Explore the differences! FHA VS Conventional loan programs in Eunice, St. Landry County, Louisiana

In 2026, the Conventional loan cap in Eunice, St. Landry county, LA, is set at $726,200, while the FHA limit for a single-family home is $472,030.

Utilize Lendersa®'s Conventional loan calculator to explore today's top rates for Conventional, FHA, and USDA loans, and determine the needed income, credit, and reserves for qualification. Our advanced mortgage tool allows side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, guiding you to find the best program for your financial scenario in LA.

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Loan Limits and Down Payment Requirements for 2026 in Eunice, St. Landry County, LA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is applicable to the following zip codes: 70535

Discover Conventional and FHA Loan Options in Eunice, LA

Lendersa®'s goal is to swiftly secure you the best possible Conventional, USDA, or FHA loan. Select one of three paths to connect with appropriate lenders and programs tailored to your needs.

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Eunice Lenders

  • First National Bank of Louisiana
  • 128 North Parkerson Avenue, Crowley, LA, 70526
  • Lends in Louisiana
  • Our solid foundation was established in the 1920s on the strength and stability of the local community of Crowley, Louisiana. Since our inception, we have grown to hold over $537, 000, 000 in assets, ensuring personal service as the cornerstone of all we do. Although we still call the original Crowley Skyscraper home.

  • Bank of Sunset and Trust Company
  • 863 Napoleon Avenue, Sunset, LA, 70584
  • Lends in Louisiana
  • Long gone are the days where your savings account was located under your mattress. You need a bank you can depend on to provide the best and most beneficial financial services for the security of you and your family. Bank of Sunset and Trust Co. is just the financial institution to do so. This Louisiana-based bank, opened more than 100 years ago.

  • Rayne Building & Loan Association
  • 200 North Adams Avenue, Rayne, LA, 70578
  • Lends in Louisiana
  • Rayne Building and Loan Association’s mission is to provide personalized banking solutions for every stage of life with ongoing customer satisfaction in a range of products and services. RBL's focus on supporting the development of homes, communities and neighborhoods has been engrained in our culture since the beginning.

  • Washington State Bank
  • 103 N. Main St, Washington, LA, 70589
  • Lends in Louisiana
  • Washington State Bank is an independent, locally-owned community bank. We offer modern and efficient systems in order to provide excellent products and services.

    Personal and Business Banking Available Checking Accounts, Savings Accounts, Loans, Mortgages, etc. The types of personal information we collect and share depend on the product

  • Acadian Federal Credit Union
  • 102 Sunbeam Lane, Lafayette, LA, 70506
  • Lends in Louisiana
  • Acadian Federal Credit Union has been serving our members since 1950, with the help of our member volunteers. We continue to expand our products and services to keep up with technology. We pride ourselves on offering great rates and services to our geographically diverse membership.

  • 705 Federal Credit Union
  • 1455 West Willow Street, Lafayette, LA, 70506
  • Lends in Louisiana
  • 705 Federal Credit Union is opend since 1968. 705 Federal Credit Union is a not-for-profit financial institution. The credit union gives profit made back to those who belong through lower interest rates on loans, fewer fees, and higher dividends on savings accounts. Our members are made up of employees of various businesses within the Acadiana.

  • University of Louisiana Federal Credit Union
  • 805 Bertrand Drive, Lafayette, LA, 70506
  • Lends in Louisiana
  • Chartered in September 1958 University of Louisiana Federal Credit Union was formed by ten employees of Southwestern Louisiana Institute. These employees wanted to create a source of credit for members by pooling their savings to make loans at a low interest rate as well as offer other financial services for the economic well-being of members.

  • Meritus Credit Union
  • 515 Guilbeau Road, Lafayette, LA, 70506
  • Lends in Louisiana
  • Since 1954, MERITUS ® Credit Union (formerly Lafayette Schools Credit Union) has been dedicated to providing the best value in banking. You can count on us for personal service and solutions that fit every stage of your life and financial goals. Our mission is Securing your future by delivering affordable financial solutions,

  • Central Mortgage Services, Inc
  • 209 North Luke Street, Lafayette, LA, 70506
  • Lends in Louisiana
  • Central mortgage service inc founded in 1999 we've weathered many storms and changes in this industry. Constantly adapting, overcoming and adjusting to the ever changing lending programs and guidelines. Now more than ever, you need to deal with a tried and proven industry professional.