Explore the differences! FHA VS Conventional loan programs in Thibodaux, Lafourche County, Louisiana

For 2025, the Conventional loan ceiling in Thibodaux, located in the county of Lafourche, LA, is $726,200, while the FHA limit for a single-family dwelling stands at $472,030.

Employ the Lendersa® Conventional loan calculator to evaluate current rates for Conventional, FHA, and USDA loans and identify the income, credit, reserves, and documents necessary for qualification. You can use our state-of-the-art mortgage calculator to visually compare Conforming Conventional, USDA, FHA, and VA loans, choosing the optimum program tailored to your financial interests in LA.

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Loan Limits and Down Payment Requirements for 2025 in Thibodaux, Lafourche County, LA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparative table is relevant for the following zip codes: 70301, 70310

Available Conventional and FHA Loan Plans in Thibodaux, LA

The objective of Lendersa® is to help you acquire the most beneficial Conventional, USDA, or FHA loan as quickly and easily as possible. Opt for one of three initial steps designed to match you with suitable lenders and loan schemes.

Lendersa USDA loan request matching output


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  • First Savings Bank
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  • State Bank of Missouri, with assets of more than $55 million, is a chartered financial institution that serves customers in Jackson and Lafayette counties in Missouri. Its parent company, C.S. Bancshares, is a multi-bank holding company based in Chillicothe, Mo. C.S. Bancshares is the parent company to Chillicothe State Bank in Chillicothe;
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  • “At SellYouMoney, we’re your nationwide Non‑QM lender across 48 states—offering tailored financing for investment residential and commercial purchases, refinances, fix‑and‑flip rehabs, and even ground‑up construction. With asset‑based, interest‑only, and DSCR options—often up to 85–100% acquisition and rehab funding—we deliver fast, flexible soluti
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  • Unified Mortgage LLC, where we specialize in residential mortgages. At Unified Mortgage LLC, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • Southernmost Federal Credit Union
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  • Keys Federal Credit Union
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  • Keys Financial Mortgage Corp
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