Explore the differences! FHA VS Conventional loan programs in Richwood, Ouachita County, Louisiana
In 2026, the conventional loan limit in Richwood, within the county of Ouachita, LA, is $726,200, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans. Determine the required income, credit score, reserves, and documents to qualify. Our advanced mortgage calculator lets you you examine Conforming Conventional loans, USDA, FHA, and VA options side by side, aiding your decision on the optimal program for your financial needs in LA.
2026 Loan Limits and Down Payment Requirements in Richwood, Ouachita County, LA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The table is applicable to these zip codes: 71202
Available Loan Options for Conventional and FHA in Richwood, LA
The objective of Lendersa® is to secure the best possible loans, be it Conventional, USDA, or FHA, quickly and without hassle. Choose from one of three starting points to connect with suitable lenders and loan programs.
Bedford Federal Savings Bank has provided Bedford and Greater Lawrence County with leading-edge deposit and lending opportunities. Additionally, the Bank has been a force for good in the community and its youth through philanthropy and service. Now in its tenth decade, the Bank maintains its commitment to serving the communities of Lawrence County.
9900 Corporate Campus Drive, Suite 3000, Louisville, KY, 40223
Since our inception, we have acted as key advisors in securing funds for purchasers, investors, and homeowners in the residential markets. We recognize that in the marketplace there is a need for a holistic approach to an individual's needs. With this in mind our goal is to simplify the financing process by delivering a tailored,
13000 Equity Place, Suite 203, Louisville, KY, 40223
TBF started its roots with family. Our number one goal at TBF Mortgage is to help families with one of the most important financial decisions that they will have to face. TBF Mortgage and our team of Loan Officers are here to help you make informed decisions that work for you and to simplify the loan process. We will walk you through each phase.
13117 Eastpoint Park Blvd, Suite A, Louisville, KY, 40223
First Fidelity Mortgage, Inc is an award-winning mortgage broker based in Louisville, KY, with over 45 years of combined experience. We offer some of the lowest interest rates and closing costs, as well as a wide variety of loan programs that fit the specific needs of our clients.
Statewide Mortgage was created to help you achieve your dream of home ownership. You will find that our passion combined with experience will make your usually stressful loan process, quick, transparent and even exciting. Our goal is to build a personal relationship with you so that we can help you in the best way possible.
Farmers National Bank has a long, deep-rooted history as a financial institution. Since February 10, 1879, the bank has served customers in ways that earn their trust and loyalty. As it has helped generations of customers in the Bluegrass state achieve their goals, it is known as Your Lifetime Bank.
130 South Washington Street, Mount Pulaski, IL, 62548
The history of The Farmers Bank of Mt. Pulaski, Illinois begins in 1872 when Leonard K. Scroggin, with the assistance of Walter Sawyer, formed a private bank, known as the Scroggin & Sawyer Bank. Mr. Scroggin was a local land owner and had a successful farming business which had grown to such an extent that he decided to open a private bank.
9850 Von Allmen Court, Suite 201, Louisville, KY, 40241
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
9850 Von Allmen Ct, Suite 201, Louisville, KY, 40241
Purchasing a home is one of the biggest financial decisions an individual or a family will ever make. Homeownership is often thought to be an essential ingredient of the “American Dream". At Milestone Lending we believe that homeownership is a commitment to strengthening families, communities, and promoting good citizenship.
