For the year 2026, the conventional loan cap in Gray, found in Terrebonne, LA, is $726,200, whereas the FHA amount for a single-family home is $472,030.
Make use of the Lendersa® Conventional loan calculator to compare the latest best rates among Conventional, FHA, and USDA options. This tool also helps you determine the necessary income, credit, reserves, and documents for qualification. Our comprehensive mortgage calculator shows side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, aiding you in selecting the best option for your financial needs in LA.
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| Type of Loan | Maximum Limit | Minimal Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This table is applicable for the following zip codes: 70359, 70360, 70364
Lendersa® is dedicated to ensuring you obtain the most beneficial Conventional, USDA, or FHA loan swiftly and with ease. Choose from one of three starting pathways designed to link you with corresponding lenders and loan programs.
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