FHA VS Conventional loan in Tallulah, Madison County, Louisiana

As of 2026, the conventional loan limit in Tallulah, within Madison county, LA, is set at $726,200, whereas the FHA limit for a single-family home is $472,030.

Try the Lendersa® Conventional loan calculator to compare today's best rates between Conventional, FHA, and USDA loans, and find out the income, credit, reserves, and documents you'll need to qualify. With our advanced calculator, see side-by-side the Conforming Conventional, USDA, FHA, and VA loans to help determine which program in LA suits your financial situation best.

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2026 Loan Limits and Downpayment Requirements in Tallulah, County of Madison, LA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Applicable to the following zip codes: 71282

Explore Conventional and FHA Loan Options in Tallulah, LA

At Lendersa®, our mission is to swiftly secure you the optimal Conventional, USDA, or FHA loan with minimal hassle. Pick from one of three options that connect you to compatible lenders and loan programs.

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Tallulah Lenders

  • Origin Bank
  • 1500 Sterlington Road, Monroe, LA, 71203
  • Lends in Louisiana
  • Origin Bank, formerly Community Trust Bank, is a Louisiana-chartered bank serving Louisiana, Texas and Mississippi. For over 100 years, we have provided a wide range of traditional banking services and are combining our industry expertise with modern applications to make banking easy both online and offline.

  • Kraftman Federal Credit Union
  • 805 East Cypress, Bastrop, LA, 71220
  • Lends in Louisiana
  • STATEMENT OF VALUES We believe that, helping people is more important than profit. We are qualified, capable & able to provide for the financial needs of our membership. Our membership is family. Our membership is honest and worthy of our trust. Our membership deserves the very best financial service we can provide. Our staff is our greatest asset.

  • Progressive Bank
  • 1411 N 19th St, Monroe, LA, 71211
  • Lends in Louisiana
  • At Progressive Bank, our purpose is 'to help people achieve their dreams'​ and we accomplish this purpose through our nine financial center locations across North Louisiana with centers in Monroe, West Monroe, Winnsboro, Bossier City, and Shreveport and through our full-service website at www.progressivebank.com.

  • Citizens Progressive Bank
  • 301 Main Street, Columbia, LA, 71418
  • Lends in Louisiana
  • We prefer to keep our focus on the local community, and our relationships in the towns we serve. While we may be small in size, we are big on our neighbors. Wear a suit or overalls when you come inside, it’s all the same to us. We value face to face deals and handshakes. And we’re big on getting to know your name, your family.