Explore the differences! FHA VS Conventional loan programs in Delhi, Richland County, Louisiana

In 2025, the Conventional loan limit for Delhi, located in Richland county, LA, is $726,200. The FHA limit for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans. Evaluate the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator offers side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA, guiding you to choose the right program for your financial needs in LA.

Review loan offers from a network of 100 lenders

2025 Loan Limits and Down Payment Requirements in Delhi, Richland County, LA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This is applicable for zip codes: 71232

Options for Conventional and FHA Loans in Delhi, LA

The goal of Lendersa® is to efficiently provide you with the best Conventional, USDA, or FHA loans without hassle. Choose from three pathways to find matching lenders and loan solutions.

Results from Lendersa USDA loan request matching


  • Bank of St. Francisville
  • 5700 Commerce Street, Saint Francisville, LA, 70775
  • Bank of St. Francisville was chartered in 1978 by a simple handwritten letter and soon opened an office out of a small trailer. After only a year, the bank moved into a historic brick building on Commerce Street that still serves as our home today. From the moment our doors first opened, we’ve been committed to serving each
  • Priorityone Mortgage
  • 220 Main Avenue North, Magee, MS, 39111
  • As PriorityOne Bank has exceeded a 111-year history of serving its loyal customers, it is proud of the fact that it remains a local independent community based bank that is expanding & growing to serve the vast financial needs of many customers throughout MS. PriorityOne Bank has experienced considerable growth, while still retaining the friendly.
  • Security Bank AR
  • 105 Ruby Street, Stephens, AR, 71764
  • Security Bank is your neighborhood bank. Our Mission is To help our customers meet their financial goals through banking, prudent lending, investment and insurance services. We will earn the confidence of our customers each day by providing dependable services and reliable information at their convenience, not ours.
  • Farmers Bank & Trust
  • 1129 E Main St, Magnolia, AR, 71753
  • Farmers Bank & Trust was chartered on September 26, 1906, and has been in operation since its inception. Farmers Bank is an independent community Bank and operates out of a one-Bank holding company, Magnolia Banking Corporation. The Bank operates a subsidiary called Magnolia Properties, Inc
  • River Valley Community Federal Credit Union
  • 340 Cash Road SW, Camden, AR, 71701
  • River Valley Community Federal Credit Union is a member owned financial institution whose purpose is to promote the financial well-being of its members by being committed to providing courteous, efficient and sound financial services. River Valley Community Federal Credit Union has a vision for growth and a heart for member service.
  • FBT Bank & Mortgage
  • 200 West Fourth Street, Fordyce, AR, 71742
  • In 1931, FBT Bank & Mortgage began as a full-service bank under the name Fordyce Bank & Trust. Our bank started with its focus on simplifying our customers’ lives and has continued to do for more than 80 years. We opened our doors to provide banking options in an area in need of economic stimulus and to offer services that filled a void in the sout
  • Landmark Bank
  • 12225 St. Helena Street, Clinton, LA, 70722
  • Landmark Bank was founded in August, 1897, and capitalized with $15,000 from local investors who recognized the need for the community to have a bank to call its own. The original management team of The Hon. D. W. Pipes (President), E. J. Buck (Vice President) and H. H. Forrestor (Cashier) established our commitment to personal service from the ver
  • Carter Credit Union
  • 133 S Main Street, Springhill, LA, 71075
  • Carter Federal’s beginnings date back to 1954, when Floyd Carter chartered the credit union to serve the employees of International Paper Company in Springhill, LA. As paymaster of International Paper, Floyd witnessed predatory lending practices within his own workplace & made a commitment to seek a safe way for employees to borrow & save money.
  • The Bank of Forest
  • 211 West Third Street, Forest, MS, 39074
  • Visionary men, from families who would earn state and national recognition, including Hiram Eastland, Sr, and Major R. W. Millsaps, were the original founders of Bank of Forest. The bank was granted a corporate charter by the State of Mississippi on March 1, 1900 and opened its doors for business in February of 1901,
  • Washington State Bank
  • 103 N. Main St, Washington, LA, 70589
  • Washington State Bank is an independent, locally-owned community bank. We offer modern and efficient systems in order to provide excellent products and services. Personal and Business Banking Available Checking Accounts, Savings Accounts, Loans, Mortgages, etc. The types of personal information we collect and share depend on the product
  • Cherry Mortgage LLC
  • 1800 Jimmy Davis Highway, Suite B, Bossier City, LA, 71112
  • Cherry Mortgage, LLC is owned and operated by Tanya Corbett (NMLS # 100655) a military spouse who understands the struggles of military living as well as the benefits. Licensed in Louisiana to assist in obtaining financing for all your residential mortgage needs. We specialize in VA loans, FHA loans, USDA loans.
  • Pine Bluff Cotton Belt Federal Credit Union
  • 1703 River Pines Blvd, Pine Bluff, AR, 71601
  • Pine Bluff Cotton Belt Federal Credit Union is a not-for-profit member owned financial cooperative. Unlike a bank, credit union profits are returned to the members in the form of higher dividends on savings, lower rates on loans, lower fees...and many other money saving services. A volunteer board of directors, elected by members, sets polici