plans in Thibodaux, LA

The objective of Lendersa® is to help you acquire the most beneficial Conventional, USDA, or FHA loan as quickly and easily as possible. Opt for one of three initial steps designed to match you with suitable lenders and loan schemes.

Lendersa USDA loan request matching output


  • Axcel Capital Group
  • 1515 Market Street, Philadelphia, PA, 19102
  • We are a team of professionals with decades of experience funding commercial real estate & operating companies, who will assure the best outcome for your debt, equity and advisory needs. Whether developing, purchasing or refinancing, debt is the lifeblood for commercial real estate. Axcel delivers to its clients access to debt for any asset class
  • Republic Bank
  • 50 South 16th Street, Suite 2400, Philadelphia, PA, 19102
  • Our focus now is on innovation, customer satisfaction, brand building, and shareholder value creation. Today, we are one of the largest Philadelphia-based banks, yet we make decisions locally, and we make them quickly. Republic Bank is moving towards creating a major commercial and retail bank with a distinct brand.
  • American Commercial Lending Inc
  • 1500 Walnut Street, Suite 1103, Philadelphia, PA, 19102
  • American Commercial Lending, we specialize in the commercial mortgage industry. We have a team of experienced commercial mortgage brokers to guide you throughout the application process and ensure that you have everything needed to qualify for the loan. As the most trusted mortgage brokers.
  • Houwzer Mortgage
  • 1435 Walnut St, Philadelphia, PA, 19102
  • Houwzer is a modern, socially responsible real estate agency for savvy homeowners. We’ve rebuilt the real estate brokerage model around the customer with technology and a team of full service, salaried agents. Home sellers save an average of $15,000 with our listing agents, while home buyers trust our team's focus on buyer goals, not commissions.
  • Enterprise Commercial Financing
  • 100 South Broad Street, Suite 30, Philadelphia, PA, 19110
  • Enterprise Commercial Financing takes great pride in providing our clients with the absolute best loan options, rates and terms at the lowest service fee in the country. We ALWAYS put our clients best interest above our own. You can always rely on us for great service, professionalism and dependability.
  • Rediform Federal Credit Union
  • 3236 Lockport Road, Niagara Falls, NY, 14305
  • Rediform Federal Credit Union has been open since 1936 and Rediform Federal Credit Union To become the primary financial institution for our members by promoting savings and providing consumer credit at reasonable rates and to provide the highest level of services while maintaining financial security
  • Asian Bank
  • 815-837 Arch Street, Philadelphia, PA, 19107
  • At Asian Bank, we share your values of hard work, saving, and education. We are committed to providing highly personalized service and a wide range of banking products and services to help you, your family and your business.values of hard work, saving, and education. We are committed to providing highly personalized service
  • Police and Fire Federal Credit Union
  • 901 Arch Street, Philadelphia, PA, 19107
  • PFFCU’s mission is to be our members’ primary financial services provider, focusing on loans and deposits. We will earn our members’ Trust by providing quality financial products at very attractive prices, delivered with superior Service, Value, and Convenience. PFFCU is looking for staff who share our values and can help us achieve our mission.
  • Hansen Mortgage Services
  • 905 Arch Street, Suite 201, Philadelphia, PA, 19107
  • Hansen Financial Svc is a mortgage lending institution that prides itself in providing high quality financial services to the public. It is our mission to provide high quality mortgage programs at the most competitive rates in the nation. Our home loan programs include: purchase, refinance, debt consolidation, home equity loans, second mortgages.
  • Lisa Home Mortgage
  • 123 N. 9th Street, Suite 101, Philadelphia, PA, 19107
  • LISA HOME MORTGAGE is an American Limited Liability Corporation in the mortgage industry. As a leader in mortgage financing, the company is multi-state licensed, providing mortgage loan options for clients in need of purchasing or refinancing residential or commercial properties.